Northpointe Bancshares, Inc.(NPB)
$15.43-0.01 (-0.06%)
NPB
Northpointe Bancshares, Inc. financials statements
$15.43
At close:-0.01 (-0.06%)
Want to see NPB full AI Analyst Report?
Northpointe Bancshares, Inc. (NPB) Ratios
12 Followers
Northpointe Bancshares, Inc. Ratios
NPB's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, NPB's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.10 | 20.90 | 5.67 | 4.78 | 7.66 |
| Quick Ratio | 0.10 | 20.90 | 5.60 | 4.78 | 7.62 |
| Cash Ratio | 0.10 | 8.07 | 5.20 | 4.24 | 5.65 |
| Solvency Ratio | 0.01 | 0.70 | 0.04 | 0.02 | -0.35 |
| Operating Cash Flow Ratio | 0.01 | 0.32 | -0.06 | -0.10 | -1.54 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | -0.80 | -4.19 | 0.00 |
| Net Current Asset Value | $ -5.96B | $ 1.21B | $ 1.44B | $ 2.46B | $ 586.76M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.22 | 0.02 | 0.05 | 0.02 | 0.02 |
| Debt-to-Equity Ratio | 2.70 | 0.02 | 0.08 | 0.03 | 0.02 |
| Debt-to-Capital Ratio | 0.73 | 0.02 | 0.07 | 0.03 | 0.02 |
| Long-Term Debt-to-Capital Ratio | 0.73 | 0.00 | 0.03 | 0.00 | 0.00 |
| Financial Leverage Ratio | 12.34 | 1.06 | 1.52 | 1.40 | 1.23 |
| Debt Service Coverage Ratio | 0.38 | 0.29 | 0.19 | 0.32 | 0.00 |
| Interest Coverage Ratio | 0.48 | 0.36 | 0.27 | 0.51 | 0.00 |
| Debt to Market Cap | 2.74 | 0.00 | 0.41 | 0.09 | 0.00 |
| Interest Debt Per Share | 52.82 | 15.53 | 20.11 | 9.50 | 0.53 |
| Net Debt to EBITDA | 9.17 | -6.13 | -41.22 | -83.23 | 9.44 |
| Profitability Margins | |||||
| Gross Profit Margin | 50.86% | 48.01% | 54.57% | 78.75% | 47.25% |
| EBIT Margin | 23.43% | 18.66% | 12.33% | 10.39% | -2652.28% |
| EBITDA Margin | 24.08% | 19.64% | 13.44% | 11.63% | -2613.50% |
| Operating Profit Margin | 23.43% | 18.66% | 12.33% | 10.39% | -2353.06% |
| Pretax Profit Margin | 23.43% | 18.66% | 12.33% | 10.39% | -2652.28% |
| Net Profit Margin | 17.70% | 14.13% | 9.31% | 7.17% | -2648.70% |
| Continuous Operations Profit Margin | 17.70% | 14.13% | 9.31% | 7.17% | -2648.70% |
| Net Income Per EBT | 75.56% | 75.69% | 75.55% | 68.97% | 99.86% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 112.72% |
| Return on Assets (ROA) | 1.19% | 3.55% | 1.29% | 0.57% | -6.54% |
| Return on Equity (ROE) | 14.66% | 3.76% | 1.97% | 0.80% | -8.03% |
| Return on Capital Employed (ROCE) | 5.13% | 4.89% | 2.03% | 1.02% | -6.53% |
| Return on Invested Capital (ROIC) | 3.87% | 3.69% | 1.50% | 0.69% | -6.49% |
| Return on Tangible Assets | 1.19% | 3.59% | 1.35% | 0.61% | -6.88% |
| Earnings Yield | 14.87% | 25.50% | 15.61% | 10.74% | -11.99% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 197.74 | 0.00 | 0.04 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 5.69 | 0.00 | 0.27 |
| Fixed Asset Turnover | 17.09 | 14.08 | 4.37 | 2.62 | 0.09 |
| Asset Turnover | 0.07 | 0.25 | 0.14 | 0.08 | 0.00 |
| Working Capital Turnover Ratio | -0.13 | 0.25 | 0.15 | 0.18 | 0.00 |
| Cash Conversion Cycle | 0.00 | 0.00 | 66.02 | 0.00 | 11622.86 |
| Days of Sales Outstanding | 0.00 | 0.00 | 1.85 | 0.00 | 10259.34 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 64.18 | 0.00 | 1363.53 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 66.02 | 0.00 | 11622.86 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.32 | 1.33 | -1.62 | -5.33 | -4.57 |
| Free Cash Flow Per Share | 1.23 | 1.26 | -1.80 | -5.56 | -4.71 |
| Dividend Paid and CapEx Coverage Ratio | 3.06 | 1.57 | -1.60 | -3.82 | -32.51 |
| Capital Expenditure Coverage Ratio | 14.47 | 18.83 | -8.58 | -23.44 | -32.51 |
| Operating Cash Flow Coverage Ratio | 0.03 | 0.70 | -0.18 | -1.06 | -8.55 |
| Operating Cash Flow to Sales Ratio | 0.09 | 0.05 | -0.07 | -0.25 | -69.58 |
| Free Cash Flow Yield | 7.35% | 8.67% | -12.44% | -38.33% | -32.48% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.84 | 4.60 | 6.41 | 9.31 | -8.34 |
| Price-to-Sales (P/S) Ratio | 1.19 | 0.55 | 0.60 | 0.67 | 220.83 |
| Price-to-Book (P/B) Ratio | 0.99 | 0.15 | 0.13 | 0.07 | 0.67 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 13.61 | 11.53 | -8.04 | -2.61 | -3.08 |
| Price-to-Operating Cash Flow Ratio | 12.67 | 10.92 | -8.97 | -2.72 | -3.17 |
| Price-to-Earnings Growth (PEG) Ratio | 0.14 | 0.05 | 0.09 | -0.06 | 0.05 |
| Enterprise Value Multiple | 14.11 | -3.31 | -36.78 | -77.50 | 0.99 |
| Enterprise Value | 1.60B | -253.62M | -1.79B | -2.92B | -56.29M |
| EV to EBITDA | 14.11 | -3.31 | -36.78 | -77.50 | 0.99 |
| EV to Sales | 3.40 | -0.65 | -4.94 | -9.01 | -25.96 |
| EV to Free Cash Flow | 38.83 | -13.52 | 66.55 | 35.25 | 0.36 |
| EV to Operating Cash Flow | 36.15 | -12.80 | 74.31 | 36.75 | 0.37 |
| Tangible Book Value Per Share | 16.47 | 97.27 | 107.26 | 176.20 | 20.32 |
| Shareholders’ Equity Per Share | 17.02 | 98.43 | 115.18 | 195.06 | 21.66 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.24 | 0.24 | 0.24 | 0.31 | 0.00 |
| Revenue Per Share | 14.09 | 26.17 | 24.30 | 21.74 | 0.07 |
| Net Income Per Share | 2.49 | 3.70 | 2.26 | 1.56 | -1.74 |
| Tax Burden | 0.76 | 0.76 | 0.76 | 0.69 | 1.00 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 13.78 |
| SG&A to Revenue | 0.19 | 0.20 | 0.29 | 0.49 | 10.22 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.53 | 0.36 | -0.71 | -3.42 | 0.42 |
Currency in USD
