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Trupanion (TRUP) Stock Price & Analysis

TRUP Stock Chart & Stats

No data to display
Day’s Range
N/A
52-Week Range
N/A
Previous Close
N/A
Volume
N/A
Average Volume (3M)
N/A
Market Cap
MXN 24.84B
Enterprise Value
MXN 1.19B
Total Cash (Recent Filing)
MXN 398.49M
Total Debt (Recent Filing)
MXN 106.91M
Price to Earnings (P/E)
56.8
Beta
1.76
Next Earnings
Nov 05, 2026 (Est.)
EPS Estimate
3.06
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Recurring Subscription Growth

Subscription premiums provide recurring revenue, and continued growth in both revenue and enrolled pets indicates expanding customer adoption. This recurring base can support durable operating leverage as Trupanion scales policy administration and claims infrastructure.

Improving Operating Economics

Higher subscription margins and faster operating-income growth show that recent revenue expansion is translating into better profitability. Sustained improvement in unit economics would strengthen internal funding capacity and make growth less dependent on expense restraint alone.

Strong Cash Generation And Liquidity

Robust operating and free cash flow gives Trupanion resources to fund customer acquisition, product development, and insurance needs while retaining strategic flexibility. The cash position, alongside reduced debt, also supports capital returns without relying solely on external financing.

Bears Say

Thin Profitability And Margin Pressure

Although earnings have recovered, profitability remains narrow and the lower gross margin signals pressure on underlying economics. Small increases in claims or operating costs could therefore materially affect earnings, limiting the durability of the current recovery until margins rebuild.

Veterinary Inflation Pressures Member Economics

Persistent veterinary-cost inflation raises the claims burden and can require larger premium increases, potentially weakening customer value perception. Over time, this creates a balancing challenge between maintaining retention and pricing policies enough to preserve underwriting economics.

Rising Customer Acquisition Costs

Higher acquisition spending reduces the near-term contribution from each new policy and increases the amount of capital required to sustain enrollment growth. Unless lifetime-value gains continue to outpace acquisition costs, customer expansion could generate weaker returns and slower margin progress.

Trupanion News

TRUP FAQ

What is Trupanion’s market cap?
Trupanion’s market cap is Mex$24.84B.
When is Trupanion’s upcoming earnings report date?
Trupanion’s next earnings report is estimated for Nov 05, 2026 (not yet confirmed), which is in 3 days.
How were Trupanion’s earnings last quarter?
Trupanion released its earnings results on Aug 05, 2026. The company reported Mex$3.007 earnings per share for the quarter, beating the consensus estimate of Mex$2.124 by Mex$0.883.
Is Trupanion overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Trupanion pay dividends?
Trupanion does not currently pay dividends.
What is Trupanion’s EPS estimate?
Trupanion’s EPS estimate is 3.06.
How many shares outstanding does Trupanion have?
Trupanion has 43,872,612 shares outstanding.
What happened to Trupanion’s price movement after its last earnings report?
Trupanion reported an EPS of Mex$3.007 in its last earnings report, beating expectations of Mex$2.124. Following the earnings report the stock price went same ―.
Which hedge fund is a major shareholder of Trupanion?
Hedge funds hold Trupanion shares: hedge funds decreased their holdings by 30.9K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology