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NU Stock Chart & Stats
$15.14
-$0.10(-0.70%)
At close: 4:00 PM EDT
$15.14
-$0.10(-0.70%)
Day’s Range― - ―
52-Week Range$11.20 - $18.98
Previous CloseN/A
Volume91.42M
Average Volume (3M)76.03M
Market Cap
$70.28B
Enterprise Value$97.71K
Total Cash (Recent Filing)$9.84B
Total Debt (Recent Filing)$42.02B
Price to Earnings (P/E)19.5
Beta1.25
Next Earnings
Nov 12, 2026EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.74
Shares Outstanding3,807,883,800
10 Day Avg. Volume70,328,543
30 Day Avg. Volume76,032,187
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)7.17
Price to Sales (P/S)5.10
P/FCF Ratio23.16
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$17.47Price Target Upside15.37% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
EPS Forecast (FY)0.87
Revenue Forecast (FY)$22.85B
Bulls Say, Bears Say
Bulls Say
Regional Scale And EngagementNu’s large and highly active customer base creates a durable distribution advantage across Latin America. Greater engagement supports recurring card spend, deposits, lending demand and cross-selling, while scale can spread technology and servicing costs.
Profitability And Operating LeverageStrong earnings, high ROE and expanding margins indicate that Nu’s digital model is converting scale into efficient profits. Management’s goal of sustaining an approximately 20% efficiency ratio supports the durability of its operating leverage.
Product And Technology ExpansionThe Mexican banking authorization broadens Nu’s ability to offer credit, payments and savings products in a major growth market. Its AI platform can improve underwriting and service economics, reinforcing differentiation as the franchise expands.
Bears Say
Cash Flow And Growth VolatilityThe recent revenue slowdown and sharp cash-flow reversal create a quality-of-earnings risk despite strong reported profitability. If persistent, weaker cash conversion could constrain reinvestment, capital flexibility and the pace of expansion.
Credit And Delinquency RiskRapid portfolio growth and intentional risk expansion increase exposure to borrower stress and future provisioning. Higher delinquency migration can compress risk-adjusted returns and remains a structural risk as Nu deepens lending across its markets.
Funding Structure VolatilityLow current leverage supports resilience, but pronounced year-to-year funding swings indicate that the balance-sheet structure can change materially. Continued expansion may require careful capital and liquidity management, especially alongside volatile cash generation.
Nu Holdings News
NU FAQ
What was Nu Holdings’s price range in the past 12 months?
Nu Holdings lowest stock price was $11.20 and its highest was $18.98 in the past 12 months.
What is Nu Holdings’s market cap?
Nu Holdings’s market cap is $70.28B.
When is Nu Holdings’s upcoming earnings report date?
Nu Holdings’s upcoming earnings report date is Nov 12, 2026 which is in 71 days.
How were Nu Holdings’s earnings last quarter?
Nu Holdings released its earnings results on Aug 13, 2026. The company reported $0.22 earnings per share for the quarter, beating the consensus estimate of $0.198 by $0.022.
Is Nu Holdings overvalued?
According to Wall Street analysts Nu Holdings’s price is currently Undervalued.
Does Nu Holdings pay dividends?
Nu Holdings does not currently pay dividends.
What is Nu Holdings’s EPS estimate?
Nu Holdings’s EPS estimate is 0.23.
How many shares outstanding does Nu Holdings have?
Nu Holdings has 3,807,883,800 shares outstanding.
What happened to Nu Holdings’s price movement after its last earnings report?
Nu Holdings reported an EPS of $0.22 in its last earnings report, beating expectations of $0.198. Following the earnings report the stock price went up 9.332%.
Which hedge fund is a major shareholder of Nu Holdings?
Currently, no hedge funds are holding shares in NU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Nu Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$17.47 (15.37% Upside)
$17.47 (15.37% Upside)
Blogger Sentiment
Bullish
NU Sentiment 87%
Sector Average 56%
Sector Average 56%
Hedge Fund Trend
Increased
By 23.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $5.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.0%
Last 30 Days ▼ 1.5%
Last 30 Days ▼ 1.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-2.29%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
31.92%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Nu Holdings
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
NU Company Deck
NU Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operational and financial performance: record profitability, broad-based portfolio growth, significant margin expansion, and meaningful progress in AI and product initiatives (Mexico banking license, new Croma offering). Headline results were tempered by seasonal delinquency dynamics, continued provisioning for portfolio growth, deposit optimization (notably in Mexico), and higher quarter operating expenses related to timing and investment. Management positioned most negatives as expected, disciplined, and/or strategic (intentional risk expansion, deposit optimization, one-time timing), while emphasizing sustainability of improved unit economics.View all NU earnings summariesNU Stock 12 Month Forecast
Average Price Target
$17.47
▲(15.37% Upside)
Technical Analysis
Banco Bradesco SA
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Banco De Chile
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Banco Santander Brasil
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Banco BBVA Argentina
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Grupo Financiero Galicia SA
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Ownership Overview
1.62% Insiders
14.83% Mutual Funds
38.79% Other Institutional Investors
33.86% Public Companies and Individual Investors