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Total Deposits
Reflects the total amount of customer deposits, providing insight into customer trust and the company’s liquidity position.Deposits have accelerated markedly since 2023, turning into Nu’s primary funding engine that enabled rapid credit growth and a healthy funding buffer (management cites ~2x available funding vs net loans). This reduces liquidity risk and buys time for international expansion and AI investments, but deposit cost sensitivity to interbank rates and rising competition could pressure margins as Nu scales abroad—monitor deposit mix, cost trends and geographic composition to judge sustainability of ROE and future capital deployment.
Date | Deposits |
|---|---|
Jun 30, 2026 | $45.30B |
Mar 31, 2026 | $42.40B |
Dec 31, 2025 | $41.90B |
Sep 30, 2025 | $38.80B |
Jun 30, 2025 | $36.60B |
Mar 31, 2025 | $31.60B |
Dec 31, 2024 | $28.90B |
Sep 30, 2024 | $28.30B |
Jun 30, 2024 | $25.20B |
Mar 31, 2024 | $24.30B |