Northrim Bancorp(NRIM)
$23.94-0.11 (-0.46%)
NRIM
Northrim Bancorp financials statements
$23.94
At close:-0.11 (-0.46%)
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Northrim Bancorp (NRIM) Ratios
230 Followers
Northrim Bancorp Ratios
NRIM's free cash flow for Q3 2026 was $-14.35M. For the 2026 fiscal year, NRIM's free cash flow was decreased by $-560.00K and operating cash flow was $-13.79M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.13 | 0.24 | 0.33 | 0.41 | 0.45 |
| Quick Ratio | 0.13 | 0.24 | 0.33 | 0.41 | 0.45 |
| Cash Ratio | 0.05 | 0.02 | 0.05 | 0.11 | 0.27 |
| Solvency Ratio | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.05 | -0.00 | 0.02 | 0.03 | 0.05 |
| Short-Term Operating Cash Flow Coverage | 307.59 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -2.60B | $ -2.13B | $ -1.76B | $ -1.49B | $ -1.40B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 |
| Debt-to-Equity Ratio | 0.27 | 0.15 | 0.14 | 0.16 | 0.15 |
| Debt-to-Capital Ratio | 0.21 | 0.13 | 0.12 | 0.14 | 0.13 |
| Long-Term Debt-to-Capital Ratio | 0.20 | 0.11 | 0.09 | 0.10 | 0.09 |
| Financial Leverage Ratio | 10.08 | 11.39 | 11.96 | 12.23 | 11.46 |
| Debt Service Coverage Ratio | 1.61 | 1.00 | 1.00 | 6.50 | 11.11 |
| Interest Coverage Ratio | 2.01 | 1.15 | 1.10 | 7.38 | 12.70 |
| Debt to Market Cap | 0.14 | 0.08 | 0.07 | 0.08 | 0.09 |
| Interest Debt Per Share | 5.90 | 3.70 | 2.76 | 1.71 | 1.60 |
| Net Debt to EBITDA | -0.65 | -0.43 | -2.45 | -5.40 | -11.63 |
| Profitability Margins | |||||
| Gross Profit Margin | 81.42% | 77.53% | 79.45% | 94.75% | 100.23% |
| EBIT Margin | 35.52% | 23.98% | 19.96% | 28.64% | 35.06% |
| EBITDA Margin | 36.98% | 25.82% | 22.06% | 30.99% | 38.33% |
| Operating Profit Margin | 35.52% | 23.98% | 19.96% | 28.64% | 35.06% |
| Pretax Profit Margin | 34.85% | 23.98% | 19.96% | 28.64% | 35.06% |
| Net Profit Margin | 26.64% | 18.87% | 16.04% | 22.87% | 27.41% |
| Continuous Operations Profit Margin | 26.64% | 18.87% | 16.04% | 22.87% | 27.41% |
| Net Income Per EBT | 76.44% | 78.67% | 80.34% | 79.86% | 78.17% |
| EBT Per EBIT | 98.11% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.96% | 1.22% | 0.90% | 1.15% | 1.38% |
| Return on Equity (ROE) | 19.79% | 13.84% | 10.82% | 14.06% | 15.78% |
| Return on Capital Employed (ROCE) | 18.07% | 12.99% | 9.80% | 13.41% | 15.83% |
| Return on Invested Capital (ROIC) | 13.80% | 10.22% | 7.88% | 10.71% | 12.38% |
| Return on Tangible Assets | 2.01% | 1.25% | 0.92% | 1.17% | 1.39% |
| Earnings Yield | 10.99% | 8.61% | 7.93% | 9.77% | 13.96% |
| Efficiency Ratios | |||||
| Receivables Turnover | 19.34 | 1.92 | 3.13 | 4.24 | 8.65 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.32 | 4.33 | 3.18 | 2.82 | 2.84 |
| Asset Turnover | 0.07 | 0.06 | 0.06 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.11 | -0.11 | -0.10 | -0.10 | -0.10 |
| Cash Conversion Cycle | 18.88 | 190.29 | 116.48 | 86.03 | 42.21 |
| Days of Sales Outstanding | 18.88 | 190.29 | 116.48 | 86.03 | 42.21 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 18.88 | 190.29 | 116.48 | 86.03 | 42.21 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.31 | -0.40 | 1.74 | 3.39 | 4.53 |
| Free Cash Flow Per Share | 6.06 | -0.42 | 1.46 | 3.22 | 4.43 |
| Dividend Paid and CapEx Coverage Ratio | 6.96 | -0.61 | 1.97 | 5.44 | 9.41 |
| Capital Expenditure Coverage Ratio | 25.48 | -14.08 | 6.31 | 20.58 | 44.65 |
| Operating Cash Flow Coverage Ratio | 1.59 | -0.21 | 1.18 | 2.28 | 3.13 |
| Operating Cash Flow to Sales Ratio | 0.57 | -0.04 | 0.25 | 0.58 | 0.82 |
| Free Cash Flow Yield | 22.77% | -2.18% | 10.18% | 23.61% | 40.74% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.11 | 11.60 | 12.62 | 10.23 | 7.16 |
| Price-to-Sales (P/S) Ratio | 2.42 | 2.19 | 2.02 | 2.34 | 1.96 |
| Price-to-Book (P/B) Ratio | 1.80 | 1.61 | 1.36 | 1.44 | 1.13 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.39 | -45.92 | 9.82 | 4.23 | 2.45 |
| Price-to-Operating Cash Flow Ratio | 4.22 | -49.19 | 8.23 | 4.03 | 2.40 |
| Price-to-Earnings Growth (PEG) Ratio | 0.12 | 0.24 | -0.84 | -0.84 | 0.42 |
| Enterprise Value Multiple | 5.91 | 8.05 | 6.73 | 2.15 | -6.50 |
| Enterprise Value | 529.78M | 407.35M | 234.92M | 89.46M | -341.29M |
| EV to EBITDA | 5.91 | 8.05 | 6.73 | 2.15 | -6.50 |
| EV to Sales | 2.18 | 2.08 | 1.48 | 0.67 | -2.49 |
| EV to Free Cash Flow | 3.96 | -43.58 | 7.20 | 1.20 | -3.12 |
| EV to Operating Cash Flow | 3.80 | -46.68 | 6.04 | 1.15 | -3.05 |
| Tangible Book Value Per Share | 11.10 | 8.48 | 8.76 | 7.81 | 8.26 |
| Shareholders’ Equity Per Share | 14.78 | 12.13 | 10.48 | 9.48 | 9.62 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.24 | 0.21 | 0.20 | 0.20 | 0.22 |
| Revenue Per Share | 10.98 | 8.90 | 7.07 | 5.83 | 5.54 |
| Net Income Per Share | 2.92 | 1.68 | 1.13 | 1.33 | 1.52 |
| Tax Burden | 0.76 | 0.79 | 0.80 | 0.80 | 0.78 |
| Interest Burden | 0.98 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.35 | 0.38 | 0.41 | 0.45 | 0.45 |
| Stock-Based Compensation to Revenue | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 |
| Income Quality | 2.16 | -0.24 | 1.53 | 2.54 | 2.99 |
Currency in USD
