EarningsQ4 2025 Earnings Report

SoFi (SOFI) Q4 2025 Earnings Report

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MX:SOFI Q4 2025 EPS Results

Actual EPS$2.35

Consensus EPS$2.08

Beat/MissBeat by +$0.27

One Year Ago EPS$5.24

Actual Revenue$24.14B

Expected Revenue$17.67B

Beat/MissBeat by +$6.47B

YoY Revenue Growth+32.47%

QuarterQ4 2025

Date01/30/2026

TimeBefore Open

Conference CallFriday, January 30, 2026

MX:SOFI Upcoming Earnings

SoFi's next earnings date is estimated for October 27, 2026, based on past reporting schedules.

MX:SOFI Q4 2025 Earnings Call

0:00 / 0:00

No earnings call summary is available for this earnings event.

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change
Oct 27, 2026	2026 (Q3)	3.04 / -	1.989	―
Jul 29, 2026	2026 (Q2)	1.95 / 2.17	1.446	50.00% (+0.72)
Apr 29, 2026	2026 (Q1)	2.15 / 2.17	1.085	100.00% (+1.08)
Jan 30, 2026	2025 (Q4)	2.08 / 2.35	5.243	-55.17% (-2.89)
Oct 28, 2025	2025 (Q3)	1.50 / 1.99	0.904	120.00% (+1.08)
Jul 29, 2025	2025 (Q2)	1.10 / 1.45	0.181	700.00% (+1.27)
Apr 29, 2025	2025 (Q1)	0.60 / 1.08	0.362	200.00% (+0.72)
Jan 27, 2025	2024 (Q4)	0.63 / 5.24	0.362	1350.00% (+4.88)
Oct 29, 2024	2024 (Q3)	0.74 / 0.90	-5.243	117.24% (+6.15)
Jul 30, 2024	2024 (Q2)	0.09 / 0.18	-1.085	116.67% (+1.27)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed