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NU Stock Chart & Stats
$15.34
$0.00(0.00%)
At close: 4:00 PM EST
$15.34
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$11.20 - $18.98
Previous CloseN/A
Volume6.89M
Average Volume (3M)67.83M
Market Cap
$66.61B
Enterprise Value$100.24K
Total Cash (Recent Filing)$30.32B
Total Debt (Recent Filing)$3.17B
Price to Earnings (P/E)21.2
Beta1.41
Next Earnings
Aug 18, 2026EPS Estimate
0.2Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.65
Shares Outstanding3,807,883,800
10 Day Avg. Volume82,441,543
30 Day Avg. Volume67,831,207
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)7.17
Price to Sales (P/S)5.10
P/FCF Ratio23.16
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$16.19Price Target Upside5.54% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)0.85
Revenue Forecast (FY)$22.15B
Bulls Say, Bears Say
Bulls Say
Cash Generation & MarginsSustained operating and free cash flow (~$3.7B TTM) alongside ~18% net margin indicates earnings reliably convert to cash. This supports organic reinvestment, buffers against cyclical stress, enables buybacks or growth funding and underpins durable financial flexibility over months.
Scale And Customer EngagementA 135M+ customer base with high activity drives repeat revenue, cross-sell opportunities and lower marginal acquisition cost. Large scale and engagement raise barriers to entry, stabilize fee and interchange streams, and create a durable platform for ARPAC and product monetization growth.
Regulatory Approval In MexicoFinal CNBV authorization to operate as a full-service bank gives Nu regulatory footing to expand credit, deposits and savings in Mexico. This structural market access enables deeper product rollout, higher lifetime value per customer and strengthens long-term regional market position.
Bears Say
Rising Reported DebtA large increase in total debt raises funding and liquidity sensitivity; despite moderate leverage ratios, higher absolute debt elevates refinancing risk if market funding tightens and reduces capital flexibility for strategic investments over the medium term.
Higher Provisioning & ECL BuildsGrowing credit loss allowances and sizeable quarter-over-quarter CLA builds reflect portfolio mix toward unsecured products and seasonality. Higher provisioning consumes earnings, compresses risk-adjusted returns and requires sustained credit performance to avoid permanent margin erosion.
Deposit Dynamics & Funding MixVolatile deposits and deliberate liability optimization increase reliance on market funding and can raise cost of funds. Structural deposit instability hampers low-cost funding advantages, pressuring NIM and making credit expansion more sensitive to funding-market conditions.
Nu Holdings News
NU FAQ
What was Nu Holdings Ltd. Class A’s price range in the past 12 months?
Nu Holdings Ltd. Class A lowest stock price was $11.20 and its highest was $18.98 in the past 12 months.
What is Nu Holdings Ltd. Class A’s market cap?
Nu Holdings Ltd. Class A’s market cap is $66.61B.
When is Nu Holdings Ltd. Class A’s upcoming earnings report date?
Nu Holdings Ltd. Class A’s upcoming earnings report date is Aug 18, 2026 which is in 31 days.
How were Nu Holdings Ltd. Class A’s earnings last quarter?
Nu Holdings Ltd. Class A released its earnings results on May 14, 2026. The company reported $0.178 earnings per share for the quarter, missing the consensus estimate of $0.197 by -$0.019.
Is Nu Holdings Ltd. Class A overvalued?
According to Wall Street analysts Nu Holdings Ltd. Class A’s price is currently Undervalued.
Does Nu Holdings Ltd. Class A pay dividends?
Nu Holdings Ltd. Class A does not currently pay dividends.
What is Nu Holdings Ltd. Class A’s EPS estimate?
Nu Holdings Ltd. Class A’s EPS estimate is 0.2.
How many shares outstanding does Nu Holdings Ltd. Class A have?
Nu Holdings Ltd. Class A has 3,807,883,800 shares outstanding.
What happened to Nu Holdings Ltd. Class A’s price movement after its last earnings report?
Nu Holdings Ltd. Class A reported an EPS of $0.178 in its last earnings report, missing expectations of $0.197. Following the earnings report the stock price went down -5.723%.
Which hedge fund is a major shareholder of Nu Holdings Ltd. Class A?
Currently, no hedge funds are holding shares in NU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$16.19 (5.54% Upside)
$16.19 (5.54% Upside)
Blogger Sentiment
Bullish
NU Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 14.7M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $257.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▲ 0.3%
Last 30 Days ▲ 0.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.43%
12-Months-Change
Fundamentals
Return on Equity
28.94%
Trailing 12-Months
Asset Growth
42.93%
Trailing 12-Months
Company Description
Nu Holdings Ltd. Class A
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
NU Stock 12 Month Forecast
Average Price Target
$16.19
▲(5.54% Upside)
Technical Analysis
Ownership Overview
0.80% Insiders
14.83% Mutual Funds
0.80% Other Institutional Investors
73.57% Public Companies and Individual Investors