Want to see NU full AI Analyst Report?
Total Valuation
Nu Holdings has a market cap or net worth of $69.08B. The enterprise value is $97.71K.
Market Cap$69.08B
Enterprise Value$97.71K
Share Statistics
Nu Holdings has 3,807,883,800 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,807,883,800
Owned by Insiders1.62%
Owned by Institutions38.79%
Financial Efficiency
Nu Holdings’s return on equity (ROE) is 0.25 and return on invested capital (ROIC) is 16.31%.
Return on Equity (ROE)0.25
Return on Assets (ROA)0.04
Return on Invested Capital (ROIC)16.31%
Return on Capital Employed (ROCE)0.26
Revenue Per Employee1.98M
Profits Per Employee356.96K
Employee Count8,037
Asset Turnover0.21
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Nu Holdings is 19.3. Nu Holdings’s PEG ratio is 0.65.
PE Ratio19.3
PS Ratio5.10
PB Ratio7.17
Price to Fair Value7.17
Price to FCF23.16
Price to Operating Cash Flow-16.25
PEG Ratio0.65
Income Statement
In the last 12 months, Nu Holdings had revenue of 15.88B and earned 2.87B in profits. Earnings per share was 0.59.
Revenue15.88B
Gross Profit7.12B
Operating Income3.87B
Pretax Income3.87B
Net Income2.87B
EBITDA3.97B
Earnings Per Share (EPS)0.59
Cash Flow
In the last 12 months, operating cash flow was -4.27B and capital expenditures 58.72M, giving a free cash flow of -4.22B billion.
Operating Cash Flow-4.27B
Free Cash Flow-4.22B
Free Cash Flow per Share-1.11
Dividends & Yields
Nu Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.25
52-Week Price Change-3.77%
50-Day Moving Average13.97
200-Day Moving Average14.99
Relative Strength Index (RSI)49.22
Average Volume (3m)85.77M
Important Dates
Nu Holdings upcoming earnings date is Nov 12, 2026, After Close (Confirmed).
Last Earnings DateAug 13, 2026
Next Earnings DateNov 12, 2026
Ex-Dividend Date―
Financial Position
Nu Holdings as a current ratio of 0.59, with Debt / Equity ratio of 317.17%
Current Ratio0.59
Quick Ratio0.59
Debt to Market Cap0.06
Net Debt to EBITDA-2.47
Interest Coverage Ratio0.84
Taxes
In the past 12 months, Nu Holdings has paid 996.75M in taxes.
Income Tax996.75M
Effective Tax Rate0.26
Enterprise Valuation
Nu Holdings EV to EBITDA ratio is 17.91, with an EV/FCF ratio of 20.36.
EV to Sales4.48
EV to EBITDA17.91
EV to Free Cash Flow20.36
EV to Operating Cash Flow20.31
Balance Sheet
Nu Holdings has $9.84B in cash and marketable securities with $42.02B in debt, giving a net cash position of -$32.18B billion.
Cash & Marketable Securities$9.84B
Total Debt$42.02B
Net Cash-$32.18B
Net Cash Per Share-$8.45
Tangible Book Value Per Share$2.13
Margins
Gross margin is 44.03%, with operating margin of 24.36%, and net profit margin of 18.07%.
Gross Margin44.03%
Operating Margin24.36%
Pretax Margin24.39%
Net Profit Margin18.07%
EBITDA Margin25.00%
EBIT Margin24.39%
Analyst Forecast
The average price target for Nu Holdings is $17.47, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$17.47
Price Target Upside15.37% Upside
Analyst ConsensusModerate Buy
Analyst Count9
Revenue Growth Forecast53.50%
EPS Growth Forecast55.50%