NerdWallet, Inc. Class A(NRDS)
$7.70+0.28 (+3.77%)
NRDS
NerdWallet, Inc. Class A financials statements
$7.70
At close:+0.28 (+3.77%)
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NerdWallet, Inc. Class A (NRDS) Ratios
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NerdWallet, Inc. Class A Ratios
NRDS's free cash flow for Q3 2026 was $28.10M. For the 2026 fiscal year, NRDS's free cash flow was decreased by $-3.10M and operating cash flow was $31.20M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 3.45 | 3.27 | 5.32 | 2.61 | 3.69 |
| Quick Ratio | 3.45 | 3.27 | 5.32 | 2.61 | 3.69 |
| Cash Ratio | 1.39 | 1.10 | 2.69 | 1.16 | 2.55 |
| Solvency Ratio | 1.10 | 1.07 | 0.70 | 0.32 | -0.07 |
| Operating Cash Flow Ratio | 1.86 | 1.19 | 1.93 | 0.35 | 0.11 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 28.72 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ 158.10M | $ 123.30M | $ 146.70M | $ 105.20M | $ 136.30M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.02 | 0.02 | 0.03 | 0.04 |
| Debt-to-Equity Ratio | 0.00 | 0.02 | 0.03 | 0.04 | 0.06 |
| Debt-to-Capital Ratio | 0.00 | 0.02 | 0.03 | 0.04 | 0.06 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 1.23 | 1.20 | 1.14 | 1.25 | 1.41 |
| Debt Service Coverage Ratio | 160.83 | 24.84 | 46.50 | 11.72 | -4.77 |
| Interest Coverage Ratio | 116.00 | 13.43 | 4.50 | -7.60 | -30.00 |
| Debt to Market Cap | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 0.01 | 0.13 | 0.14 | 0.22 | 0.24 |
| Net Debt to EBITDA | -0.85 | -1.06 | -1.64 | -3.65 | 109.07 |
| Profitability Margins | |||||
| Gross Profit Margin | 92.39% | 90.76% | 90.99% | 92.61% | 92.49% |
| EBIT Margin | 8.32% | 0.83% | 1.18% | -3.25% | -9.59% |
| EBITDA Margin | 13.87% | 7.87% | 9.23% | 3.62% | -0.37% |
| Operating Profit Margin | 8.32% | 1.37% | 0.60% | -3.53% | -10.27% |
| Pretax Profit Margin | 8.15% | 0.73% | 1.05% | -3.71% | -9.93% |
| Net Profit Margin | 5.82% | 4.42% | -1.97% | -1.89% | -11.20% |
| Continuous Operations Profit Margin | 5.82% | 4.42% | -1.97% | -1.89% | -11.20% |
| Net Income Per EBT | 71.41% | 608.00% | -187.30% | 51.00% | 112.73% |
| EBT Per EBIT | 97.99% | 53.19% | 175.00% | 105.26% | 96.67% |
| Return on Assets (ROA) | 10.56% | 6.95% | -2.82% | -2.40% | -11.67% |
| Return on Equity (ROE) | 13.00% | 8.35% | -3.22% | -2.99% | -16.50% |
| Return on Capital Employed (ROCE) | 17.84% | 2.49% | 0.94% | -5.38% | -13.07% |
| Return on Invested Capital (ROIC) | 12.74% | 2.46% | -1.75% | -2.72% | -12.97% |
| Return on Tangible Assets | 15.41% | 10.41% | -4.53% | -4.07% | -14.52% |
| Earnings Yield | 4.84% | 2.99% | -1.05% | -1.50% | -4.08% |
| Efficiency Ratios | |||||
| Receivables Turnover | 7.54 | 6.31 | 7.40 | 5.81 | 6.26 |
