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Newtek Business (NEWT)
NASDAQ:NEWT
US Market
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Newtek Business (NEWT) Ratios

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Newtek Business Ratios

NEWT's free cash flow for Q1 2025 was $0.56. For the 2025 fiscal year, NEWT's free cash flow was decreased by $ and operating cash flow was $0.14. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 15.87 0.19 4.69 2.21
Quick Ratio
0.00 15.87 0.19 -16.87 -1.79
Cash Ratio
2.82 1.98 0.14 0.22 0.08
Solvency Ratio
0.03 0.04 0.20 0.21 0.17
Operating Cash Flow Ratio
-2.70 -1.16 -0.16 12.89 0.64
Short-Term Operating Cash Flow Coverage
0.00 -2.32 -1.12 0.00 0.00
Net Current Asset Value
$ -1.82B$ 36.24M$ -550.68M$ -601.35M$ -440.71M
Leverage Ratios
Debt-to-Assets Ratio
0.82 0.45 0.55 0.46 0.55
Debt-to-Equity Ratio
5.59 2.59 1.46 1.19 1.36
Debt-to-Capital Ratio
0.85 0.72 0.59 0.54 0.58
Long-Term Debt-to-Capital Ratio
0.85 0.71 0.00 0.54 0.00
Financial Leverage Ratio
6.81 5.77 2.66 2.62 2.48
Debt Service Coverage Ratio
0.56 1.21 0.20 5.13 2.96
Interest Coverage Ratio
0.90 1.44 2.47 4.17 1.82
Debt to Market Cap
5.58 1.86 0.14 0.75 0.00
Interest Debt Per Share
72.92 28.28 23.71 22.01 22.62
Net Debt to EBITDA
22.44 3.92 21.24 4.49 8.82
Profitability Margins
Gross Profit Margin
62.90%82.50%80.81%79.83%75.07%
EBIT Margin
19.42%48.52%62.30%71.88%68.77%
EBITDA Margin
19.75%49.66%22.10%72.08%69.31%
Operating Profit Margin
23.30%38.53%61.90%57.84%43.52%
Pretax Profit Margin
20.60%17.92%36.87%57.84%43.52%
Net Profit Margin
15.42%18.70%30.72%56.94%44.85%
Continuous Operations Profit Margin
15.42%18.70%30.72%56.94%44.85%
Net Income Per EBT
74.87%104.31%83.33%98.45%103.06%
EBT Per EBIT
88.42%46.52%59.56%100.00%100.00%
Return on Assets (ROA)
2.51%3.29%3.23%7.96%4.00%
Return on Equity (ROE)
17.89%19.00%8.61%20.83%9.91%
Return on Capital Employed (ROCE)
3.93%7.17%10.65%8.17%4.01%
Return on Invested Capital (ROIC)
-79.66%7.31%-21.51%10.43%4.73%
Return on Tangible Assets
2.59%3.46%3.34%8.18%4.13%
Earnings Yield
17.88%13.62%8.22%13.36%8.07%
Efficiency Ratios
Receivables Turnover
17.55 1.27K 0.00 3.02 1.27
Payables Turnover
0.00 0.00 0.00 0.00 0.91
Inventory Turnover
0.00 0.00 0.00 0.13 0.17
Fixed Asset Turnover
145.05 44.40 16.22 20.21 10.81
Asset Turnover
0.16 0.18 0.11 0.14 0.09
Working Capital Turnover Ratio
-0.78 0.44 -0.77 4.01 1.50
Cash Conversion Cycle
20.80 0.29 0.00 3.01K 2.04K
Days of Sales Outstanding
20.80 0.29 0.00 120.87 286.52
Days of Inventory Outstanding
0.00 0.00 0.00 2.89K 2.15K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 400.27
Operating Cycle
20.80 0.29 0.00 3.01K 2.44K
Cash Flow Ratios
Operating Cash Flow Per Share
-8.13 -3.52 -2.58 6.18 0.84
Free Cash Flow Per Share
-8.15 -3.54 -2.58 6.18 0.84
CapEx Per Share
0.02 0.02 <0.01 0.00 <0.01
Free Cash Flow to Operating Cash Flow
1.00 1.01 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
-9.68 -6.07 -0.97 2.01 0.42
Capital Expenditure Coverage Ratio
-488.24 -193.45 -5.67K 0.00 1.78K
Operating Cash Flow Coverage Ratio
-0.12 -0.14 -0.11 0.29 0.04
Operating Cash Flow to Sales Ratio
-0.59 -0.35 -0.59 0.95 0.24
Free Cash Flow Yield
-65.72%-25.63%-15.88%22.37%4.26%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.59 7.34 12.17 7.49 12.38
Price-to-Sales (P/S) Ratio
0.90 1.37 3.74 4.26 5.55
Price-to-Book (P/B) Ratio
0.96 1.39 1.05 1.56 1.23
Price-to-Free Cash Flow (P/FCF) Ratio
-1.52 -3.90 -6.30 4.47 23.45
Price-to-Operating Cash Flow Ratio
-1.46 -3.92 -6.30 4.47 23.44
Price-to-Earnings Growth (PEG) Ratio
1.09 0.18 -0.19 0.06 -0.49
Price-to-Fair Value
0.96 1.39 1.05 1.56 1.23
Enterprise Value Multiple
27.01 6.68 38.16 10.41 16.84
Enterprise Value
1.84B 839.89M 886.82M 1.11B 874.77M
EV to EBITDA
27.01 6.68 38.16 10.41 16.84
EV to Sales
5.33 3.32 8.43 7.50 11.67
EV to Free Cash Flow
-9.00 -9.43 -14.21 7.87 49.27
EV to Operating Cash Flow
-9.02 -9.48 -14.21 7.87 49.25
Tangible Book Value Per Share
12.10 7.41 14.26 16.49 14.82
Shareholders’ Equity Per Share
12.40 9.89 15.51 17.72 16.05
Tax and Other Ratios
Effective Tax Rate
0.25 -0.04 0.17 0.02 -0.03
Revenue Per Share
13.74 10.06 4.35 6.48 3.54
Net Income Per Share
2.12 1.88 1.34 3.69 1.59
Tax Burden
0.75 1.04 0.83 0.98 1.03
Interest Burden
1.06 0.37 0.59 0.80 0.63
Research & Development to Revenue
0.00 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
0.25 0.09 0.14 0.09 0.13
Stock-Based Compensation to Revenue
0.02 0.00 0.02 0.01 <0.01
Income Quality
-4.05 -1.87 -1.93 1.67 0.53
Currency in USD
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