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Total Valuation
Navient has a market cap or net worth of $788.57M. The enterprise value is $43.76K.
Market Cap$788.57M
Enterprise Value$43.76K
Share Statistics
Navient has 93,989,420 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding93,989,420
Owned by Insiders1.34%
Owned by Institutions31.76%
Financial Efficiency
Navient’s return on equity (ROE) is -0.03 and return on invested capital (ROIC) is 3.69%.
Return on Equity (ROE)-0.03
Return on Assets (ROA)>-0.01
Return on Invested Capital (ROIC)3.69%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee4.82M
Profits Per Employee-119.40K
Employee Count670
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Navient is ―. Navient’s PEG ratio is 0.10.
PE Ratio―
PS Ratio0.40
PB Ratio0.54
Price to Fair Value0.54
Price to FCF2.92
Price to Operating Cash Flow2.71
PEG Ratio0.10
Income Statement
In the last 12 months, Navient had revenue of 3.23B and earned -80.00M in profits. Earnings per share was -0.81.
Revenue3.23B
Gross Profit2.81B
Operating Income2.49B
Pretax Income-111.00M
Net Income-80.00M
EBITDA2.47B
Earnings Per Share (EPS)-0.81
Cash Flow
In the last 12 months, operating cash flow was 323.00M and capital expenditures 0.00, giving a free cash flow of 323.00M billion.
Operating Cash Flow323.00M
Free Cash Flow323.00M
Free Cash Flow per Share3.44
Dividends & Yields
Navient pays an annual dividend of $0.16, resulting in a dividend yield of 7.63%
Dividend Per Share$0.16
Dividend Yield7.63%
Payout Ratio-152.38%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.10
52-Week Price Change-18.58%
50-Day Moving Average8.32
200-Day Moving Average9.62
Relative Strength Index (RSI)59.45
Average Volume (3m)980.76K
Important Dates
Navient upcoming earnings date is Oct 27, 2026, After Close (Confirmed).
Last Earnings DateAug 6, 2026
Next Earnings DateOct 27, 2026
Ex-Dividend Date―
Financial Position
Navient as a current ratio of 0.74, with Debt / Equity ratio of 175.73%
Current Ratio0.74
Quick Ratio0.74
Debt to Market Cap35.51
Net Debt to EBITDA17.62
Interest Coverage Ratio0.96
Taxes
In the past 12 months, Navient has paid -31.00M in taxes.
Income Tax-31.00M
Effective Tax Rate0.28
Enterprise Valuation
Navient EV to EBITDA ratio is 18.14, with an EV/FCF ratio of 101.79.
EV to Sales13.90
EV to EBITDA18.14
EV to Free Cash Flow101.79
EV to Operating Cash Flow101.79
Balance Sheet
Navient has $621.00M in cash and marketable securities with $45.18B in debt, giving a net cash position of -$44.56B billion.
Cash & Marketable Securities$621.00M
Total Debt$45.18B
Net Cash-$44.56B
Net Cash Per Share-$474.11
Tangible Book Value Per Share$19.85
Margins
Gross margin is 27.13%, with operating margin of 77.14%, and net profit margin of -2.48%.
Gross Margin27.13%
Operating Margin77.14%
Pretax Margin-3.44%
Net Profit Margin-2.48%
EBITDA Margin76.62%
EBIT Margin76.53%
Analyst Forecast
The average price target for Navient is $8.17, which is 11.43% higher than the current price. The consensus rating is Moderate Sell
Price Target$8.17
Price Target Upside-0.77% Downside
Analyst ConsensusModerate Sell
Analyst Count3
Revenue Growth Forecast-20.89%
EPS Growth Forecast-217.55%