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OneMain Holdings (OMF)
NYSE:OMF
Earnings Data
Report Date
Apr 29, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
1.58Last Year’s EPS
1.45Same Quarter Last Year
Moderate Buy
Based on 12 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 29, 2025
|% Change Since: 0.41%
|Next Earnings Date:Jul 23, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with significant growth in capital generation, earnings, and receivables. The company also showed improved credit performance and successful funding strategies. However, there are concerns about the uncertain macroeconomic environment and high credit card charge-offs. Overall, the positive aspects outweigh the negatives.Company Guidance
During the OneMain Holdings, Inc. first quarter 2025 earnings call, the company provided guidance indicating strong financial performance and positive credit trends. Key metrics highlighted include a 25% year-over-year increase in capital generation to $194 million, C&I adjusted earnings per share rising 19% to $1.72, and a 12% year-over-year growth in receivables. Originations grew by 20%, or 13% on an organic basis, and total revenue increased by 10%. The company reported a decrease in 30-plus delinquency to 5.08% and a reduction in C&I net charge-offs to 8.2%, down 49 basis points from the prior year. Additionally, consumer loan net charge-offs fell by 75 basis points to 7.8%. The company maintained its 2025 guidance, projecting a 5% to 8% growth in managed receivables and a 6% to 8% growth in total revenue, with C&I net charge-offs expected between 7.5% to 8% and an operating expense ratio of approximately 6.6%. The company's strategic initiatives and strong balance sheet position it for long-term growth despite the uncertain macroeconomic environment.Strong Capital Generation
Capital generation of $194 million was up 25% year over year.
Earnings Growth
C&I adjusted earnings were $1.72 per share, up 19% compared to the previous year.
Revenue and Receivables Growth
Receivables grew 12% year over year, and total revenue increased by 10%.
Originations and Customer Base Expansion
Originations grew 20% year over year, and the company now provides access to credit to over 3.4 million customers, up 14% from a year ago.
Improved Credit Performance
30-plus delinquency rate decreased by 49 basis points year over year to 5.08%, and consumer loan net charge-offs were down 75 basis points.
Successful Funding Strategy
Raised $1.5 billion in secured and unsecured markets, demonstrating leading market access and execution.
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OMF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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OMF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 29, 2025 | $49.15 | $48.63 | -1.06% |
| Jan 31, 2025 | $56.34 | $54.52 | -3.23% |
| Oct 30, 2024 | $45.74 | $50.02 | +9.36% |
| Jul 31, 2024 | $50.04 | $49.21 | -1.66% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does OneMain Holdings (OMF) report earnings?
OneMain Holdings (OMF) is schdueled to report earning on Apr 29, 2025, TBA Not Confirmed.
What is OneMain Holdings (OMF) earnings time?
OneMain Holdings (OMF) earnings time is at Apr 29, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is OMF EPS forecast?
OMF EPS forecast for the fiscal quarter 2025 (Q1) is 1.58.
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