Upbound Group (UPBD) Ratios
Upbound Group Ratios
MX:UPBD's free cash flow for Q3 2026 was $194.60M. For the 2026 fiscal year, MX:UPBD's free cash flow was increased by $31.46M and operating cash flow was $163.14M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 2.52 | 2.91 | 2.46 | 2.43 | 0.55 |
| Quick Ratio | 0.67 | 2.91 | 0.42 | 0.51 | 0.53 |
| Cash Ratio | 0.17 | 0.12 | 0.15 | 0.24 | 0.25 |
| Solvency Ratio | 0.62 | 0.09 | 0.06 | 0.07 | 0.12 |
| Operating Cash Flow Ratio | 0.43 | 0.20 | 0.33 | 0.79 | 0.89 |
| Short-Term Operating Cash Flow Coverage | 3.05 | 1.03 | 1.87 | 4.13 | 0.00 |
| Net Current Asset Value | $ -781.60M | $ -505.57M | $ -665.63M | $ -804.58M | $ -2.24B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.57 | 0.60 | 0.59 | 0.61 | 0.62 |
| Debt-to-Equity Ratio | 2.67 | 2.52 | 2.86 | 3.19 | 3.64 |
| Debt-to-Capital Ratio | 0.73 | 0.72 | 0.74 | 0.76 | 0.78 |
| Long-Term Debt-to-Capital Ratio | 0.69 | 0.68 | 0.70 | 0.72 | 0.75 |
| Financial Leverage Ratio | 4.71 | 4.21 | 4.86 | 5.26 | 5.83 |
| Debt Service Coverage Ratio | 7.98 | 1.34 | 1.05 | 1.16 | 5.30 |
| Interest Coverage Ratio | 1.98 | 2.64 | 1.44 | 1.69 | 3.96 |
| Debt to Market Cap | 1.68 | 0.89 | 0.76 | 1.21 | 0.57 |
| Interest Debt Per Share | 34.87 | 30.98 | 31.17 | 32.72 | 33.98 |
| Net Debt to EBITDA | 1.00 | 4.49 | 5.18 | 5.41 | 4.04 |
| Profitability Margins | |||||
| Gross Profit Margin | 48.39% | 48.15% | 50.65% | 48.98% | 48.76% |
| EBIT Margin | 4.71% | 6.67% | 4.17% | 3.51% | 5.79% |
| EBITDA Margin | 36.97% | 7.85% | 7.28% | 6.67% | 9.49% |
| Operating Profit Margin | 4.76% | 6.75% | 4.08% | 3.50% | 6.12% |
| Pretax Profit Margin | 2.30% | 4.11% | 1.32% | 1.45% | 4.24% |
| Net Profit Margin | 1.56% | 2.86% | -0.13% | 0.29% | 2.94% |
| Continuous Operations Profit Margin | 1.56% | 2.86% | -0.13% | 0.29% | 2.94% |
| Net Income Per EBT | 67.76% | 69.55% | -9.80% | 20.10% | 69.45% |
| EBT Per EBIT | 48.40% | 60.88% | 32.46% | 41.38% | 69.26% |
| Return on Assets (ROA) | 2.24% | 4.66% | -0.19% | 0.45% | 4.51% |
| Return on Equity (ROE) | 10.53% | 19.63% | -0.92% | 2.35% | 26.29% |
| Return on Capital Employed (ROCE) | 8.72% | 13.70% | 7.70% | 6.83% | 10.99% |
| Return on Invested Capital (ROIC) | 5.69% | 9.10% | -0.72% | 1.31% | 7.63% |
| Return on Tangible Assets | 3.00% | 5.87% | -0.24% | 0.58% | 5.92% |
| Earnings Yield | 7.38% | 7.75% | -0.28% | 1.02% | 4.92% |
| Efficiency Ratios | |||||
| Receivables Turnover | 23.11 | 27.62 | 35.97 | 37.95 | 36.27 |
| Payables Turnover | 15.73 | 19.40 | 11.12 | 13.93 | 17.31 |
| Inventory Turnover | 1.83 | 0.00 | 1.59 | 1.91 | 366.66 |
