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Operating Profit by Segment
Analyzes profit generated from core operations within each segment, revealing which areas are most profitable and efficient in their operations.NatWest Group's Retail Banking and Commercial & Institutional segments have shown resilience, with consistent operating profit growth. Retail Banking remains a strong performer, while Commercial Banking has stagnated since mid-2022. The earnings call highlights a successful acquisition of Sainsbury's Bank, boosting customer accounts and lending, which could enhance future profitability. However, potential regulatory impacts and economic uncertainties pose risks. The bank's updated 2025 guidance reflects optimism, expecting income and returns at the upper end of their ranges, despite anticipated higher operating expenses.
Date | Commercial Banking | Retail Banking | Private Banking | Commercial & Institutional | Ulster Bank ROI | RBS International | NatWest Markets | Other |
|---|---|---|---|---|---|---|---|---|
Dec 31, 2024 | £0.00 | £1.33B | £165.00M | £1.88B | £0.00 | £0.00 | £0.00 | -£210.00M |
Jun 30, 2024 | £0.00 | £1.10B | £99.00M | £1.71B | £0.00 | £0.00 | £0.00 | £125.00M |
Dec 31, 2023 | £0.00 | £1.08B | £57.00M | £1.50B | £0.00 | £0.00 | £0.00 | -£41.00M |
Jun 30, 2023 | £0.00 | £1.56B | £234.00M | £1.74B | £0.00 | £0.00 | £0.00 | £54.00M |
Dec 31, 2022 | £0.00 | £1.54B | £249.00M | £1.37B | £213.00M | £0.00 | £0.00 | -£859.00M |
Jun 30, 2022 | £0.00 | £1.29B | £187.00M | £1.18B | -£213.00M | £0.00 | £0.00 | £184.00M |
Dec 31, 2021 | £1.25B | £948.00M | £204.00M | £0.00 | -£219.00M | -£531.00M | -£462.00M | -£384.00M |
Jun 30, 2021 | £1.34B | £1.02B | £146.00M | £0.00 | -£7.00M | £173.00M | -£249.00M | £83.00M |
Dec 31, 2020 | £609.00M | £396.00M | £124.00M | £0.00 | £13.00M | £12.00M | -£296.00M | -£439.00M |
Jun 30, 2020 | -£1.01B | £453.00M | £84.00M | £0.00 | -£239.00M | £87.00M | £69.00M | -£216.00M |