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Navient Corporation (NAVI)
:NAVI
Total Valuation
Navient has a market cap or net worth of $1.38B. The enterprise value is ―.
Market Cap$1.38B
Enterprise Value―
Share Statistics
Navient has 101,150,215 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding101,150,215
Owned by Insiders1.90%
Owned by Institutions40.79%
Financial Efficiency
Navient’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 83.38%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)83.38%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee1.81M
Profits Per Employee62.38K
Employee Count2,100
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Navient is 11.06. Navient’s PEG ratio is >-0.01.
PE Ratio11.06
PS Ratio0.00
PB Ratio0.50
Price to Fair Value0.55
Price to FCF3.66
Price to Operating Cash Flow3.69
PEG Ratio>-0.01
Income Statement
In the last 12 months, Navient had revenue of 3.81B and earned 131.00M in profits. Earnings per share was 1.20.
Revenue3.81B
Gross Profit3.49B
Operating Income2.81B
Pretax Income174.00M
Net Income131.00M
EBITDA3.47B
Earnings Per Share (EPS)1.20
Cash Flow
In the last 12 months, operating cash flow was 348.00M and capital expenditures 0.00, giving a free cash flow of 348.00M billion.
Operating Cash Flow348.00M
Free Cash Flow348.00M
Free Cash Flow per Share3.44
Dividends & Yields
Navient pays an annual dividend of $0.159, resulting in a dividend yield of 4.83%
Dividend Per Share$0.159
Dividend Yield4.83%
Payout Ratio36.34%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.00
52-Week Price Change-4.01%
50-Day Moving Average12.58
200-Day Moving Average13.98
Relative Strength Index (RSI)59.89
Average Volume (3m)674.48K
Important Dates
Navient upcoming earnings date is Jul 29, 2025, TBA Not Confirmed.
Last Earnings DateApr 30, 2025
Next Earnings DateJul 29, 2025
Ex-Dividend DateJun 06, 2025
Financial Position
Navient as a current ratio of 0.41, with Debt / Equity ratio of 1824.53%
Current Ratio0.41
Quick Ratio0.41
Debt to Market Cap3.54
Net Debt to EBITDA13.21
Interest Coverage Ratio0.86
Taxes
In the past 12 months, Navient has paid 43.00M in taxes.
Income Tax43.00M
Effective Tax Rate0.25
Enterprise Valuation
Navient EV to EBITDA ratio is 13.63, with an EV/FCF ratio of 102.94.
EV to Sales12.41
EV to EBITDA13.63
EV to Free Cash Flow102.94
EV to Operating Cash Flow102.94
Balance Sheet
Navient has $2.06B in cash and marketable securities with $47.24B in debt, giving a net cash position of $45.18B billion.
Cash & Marketable Securities$2.06B
Total Debt$47.24B
Net Cash$45.18B
Net Cash Per Share$446.68
Tangible Book Value Per Share$20.22
Margins
Gross margin is 92.91%, with operating margin of 73.85%, and net profit margin of 3.44%.
Gross Margin92.91%
Operating Margin73.85%
Pretax Margin4.57%
Net Profit Margin3.44%
EBITDA Margin91.02%
EBIT Margin90.50%
Analyst Forecast
The average price target for Navient is $13.06, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$13.06
Price Target Upside-4.32% Downside
Analyst ConsensusHold
Analyst Count8
Revenue Growth Forecast-21.19%
EPS Growth Forecast-67.35%