Norwood Financial (NWFL) Stock Statistics & Valuation Metrics

Norwood Financial has a market cap or net worth of $399.37M. The enterprise value is $459.62M.

Market Cap

$399.37M

Enterprise Value

$459.62M

Norwood Financial has 10,914,790 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding

10,914,790

Owned by Insiders

7.87%

Owned by Institutions

25.46%

Norwood Financial’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 8.42%.

Return on Equity (ROE)

0.11

Return on Assets (ROA)

0.01

Return on Invested Capital (ROIC)

8.42%

Return on Capital Employed (ROCE)

0.12

Revenue Per Employee

489.72K

Profits Per Employee

99.83K

Employee Count

278

Asset Turnover

0.06

Inventory Turnover

0.00

The current PE Ratio of Norwood Financial is 10.19. Norwood Financial’s PEG ratio is 0.02.

PE Ratio

10.19

PS Ratio

2.54

PB Ratio

1.16

Price to FCF

11.65

Price to Operating Cash Flow

9.95

PEG Ratio

0.02

In the last 12 months, Norwood Financial had revenue of 136.14M and earned 27.75M in profits. Earnings per share was 3.03.

Revenue

136.14M

Gross Profit

86.63M

Operating Income

35.49M

Pretax Income

35.02M

Net Income

27.75M

EBITDA

36.95M

Earnings Per Share (EPS)

3.03

In the last 12 months, operating cash flow was 33.02M and capital expenditures 582,000, giving a free cash flow of 33.60M billion.

Operating Cash Flow

33.02M

Free Cash Flow

33.60M

Free Cash Flow per Share

3.67

Norwood Financial pays an annual dividend of $0.32, resulting in a dividend yield of 3.57%

Dividend Per Share

$0.32

Dividend Yield

3.57%

Payout Ratio

37.80%

Free Cash Flow Yield

10.56%

Earnings Yield

9.88%

Beta

0.48

52-Week Price Change

34.19%

50-Day Moving Average

34.10

200-Day Moving Average

31.27

Relative Strength Index (RSI)

58.47

Average Volume (3m)

41.87K

Norwood Financial upcoming earnings date is Jan 22, 2027, TBA (Not Confirmed).

Last Earnings Date

Oct 27, 2026

Next Earnings Date

Jan 22, 2027

Ex-Dividend Date

Jul 15, 2026

Norwood Financial as a current ratio of 0.16, with Debt / Equity ratio of 30.61%

Current Ratio

0.16

Quick Ratio

0.16

Debt to Market Cap

0.29

Net Debt to EBITDA

0.80

Interest Coverage Ratio

0.74

In the past 12 months, Norwood Financial has paid 7.26M in taxes.

Income Tax

7.26M

Effective Tax Rate

0.21

Norwood Financial EV to EBITDA ratio is 11.31, with an EV/FCF ratio of 11.88.

EV to Sales

3.17

EV to EBITDA

11.31

EV to Free Cash Flow

11.88

EV to Operating Cash Flow

11.58

Norwood Financial has $499.26M in cash and marketable securities with $65.51M in debt, giving a net cash position of $433.74M billion.

Cash & Marketable Securities

$499.26M

Total Debt

$65.51M

Net Cash

$433.74M

Net Cash Per Share

$39.74

Tangible Book Value Per Share

$27.30

Gross margin is 63.32%, with operating margin of 26.98%, and net profit margin of 20.94%.

Gross Margin

63.32%

Operating Margin

26.98%

Pretax Margin

26.68%

Net Profit Margin

20.94%

EBITDA Margin

28.03%

EBIT Margin

26.98%

The average price target for Norwood Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―

Price Target

―

Price Target Upside

―

Analyst Consensus

―

Analyst Count

―

Revenue Growth Forecast

45.99%

EPS Growth Forecast

371.54%

Smart Score

6

AI Score

77