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Oita Bank Ltd (OITAF)
OTHER OTC:OITAF

Oita Bank (OITAF) Price & Analysis

5 Followers

OITAF Stock Chart & Stats

$21.55
$0.25(1.17%)
At close: 4:00 PM EST
$21.55
$0.25(1.17%)

Bulls Say, Bears Say

Bulls Say
Diversified Banking Business ModelOita Bank's core model combines net interest income from deposit-led lending with fee and securities income. That mix provides durable revenue diversification across lending, payments and investment products, supporting steadier earnings through cycle and multiple funding channels.
Improving Profitability And MarginsThe jump in revenue and higher EBIT margin indicates better pricing, underwriting or cost control. Sustained margin improvement increases internal capital generation and the bank’s ability to fund lending and buffers, strengthening fundamentals over the medium term.
Strengthened Capital BaseA materially larger equity base improves loss-absorption capacity and regulatory resilience, enabling steadier credit supply and potential balance-sheet growth. Stronger capital supports strategic initiatives without immediate reliance on external funding.
Bears Say
Elevated And Volatile LeverageHigh and variable debt/equity magnifies sensitivity to funding costs and credit losses. For a regional bank, that can constrain lending flexibility, increase refinancing risk in stress periods, and limit strategic initiatives requiring stable leverage profiles.
Inconsistent Cash GenerationLarge year-to-year swings in operating and free cash flow weaken predictability for dividends, capital planning and loan growth. Volatility reduces confidence in internal funding assumptions and can force reliance on external liquidity at unfavorable times.
Low ROE And Uneven GrowthPersistently low return on equity signals limited capital efficiency versus peers. Coupled with historically uneven revenue, it creates uncertainty around sustainable earnings power and may pressure management toward riskier asset mix or margin compression efforts to lift ROE.

Oita Bank News

OITAF FAQ

What was Oita Bank Ltd’s price range in the past 12 months?
Oita Bank Ltd lowest stock price was $4.31 and its highest was $4.31 in the past 12 months.
    What is Oita Bank Ltd’s market cap?
    Oita Bank Ltd’s market cap is $1.24B.
      When is Oita Bank Ltd’s upcoming earnings report date?
      Oita Bank Ltd’s upcoming earnings report date is Aug 07, 2026 which is in 27 days.
        How were Oita Bank Ltd’s earnings last quarter?
        Oita Bank Ltd released its earnings results on May 12, 2026. The company reported $0.257 earnings per share for the quarter, beating the consensus estimate of N/A by $0.257.
          Is Oita Bank Ltd overvalued?
          According to Wall Street analysts Oita Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Oita Bank Ltd pay dividends?
            Oita Bank Ltd pays a Semiannually dividend of $0.154 which represents an annual dividend yield of 4.55%. See more information on Oita Bank Ltd dividends here
              What is Oita Bank Ltd’s EPS estimate?
              Oita Bank Ltd’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Oita Bank Ltd have?
              Oita Bank Ltd has 78,468,170 shares outstanding.
                What happened to Oita Bank Ltd’s price movement after its last earnings report?
                Oita Bank Ltd reported an EPS of $0.257 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of Oita Bank Ltd?
                  Currently, no hedge funds are holding shares in OITAF
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Oita Bank Ltd

                    Established in 1893 and headquartered in Oita, Japan, The Oita Bank, Ltd. delivers a broad spectrum of banking and financial solutions to both individual and corporate customers, predominantly within the Oita Prefecture region. Its business activities are structured into Banking and Lease divisions. The company's core banking functions include facilitating deposits, extending various types of loans, discounting commercial bills, and engaging in the buying and selling of marketable securities and other financial instruments. Furthermore, it provides leasing, credit card services, financial instrument brokerage, and foreign exchange facilities. As of September 30, 2021, The Oita Bank, Ltd. maintained a significant operational footprint, comprising 93 branches and 33 money exchange offices.

                    Oita Bank (OITAF) Earnings & Revenues

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                    Ownership Overview

                    3.36%93.46%
                    Insiders
                    ― Other Institutional Investors
                    93.46% Public Companies and
                    Individual Investors

                    Options Prices

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