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OP Bancorp (OPBK)
NASDAQ:OPBK
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OP Bancorp (OPBK) Stock Statistics & Valuation Metrics

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Total Valuation

OP Bancorp has a market cap or net worth of $201.85M. The enterprise value is $238.68M.
Market Cap$201.85M
Enterprise Value$238.68M

Share Statistics

OP Bancorp has 14,885,614 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,885,614
Owned by Insiders20.24%
Owned by Institutions19.30%

Financial Efficiency

OP Bancorp’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 6.37%.
Return on Equity (ROE)0.10
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.37%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee666.87K
Profits Per Employee91.21K
Employee Count231
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of OP Bancorp is 9.1. OP Bancorp’s PEG ratio is -1.08.
PE Ratio9.1
PS Ratio1.53
PB Ratio1.15
Price to Fair Value1.15
Price to FCF7.89
Price to Operating Cash Flow5.09
PEG Ratio-1.08

Income Statement

In the last 12 months, OP Bancorp had revenue of 154.05M and earned 21.07M in profits. Earnings per share was 1.39.
Revenue154.05M
Gross Profit79.28M
Operating Income29.08M
Pretax Income29.08M
Net Income21.07M
EBITDA30.44M
Earnings Per Share (EPS)1.39

Cash Flow

In the last 12 months, operating cash flow was 17.34M and capital expenditures -3.54M, giving a free cash flow of 13.80M billion.
Operating Cash Flow17.34M
Free Cash Flow13.80M
Free Cash Flow per Share0.93

Dividends & Yields

OP Bancorp pays an annual dividend of $0.12, resulting in a dividend yield of 3.48%
Dividend Per Share$0.12
Dividend Yield3.48%
Payout Ratio32.43%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.75
52-Week Price Change16.47%
50-Day Moving Average13.85
200-Day Moving Average13.22
Relative Strength Index (RSI)43.53
Average Volume (3m)40.97K

Important Dates

OP Bancorp upcoming earnings date is Oct 23, 2025, After Close (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateOct 23, 2025
Ex-Dividend DateAug 07, 2025

Financial Position

OP Bancorp as a current ratio of 0.07, with Debt / Equity ratio of 29.12%
Current Ratio0.07
Quick Ratio0.07
Debt to Market Cap0.44
Net Debt to EBITDA-1.06
Interest Coverage Ratio0.40

Taxes

In the past 12 months, OP Bancorp has paid 8.01M in taxes.
Income Tax8.01M
Effective Tax Rate0.28

Enterprise Valuation

OP Bancorp EV to EBITDA ratio is 6.67, with an EV/FCF ratio of 6.81.
EV to Sales1.32
EV to EBITDA6.67
EV to Free Cash Flow6.81
EV to Operating Cash Flow6.47

Balance Sheet

OP Bancorp has $205.53M in cash and marketable securities with $62.24M in debt, giving a net cash position of $143.29M billion.
Cash & Marketable Securities$205.53M
Total Debt$62.24M
Net Cash$143.29M
Net Cash Per Share$9.63
Tangible Book Value Per Share$13.06

Margins

Gross margin is 38.42%, with operating margin of 18.88%, and net profit margin of 13.68%.
Gross Margin38.42%
Operating Margin18.88%
Pretax Margin18.88%
Net Profit Margin13.68%
EBITDA Margin19.76%
EBIT Margin18.88%

Analyst Forecast

The average price target for OP Bancorp is $15.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$15.50
Price Target Upside12.40% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast11.05%
EPS Growth Forecast8.18%

Scores

Smart Score6
AI Score
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