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PaySauce Limited
(PYS)
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Rating:63Neutral
Price Target:
$0.20
Action:N/A
Date:10/05/26
The score is primarily supported by strong cash flow and a low-leverage balance sheet, which improve financial resilience. This is tempered by a rich valuation (very high P/E) and mixed operating fundamentals, while technicals are modestly positive but still below the long-term (200-day) trend.
Positive Factors
Strong cash generation
Strong and rising operating cash flow and free cash flow indicate effective cash conversion and provide internal funding capacity. This can support product investment, operating needs, and resilience over the next several quarters without requiring substantial additional borrowing.
Negative Factors
Recent revenue contraction
The latest revenue decline interrupts the company’s earlier expansion and raises concern about the durability of demand growth. Continued contraction would limit operating leverage, reduce reinvestment capacity, and make future earnings improvement more dependent on cost control.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash generation
Strong and rising operating cash flow and free cash flow indicate effective cash conversion and provide internal funding capacity. This can support product investment, operating needs, and resilience over the next several quarters without requiring substantial additional borrowing.
Read all positive factors
PaySauce Limited (PYS) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$30.73M
Dividend YieldN/A
Average Volume (3M)12.74K
Price to Earnings (P/E)92.0
Beta (1Y)1.14
Revenue Growth11.20%
EPS Growth-58.33%
CountryNZ
Employees48
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Application
Share Statistics
EPS (TTM)<0.01
Shares Outstanding167,023,390
10 Day Avg. Volume19,058
30 Day Avg. Volume12,744
Financial Highlights & Ratios
PEG Ratio-2.66
Price to Book (P/B)4.82
Price to Sales (P/S)6.17
P/FCF Ratio5.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.01
Revenue Forecast (FY)$10.40M
PaySauce Limited Business Overview & Revenue Model
Company Description
PaySauce Limited offers a comprehensive suite of cloud-hosted human resources and remuneration solutions tailored for small and medium-sized enterprises across New Zealand, Australia, and the Pacific Islands. Its flagship product, the PaySauce pla...
PaySauce Limited Financial Statement Overview
Summary
Income Statement
52
Neutral
Balance Sheet
79
Positive
Cash Flow
88
Very Positive
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 7.40M | 6.32M | 5.37M | 4.66M | 3.20M |
| Gross Profit | 1.92M | 1.39M | 938.00K | 982.00K | 261.00K |
| EBITDA | -614.00K | 1.30M | 911.00K | -18.00K | -1.16M |
| Net Income | 290.00K | 681.00K | 1.23M | -558.00K | -1.28M |
Balance Sheet | |||||
| Total Assets | 56.57M | 43.68M | 38.63M | 36.00M | 30.13M |
| Cash, Cash Equivalents and Short-Term Investments | 22.73M | 12.34M | 9.51M | 8.67M | 26.25M |
| Total Debt | 112.00K | 251.00K | 861.00K | 879.00K | 66.00K |
| Total Liabilities | 47.12M | 39.51M | 35.59M | 34.61M | 28.46M |
| Stockholders Equity | 9.45M | 4.17M | 3.04M | 1.40M | 1.67M |
Cash Flow | |||||
| Free Cash Flow | 9.11M | 4.83M | 1.46M | 4.39M | 6.23M |
| Operating Cash Flow | 9.20M | 6.49M | 2.64M | 5.29M | 6.71M |
| Investing Cash Flow | -3.26M | -2.86M | -1.68M | -7.38M | -2.18M |
| Financing Cash Flow | 4.45M | -797.00K | -197.00K | 557.00K | -32.00K |
PaySauce Limited Technical Analysis
Negative
―
Price Trends
0.21
Negative
0.22
Negative
0.24
Negative
Market Momentum
-0.01
Positive
31.46
Neutral
-4.17
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NZ:PYS, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 0.20, equal to the 50-day MA of 0.21, and equal to the 200-day MA of 0.24, indicating a bearish trend. The MACD of -0.01 indicates Positive momentum. The RSI at 31.46 is Neutral, neither overbought nor oversold. The STOCH value of -4.17 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NZ:PYS.
PaySauce Limited Peers Comparison
UnderperformOutperform
Sector (55)
NZ:PYS
PaySauce Limited
0.18
-0.07
-27.84%
NZ:ENS
Enprise Group Ltd
0.42
-0.16
-27.46%
NZ:SDL
Solution Dynamics Limited
0.64
-0.04
-5.65%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.