| Payables Turnover | 11.80 | 7.13 | 31.76 | 11.06 | 8.91 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 21.51 | 14.24 | 10.02 | 8.92 | 7.78 |
| Asset Turnover | 1.81 | 1.57 | 1.43 | 1.27 | 1.04 |
| Working Capital Turnover Ratio | 5.39 | 4.62 | 4.31 | 3.67 | 2.69 |
| Cash Conversion Cycle | 17.49 | 6.70 | 37.83 | 29.84 | 17.29 |
| Days of Sales Outstanding | 48.43 | 57.86 | 49.32 | 62.85 | 58.27 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 30.94 | 51.16 | 11.49 | 33.02 | 40.98 |
| Operating Cycle | 48.43 | 57.86 | 49.32 | 62.85 | 58.27 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.77 | 0.94 | 0.94 | 0.35 | 0.11 |
| Free Cash Flow Per Share | 1.75 | 0.93 | 0.56 | -0.10 | -0.24 |
| Dividend Paid and CapEx Coverage Ratio | 101.23 | 119.67 | 2.44 | 0.78 | 0.31 |
| Capital Expenditure Coverage Ratio | 101.23 | 119.67 | 2.44 | 0.78 | 0.31 |
| Operating Cash Flow Coverage Ratio | 0.00 | 8.07 | 7.51 | 1.97 | 0.48 |
| Operating Cash Flow to Sales Ratio | 0.16 | 0.10 | 0.12 | 0.05 | 0.02 |
| Free Cash Flow Yield | 12.94% | 7.00% | 3.77% | -1.06% | -1.51% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 20.53 | 33.25 | -95.68 | -66.45 | -24.54 |
| Price-to-Sales (P/S) Ratio | 1.20 | 1.48 | 1.88 | 1.26 | 2.75 |
| Price-to-Book (P/B) Ratio | 2.69 | 2.79 | 3.08 | 1.98 | 4.05 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.73 | 14.29 | 26.50 | -94.13 | -66.01 |
| Price-to-Operating Cash Flow Ratio | 7.65 | 14.17 | 15.66 | 27.11 | 144.85 |
| Price-to-Earnings Growth (PEG) Ratio | 0.32 | -0.09 | -13.40 | 0.85 | 0.03 |
| Enterprise Value Multiple | 7.83 | 17.75 | 18.77 | 31.11 | -635.88 |
| Enterprise Value | 908.47M | 960.05M | 1.04B | 606.56M | 890.23M |
| EV to EBITDA | 7.83 | 17.75 | 18.77 | 31.11 | -635.88 |
| EV to Sales | 1.09 | 1.40 | 1.73 | 1.13 | 2.35 |
| EV to Free Cash Flow | 6.97 | 13.48 | 24.37 | -84.24 | -56.34 |
| EV to Operating Cash Flow | 6.90 | 13.37 | 14.40 | 24.26 | 123.64 |
| Tangible Book Value Per Share | 3.09 | 2.86 | 2.72 | 2.36 | 2.78 |
| Shareholders’ Equity Per Share | 5.04 | 4.76 | 4.78 | 4.84 | 3.84 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | -5.08 | 2.87 | 0.49 | -0.13 |
| Revenue Per Share | 11.26 | 8.99 | 7.81 | 7.63 | 5.66 |
| Net Income Per Share | 0.66 | 0.40 | -0.15 | -0.14 | -0.63 |
| Tax Burden | 0.71 | 6.08 | -1.87 | 0.51 | 1.13 |
| Interest Burden | 0.98 | 0.88 | 0.89 | 1.14 | 1.04 |
| Research & Development to Revenue | 0.08 | 0.12 | 0.13 | 0.14 | 0.16 |
| SG&A to Revenue | 0.77 | 0.77 | 0.10 | 0.11 | 0.10 |
| Stock-Based Compensation to Revenue | 0.03 | 0.05 | 0.06 | 0.06 | 0.05 |
| Income Quality | 2.70 | 2.36 | -6.11 | -2.45 | -0.17 |
Currency in USD
