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OneMain Holdings (OMF)
NYSE:OMF
Earnings Data
Report Date
Apr 29, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
1.58Last Year’s EPS
1.45Same Quarter Last Year
Moderate Buy
Based on 11 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Jan 31, 2025
|% Change Since: -21.18%
|Next Earnings Date:Apr 29, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted significant achievements in customer growth, capital generation, and improved credit trends, along with recognition for business excellence. However, these positives were counterbalanced by decreased net income, increased operating expenses, and higher interest expenses. The sentiment of the call is balanced.Company Guidance
During the OneMain Financial Fourth Quarter 2024 earnings call, the company provided guidance indicating a positive outlook for 2025. Key metrics include a 15% increase in the customer base to 3.4 million and an 11% growth in receivables to $24.7 billion. Capital generation for 2024 was $685 million, with an expectation for increased earnings and capital generation in 2025. The auto receivables grew to $2.4 billion, and the credit card portfolio expanded to 780,000 accounts. The company maintained a strong balance sheet, raising $3.9 billion in funding, and projected a 7% yield on its regular dividend. For 2025, OneMain anticipates receivables growth of 5% to 8%, revenue growth of 6% to 8%, and C&I net charge-offs of 7.5% to 8.0%. The company remains committed to investing in growth areas such as data science, technology, and product innovation.Strong Customer Growth
Customer base grew 15% to 3.4 million customers in 2024.
Capital Generation and Revenue Growth
Generated $685 million of capital in 2024 and total revenue grew 9% in the fourth quarter.
Receivables Increase
Receivables grew 11% to $24.7 billion in 2024.
Improved Credit and Delinquency Trends
30 to 89 delinquency was 3.06%, down 22 basis points year-over-year. Net charge-offs were 7.9%, indicating better than usual seasonal trends.
Recognition and Awards
OneMain was recognized in Newsweek's Excellence Index and Time Magazine's America's Best Midsize Companies list.
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OMF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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OMF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Jan 31, 2025 | $56.34 | $54.52 | -3.23% |
| Oct 30, 2024 | $45.74 | $50.02 | +9.36% |
| Jul 31, 2024 | $50.04 | $49.21 | -1.66% |
| Apr 30, 2024 | $46.92 | $48.08 | +2.47% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does OneMain Holdings (OMF) report earnings?
OneMain Holdings (OMF) is schdueled to report earning on Apr 29, 2025, TBA Not Confirmed.
What is OneMain Holdings (OMF) earnings time?
OneMain Holdings (OMF) earnings time is at Apr 29, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is OMF EPS forecast?
OMF EPS forecast for the fiscal quarter 2025 (Q1) is 1.58.
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