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Return on Equity by Segment
Evaluates profitability by comparing net income to shareholder equity across different business segments, highlighting which areas are generating the most efficient returns.NatWest Group's Retail and Private Banking segments have seen a decline in return on equity since 2023, reflecting potential challenges in maintaining profitability. However, the Commercial & Institutional segment shows resilience with steady growth. The latest earnings call highlights a strong start to 2025, with income and returns expected at the upper end of guidance ranges. The successful acquisition of Sainsbury's Bank and robust capital generation further bolster confidence, despite concerns over economic uncertainty and regulatory impacts.
Date | Retail Banking | Private Banking | Commercial & Institutional | Ulster Bank ROI | Commercial Banking | RBS International | NatWest Markets | Group Total |
|---|---|---|---|---|---|---|---|---|
Dec 31, 2024 | 19.90 | 14.20 | 17.20 | 0.00 | 0.00 | 0.00 | 0.00 | 17.50 |
Jun 30, 2024 | 18.40 | 10.50 | 16.20 | 0.00 | 0.00 | 0.00 | 0.00 | 16.40 |
Dec 31, 2023 | 23.80 | 14.80 | 15.40 | 0.00 | 0.00 | 0.00 | 0.00 | 17.80 |
Jun 30, 2023 | 29.10 | 24.70 | 16.90 | 0.00 | 0.00 | 0.00 | 0.00 | 18.20 |
Dec 31, 2022 | 28.60 | 24.50 | 12.20 | 0.00 | 0.00 | 0.00 | 0.00 | 12.30 |
Jun 30, 2022 | 26.30 | 20.90 | 11.40 | 0.00 | 0.00 | 0.00 | 0.00 | 13.10 |
Dec 31, 2021 | 26.10 | 17.00 | 0.00 | 0.00 | 22.00 | 22.50 | -13.10 | 9.40 |
Jun 30, 2021 | 27.50 | 14.20 | 0.00 | -0.80 | 21.90 | 22.10 | -9.20 | 11.70 |
Dec 31, 2020 | 10.20 | 10.30 | 0.00 | -11.70 | -4.50 | 6.10 | -3.80 | -2.40 |
Jun 30, 2020 | 10.70 | 8.20 | 0.00 | -24.20 | -17.90 | 11.80 | 0.80 | -4.40 |