XPN Stock Chart & Stats
$265.00
$0.00(0.00%)
At close: 4:00 PM EDT
$265.00
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$265.00 - $592.50
Previous CloseN/A
Volume0.00
Average Volume (3M)2.16K
Market Cap
$138.80B
Enterprise Value$24.87B
Total Cash (Recent Filing)$7.97B
Total Debt (Recent Filing)$92.75B
Price to Earnings (P/E)7.6
Beta0.69
Next Earnings
Nov 24, 2026EPS Estimate
9.62Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)10.27
Shares Outstanding415,263,060
10 Day Avg. Volume5,752
30 Day Avg. Volume2,163
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)2.01
Price to Sales (P/S)2.59
P/FCF Ratio3.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$526.03Price Target Upside98.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)200.82
Revenue Forecast (FY)$373.64B
Bulls Say, Bears Say
Bulls Say
Platform Scale And Asset GatheringStrong asset gathering and substantial client-asset growth demonstrate expanding platform scale and continued customer adoption. A larger asset base can support recurring fee generation, improve operating leverage, and strengthen XP’s competitive position over the next several quarters.
Profitability And Cash GenerationHigh margins combined with strong free cash flow indicate that XP converts its earnings into cash effectively. This supports reinvestment in technology and distribution, provides capacity for capital returns, and offers resilience while the business continues to grow.
Business Diversification And Corporate GrowthRapid corporate and wholesale growth broadens XP beyond traditional retail brokerage and increases monetization across its client ecosystem. Cross-selling derivatives, foreign exchange, and credit can deepen relationships and create more diversified revenue streams over time.
Bears Say
High Balance-Sheet LeverageElevated leverage remains a meaningful constraint despite strong profitability and improving equity. Greater debt reliance can reduce financial flexibility, increase sensitivity to tighter conditions, and limit the capital available for growth or shareholder distributions if stress rises.
Lower-Fee Fixed-Income MixThe shift toward lower-take-rate fixed-income products can weigh on fee margins even when client demand and assets continue to expand. If this mix persists, XP may need stronger volume growth or additional cross-selling to offset pressure on revenue quality and profitability.
Rising Capital Usage From Credit GrowthRapid growth in risk-weighted assets raises the capital required to support XP’s lending and corporate activities. Although current capital ratios remain healthy, continued expansion could constrain flexibility and require closer management of growth, distributions, and regulatory buffers.
XP News
XPN FAQ
What was XP’s price range in the past 12 months?
XP lowest stock price was $265.00 and its highest was $592.50 in the past 12 months.
What is XP’s market cap?
XP’s market cap is $138.80B.
When is XP’s upcoming earnings report date?
XP’s upcoming earnings report date is Nov 24, 2026 which is in 24 days.
How were XP’s earnings last quarter?
XP released its earnings results on Aug 17, 2026. The company reported $9.223 earnings per share for the quarter, beating the consensus estimate of $8.96 by $0.263.
Is XP overvalued?
According to Wall Street analysts XP’s price is currently Undervalued.
Does XP pay dividends?
XP does not currently pay dividends.
What is XP’s EPS estimate?
XP’s EPS estimate is 9.62.
How many shares outstanding does XP have?
XP has 415,263,060 shares outstanding.
What happened to XP’s price movement after its last earnings report?
XP reported an EPS of $9.223 in its last earnings report, beating expectations of $8.96. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of XP?
Currently, no hedge funds are holding shares in MX:XPN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$526.03 (98.50% Upside)
$526.03 (98.50% Upside)
Blogger Sentiment
Bullish
MX:XPN Sentiment 83%
Sector Average 56%
Sector Average 56%
Insider Transactions
Sold Shares
Worth $45.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-18.31%
12-Months-Change
Fundamentals
Return on Equity
22.05%
Trailing 12-Months
Asset Growth
15.09%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
XP
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
XPN Company Deck
XPN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented solid business momentum: strong client asset growth (+17% YoY), robust net new money ($28bn), meaningful top-line and EBT expansion (+8% and +15% YoY respectively), exceptional corporate segment performance (+117% YoY), plus disciplined capital returns (buybacks, dividends, share cancellation) and a healthy capital ratio (20.3%). Offsetting these positives were material mark-to-market losses (~BRL 420m H1), a weak primary debt market and a shift toward lower-fee daily liquidity fixed income products that compressed fee margins, alongside rising RWAs and near-term seasonal cost headwinds. On balance the positives – growth, profitability expansion, strong corporate and retail underlying momentum, and active capital management – outweigh the challenges, though management highlighted risks tied to market volatility and mix shifts.View all MX:XPN earnings summariesXPN Stock 12 Month Forecast
Average Price Target
$526.03
▲(98.50% Upside)