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Q2 Holdings (MX:QTWO)
:QTWO
Mexico Market
EarningsQ2 2026 Earnings Report

Q2 Holdings (QTWO) Q2 2026 Earnings Report

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MX:QTWO Q2 2026 EPS Results

Actual EPS$11.90
Consensus EPS$11.61
Beat/MissBeat by +$0.29
One Year Ago EPS$8.53

MX:QTWO Q2 2026 Revenue Results

Actual Revenue$3.74B
Expected Revenue$3.69B
Beat/MissBeat by +$49.37M
YoY Revenue Growth+12.61%

Earnings Announcement Details

QuarterQ2 2026
Date07/29/2026
TimeAfter Close
Conference CallWednesday, July 29, 2026
MX:QTWO Upcoming Earnings
Q2 Holdings's next earnings date is estimated for November 11, 2026, based on past reporting schedules.

Q2 2026 Earnings Call Audio

MX:QTWO Q2 2026 Earnings Call
0:00 / 0:00

Q2 2026 Earnings Slide Deck

Q2 2026 Earnings Call Summary

Q2 2026
Earnings Call Date:Jul 29, 2026|
% Change Since:
|
Earnings Call Sentiment|Positive
The call highlighted strong execution: double-digit year-over-year revenue and ARR growth, record adjusted EBITDA and margin expansion, solid free cash flow and the retirement of convertible debt. Bookings momentum (including 8 Tier 1 wins), record customer engagement at CONNECT 26, and early AI product traction (Q2 Assistant, Q2 Code, account takeover) are notable positives. Headwinds include a large quarter-to-quarter cash decline driven by debt repayment and buybacks (though cash generation remained healthy), continued pressure in discretionary professional services/non-subscription revenue, higher R&D-driven operating expenses, and uncertainty around AI infrastructure/token costs and time-to-revenue. Overall, the positives (financial records, ARR/subscription strength, product momentum, and upgraded guidance) outweigh the risks, though execution on AI commercialization and continued control of costs will be important going forward.
Company Guidance
Management raised its outlook, guiding Q3 revenue of $218.5–$222.5 million and full‑year 2026 revenue of $881–$886 million (≈11% Y/Y), and increasing the FY26 subscription revenue growth target to ~14.5% (from 14%). They forecast Q3 adjusted EBITDA of $58.5–$61.5 million and full‑year adjusted EBITDA of $244–$248 million (about 28% of revenue). The update follows a Q2 beat (Q2 revenue $219.8M, +13% Y/Y; adjusted EBITDA $62.8M, 28.6% margin; non‑GAAP gross margin 62.3%; free cash flow $51M) and with subscription revenue representing ~83% of Q2 revenue, management cited that performance as the basis for raising full‑year guidance.
Revenue Growth
Total revenue of $219.8 million in Q2 2026, up 13% year-over-year and up 2% sequentially.
Record Adjusted EBITDA and Margin Expansion
Adjusted EBITDA of $62.8 million (28.6% of revenue), up 37% year-over-year from $45.8 million; adjusted EBITDA margin expanded ~510 basis points year-over-year and ~80 basis points sequentially.
Strong Cash Generation and Debt Retirement
Generated $61 million cash from operations and $51 million free cash flow in the quarter; retired $304 million of convertible notes and ended the quarter debt-free.
ARR and Subscription Momentum
Total ARR reached $971 million, up 13% year-over-year (from $861M) and up 3% sequentially; Subscription ARR grew to $826 million, up 15% year-over-year; subscription revenue represented 83% of total revenue and grew 15% YoY.
Gross Margin Improvement Following Cloud Migration
Non-GAAP gross margin improved to 62.3%, up ~480 basis points year-over-year and slightly up sequentially, driven by cloud migration completion and a shift toward higher-margin subscription revenue.
Bookings, Enterprise Wins and Backlog Growth
Recorded 8 Tier 1 / enterprise wins in the quarter; ending backlog of $2.8 billion, up $404 million year-over-year (17% growth) and up $22 million sequentially (1%).
CONNECT 26 and AI Product Traction
Largest customer conference to date with record attendance; announced Q2 Assistant, Q2 Code and new AI-driven account takeover fraud product — strong customer interest with double-digit customers signed for account takeover and early-adopter traction across products.
Expanded Share Repurchase Authorization
Repurchased approximately $125 million under prior authorization and Board approved an additional $350 million of share repurchases, bringing total available repurchase capacity to approximately $375 million.
Raised Full-Year Guidance
Updated full-year 2026 revenue guidance to $881 million–$886 million (~11% year-over-year growth) and adjusted EBITDA guidance to $244 million–$248 million (~28% of revenue); raised full-year subscription revenue growth expectation to ~14.5% (from 14%).

MX:QTWO Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Nov 11, 2026
2026 (Q3)
12.14 / -
11.132
2026 (Q2)
11.61 / 11.90
8.53239.44% (+3.37)
2026 (Q1)
12.02 / 10.71
9.19516.45% (+1.51)
2025 (Q4)
10.28 / 11.78
8.19243.78% (+3.59)
2025 (Q3)
9.43 / 11.13
4.453150.00% (+6.68)
2025 (Q2)
8.99 / 8.53
6.47531.76% (+2.06)
2025 (Q1)
7.95 / 9.19
5.3272.84% (+3.88)
2024 (Q4)
8.09 / 8.19
4.58978.52% (+3.60)
2024 (Q3)
6.07 / 4.45
3.58624.17% (+0.87)
2024 (Q2)
5.32 / 6.48
3.11108.20% (+3.37)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed