Upbound Group (UPBD) Stock Price & Analysis
UPBD Stock Chart & Stats
- Day’s Range
- MXN 302.51 - MXN 322.49
- 52-Week Range
- MXN 285.00 - MXN 461.00
- Previous Close
- MXN 305.00
- Volume
- 0
- Average Volume (3M)
- 3
- Market Cap
- MXN 22.68B
- Enterprise Value
- MXN 2.43B
- Total Cash (Recent Filing)
- MXN 125.10M
- Total Debt (Recent Filing)
- MXN 1.63B
- Price to Earnings (P/E)
- 10.6
- Beta
- -0.15
- Next Earnings
- Feb 25, 2027 (Est.)
- EPS Estimate
- 19.9
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 10.06%
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation
Upbound’s strong operating and free cash flow provides internally generated funding for debt reduction, investment, and shareholder returns. Although cash conversion has fluctuated historically, the current level supports financial resilience and gives management flexibility to improve the business over the next several quarters.
Brigit Growth
Brigit is adding users, revenue, and earnings at a strong pace, giving Upbound a higher-growth component alongside its mature lease-to-own businesses. Continued adoption and improving profitability can diversify the company’s revenue base and strengthen longer-term earnings growth.
Expanded Distribution
The Boost Mobile integration materially expands Acima’s distribution through a large nationwide retail footprint and embeds financing at the point of sale. Broader merchant access can improve customer acquisition, reinforce platform scale, and support durable growth in virtual lease-to-own activity.
Bears Say
Revenue Contraction
The sharp revenue contraction and thin net margin indicate that recent earnings remain vulnerable to weak volume and operating pressure. Even with positive profitability, limited margin protection reduces resilience and makes sustained earnings improvement dependent on stabilizing demand and execution.
Elevated Leverage
Debt has declined materially, but historically high leverage still limits financial flexibility relative to a less indebted balance sheet. If revenue weakness persists, interest and repayment obligations could constrain investment, shareholder returns, and the company’s ability to absorb operating setbacks.
Legal Settlement Outflows
Expected payments tied to the multi-state attorney general investigation will reduce near-term cash available for debt reduction and investment. The issue also creates an additional compliance and financial burden that can weigh on capital allocation while the settlement obligations are addressed.
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Upbound Group Stock Smart Score
Company Description
Upbound Group
Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.
- Sector
- Technology
- Industry
- Software - Application
- CEO
- Fahmi Karam
- Employees
- 12,050
- Website
- www.upbound.com
- Address
- 5501 Headquarters Drive, Plano, TX, 75024, US
Upbound Group (UPBD) Earnings & Revenues
UPBD Company Deck
UPBD Earnings Call
Earnings Call SentimentPositive
The call was broadly positive, with strong adjusted EBITDA, EPS, free cash flow, credit performance, Brigit growth, sequential Rent-A-Center improvement, balance-sheet progress, and constructive guidance. These strengths were partially offset by declining consolidated revenue, Acima GMV and revenue pressure, elevated consumer stress, Brigit's higher loss rate, Rent-A-Center's year-over-year EBITDA decline, and expected legal settlement payments. Highlights significantly outweighed the lowlights.
View all MX:UPBD earnings summariesUPBD Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 4 | 4 | 13 |
| Technical Analysis | 3 | 3 | 3 |
| Moving Averages | 1 | 1 | 10 |