| Fixed Asset Turnover | 8.06 | 8.31 | 7.09 | 7.10 | 2.41 |
| Asset Turnover | 1.43 | 1.63 | 1.47 | 1.54 | 1.53 |
| Working Capital Turnover Ratio | 4.52 | 4.59 | 4.61 | 13.18 | -26.61 |
| Cash Conversion Cycle | 191.71 | -5.60 | 207.12 | 174.16 | -10.03 |
| Days of Sales Outstanding | 15.80 | 13.22 | 10.15 | 9.62 | 10.06 |
| Days of Inventory Outstanding | 199.12 | 0.00 | 229.81 | 190.74 | 1.00 |
| Days of Payables Outstanding | 23.20 | 18.82 | 32.84 | 26.20 | 21.09 |
| Operating Cycle | 214.92 | 13.22 | 239.96 | 200.36 | 11.06 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.41 | 1.92 | 3.64 | 8.70 | 6.88 |
| Free Cash Flow Per Share | 4.23 | 0.89 | 2.67 | 7.56 | 5.78 |
| Dividend Paid and CapEx Coverage Ratio | 1.97 | 0.76 | 1.47 | 3.33 | 2.93 |
| Capital Expenditure Coverage Ratio | 4.57 | 1.86 | 3.75 | 7.63 | 6.28 |
| Operating Cash Flow Coverage Ratio | 0.16 | 0.07 | 0.13 | 0.28 | 0.21 |
| Operating Cash Flow to Sales Ratio | 0.07 | 0.02 | 0.05 | 0.11 | 0.09 |
| Free Cash Flow Yield | 24.07% | 3.04% | 7.87% | 33.52% | 12.03% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.51 | 12.91 | -360.61 | 98.27 | 20.31 |
| Price-to-Sales (P/S) Ratio | 0.21 | 0.37 | 0.47 | 0.29 | 0.60 |
| Price-to-Book (P/B) Ratio | 1.43 | 2.53 | 3.33 | 2.31 | 5.34 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.15 | 32.91 | 12.71 | 2.98 | 8.31 |
| Price-to-Operating Cash Flow Ratio | 3.25 | 15.22 | 9.32 | 2.59 | 6.99 |
| Price-to-Earnings Growth (PEG) Ratio | -0.32 | -0.01 | 2.56 | -1.09 | -0.53 |
| Enterprise Value Multiple | 1.57 | 9.19 | 11.61 | 9.70 | 10.35 |
| Enterprise Value | 2.73B | 3.12B | 3.37B | 2.74B | 4.50B |
| EV to EBITDA | 1.57 | 9.19 | 11.61 | 9.70 | 10.35 |
| EV to Sales | 0.58 | 0.72 | 0.85 | 0.65 | 0.98 |
| EV to Free Cash Flow | 11.43 | 64.32 | 22.97 | 6.74 | 13.64 |
| EV to Operating Cash Flow | 8.93 | 29.76 | 16.85 | 5.86 | 11.47 |
| Tangible Book Value Per Share | -2.51 | 1.53 | -0.56 | -2.30 | -3.53 |
| Shareholders’ Equity Per Share | 12.32 | 11.51 | 10.19 | 9.75 | 9.00 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.32 | 0.30 | 1.10 | 0.80 | 0.31 |
| Revenue Per Share | 83.13 | 79.05 | 72.62 | 78.84 | 80.34 |
| Net Income Per Share | 1.30 | 2.26 | -0.09 | 0.23 | 2.37 |
| Tax Burden | 0.68 | 0.70 | -0.10 | 0.20 | 0.69 |
| Interest Burden | 0.49 | 0.62 | 0.32 | 0.41 | 0.73 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.19 | 0.20 | 0.19 | 0.18 |
| Stock-Based Compensation to Revenue | 0.01 | 0.00 | 0.04 | 0.04 | 0.03 |
| Income Quality | 4.17 | 0.85 | -38.67 | 37.91 | 2.91 |
Currency in USD
