XPN Stock Chart & Stats
$265.00
$0.00(0.00%)
At close: 4:00 PM EDT
$265.00
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$265.00 - $378.39
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
$174.31B
Enterprise Value$24.87K
Total Cash (Recent Filing)$7.97B
Total Debt (Recent Filing)$92.75B
Price to Earnings (P/E)9.9
Beta0.15
Next Earnings
Nov 24, 2026EPS Estimate
9.08Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)10.27
Shares Outstanding415,263,060
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)2.01
Price to Sales (P/S)2.59
P/FCF Ratio3.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$376.02Price Target Upside41.89% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)178.16
Revenue Forecast (FY)$341.10B
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Cash GenerationHigh operating and net margins, combined with strong free cash flow that closely tracks earnings, indicate durable earnings quality and internal funding capacity. This supports investment in the platform, resilience through market cycles, and flexibility to return capital while maintaining growth.
Asset Gathering And Platform ScaleRapid asset gathering expands the recurring base for distribution, advisory, and management fees while strengthening XP’s ecosystem scale. Continued client inflows also deepen relationships and improve the platform’s ability to cross-sell products across retail and institutional customers.
Diversified Business GrowthGrowth across corporate, wholesale, retirement, credit, cards, and insurance reduces reliance on a single brokerage revenue stream. Broader product adoption can make earnings more resilient and increase customer lifetime value as XP cross-sells through its platform.
Bears Say
High Leverage Constrains FlexibilityElevated leverage leaves XP more exposed to funding and balance-sheet pressures when financial conditions become less favorable. Although profitability and capital ratios are strong, debt dependence can restrict investment choices, increase sensitivity to stress, and complicate continued expansion.
Lower-fee Fixed-income Mix Pressures MarginsThe shift toward lower-fee, daily-liquidity fixed-income products can structurally compress distribution economics even when client volumes remain healthy. If this mix persists, XP may need greater asset growth or cross-selling to offset weaker monetization per invested real.
Rising Credit Risk-weighted Assets Consume CapitalRapid growth in credit-related risk-weighted assets increases the capital required to support XP’s expansion and makes balance-sheet management more important. It may limit the pace of lending or shareholder distributions if capital ratios need to be preserved as risk accumulates.
XP News
XPN FAQ
What was XP’s price range in the past 12 months?
XP lowest stock price was $265.00 and its highest was $378.39 in the past 12 months.
What is XP’s market cap?
XP’s market cap is $174.31B.
When is XP’s upcoming earnings report date?
XP’s upcoming earnings report date is Nov 24, 2026 which is in 77 days.
How were XP’s earnings last quarter?
XP released its earnings results on Aug 17, 2026. The company reported $8.84 earnings per share for the quarter, beating the consensus estimate of $8.588 by $0.252.
Is XP overvalued?
According to Wall Street analysts XP’s price is currently Undervalued.
Does XP pay dividends?
XP does not currently pay dividends.
What is XP’s EPS estimate?
XP’s EPS estimate is 9.08.
How many shares outstanding does XP have?
XP has 415,263,060 shares outstanding.
What happened to XP’s price movement after its last earnings report?
XP reported an EPS of $8.84 in its last earnings report, beating expectations of $8.588. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of XP?
Currently, no hedge funds are holding shares in MX:XPN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$376.02 (41.89% Upside)
$376.02 (41.89% Upside)
Blogger Sentiment
Bullish
MX:XPN Sentiment 100%
Sector Average 58%
Sector Average 58%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
13.52%
12-Months-Change
Fundamentals
Return on Equity
3.02%
Trailing 12-Months
Asset Growth
15.09%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
XP
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
XPN Company Deck
XPN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented solid business momentum: strong client asset growth (+17% YoY), robust net new money ($28bn), meaningful top-line and EBT expansion (+8% and +15% YoY respectively), exceptional corporate segment performance (+117% YoY), plus disciplined capital returns (buybacks, dividends, share cancellation) and a healthy capital ratio (20.3%). Offsetting these positives were material mark-to-market losses (~BRL 420m H1), a weak primary debt market and a shift toward lower-fee daily liquidity fixed income products that compressed fee margins, alongside rising RWAs and near-term seasonal cost headwinds. On balance the positives – growth, profitability expansion, strong corporate and retail underlying momentum, and active capital management – outweigh the challenges, though management highlighted risks tied to market volatility and mix shifts.View all MX:XPN earnings summariesXPN Stock 12 Month Forecast
Average Price Target
$376.02
▲(41.89% Upside)