PayPal Holdings (PYPL) Stock Price & Analysis
PYPL Stock Chart & Stats
- Day’s Range
- MXN 1,055.00 - MXN 1,082.00
- 52-Week Range
- MXN 664.30 - MXN 1,300.00
- Previous Close
- MXN 1,077.81
- Volume
- 456
- Average Volume (3M)
- 1,563
- Market Cap
- MXN 889.91B
- Enterprise Value
- MXN 49.04B
- Total Cash (Recent Filing)
- MXN 10.28B
- Total Debt (Recent Filing)
- MXN 13.47B
- Price to Earnings (P/E)
- 10.8
- Beta
- -0.01
- Next Earnings
- Feb 09, 2027 (Est.)
- EPS Estimate
- 26.76
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 0.88%
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation
PayPal converts a large share of reported earnings into cash, giving it durable capacity to fund technology, product expansion, shareholder returns, and credit activities. This cash foundation supports strategic investment while reducing reliance on external financing for ongoing growth.
Diversified Growth Engines
Growth is increasingly supported by financial services and Venmo rather than a single checkout product. Double-digit expansion in these areas can broaden PayPal’s addressable market, increase customer monetization, and make revenue growth more resilient over the next several quarters.
Operating Efficiency
The multi-year savings program can improve operating leverage if execution continues, allowing more transaction margin dollars to reach earnings and cash flow. Headcount and organizational-layer reductions also indicate structural simplification rather than reliance only on temporary cost controls.
Bears Say
Low Branded Checkout Growth
Branded checkout is central to PayPal’s differentiated consumer-and-merchant network, yet growth has remained subdued for an extended period. Persistent low expansion could limit transaction-margin growth, weaken engagement benefits, and increase dependence on lower-monetization processing volumes.
International And EU Pressure
International weakness and the EU policy change create a structural near-term drag on PayPal’s global transaction economics. Continued pressure in Europe could constrain revenue growth and require product, pricing, or merchant investment before the region contributes more meaningfully to expansion.
Rising Leverage And Slower Cash Momentum
Higher leverage reduces balance-sheet flexibility compared with prior years, even though returns remain strong. At the same time, negative free-cash-flow growth suggests cash expansion has slowed, potentially limiting the room available for investment, capital returns, or absorbing weaker operating conditions.
PYPL FAQ
What was PayPal Holdings’s price range in the past 12 months?
What is PayPal Holdings’s market cap?
When is PayPal Holdings’s upcoming earnings report date?
How were PayPal Holdings’s earnings last quarter?
Is PayPal Holdings overvalued?
Does PayPal Holdings pay dividends?
What is PayPal Holdings’s EPS estimate?
How many shares outstanding does PayPal Holdings have?
What happened to PayPal Holdings’s price movement after its last earnings report?
Which hedge fund is a major shareholder of PayPal Holdings?
What is the TipRanks Smart Score and how is it calculated?
PayPal Holdings Stock Smart Score
Company Description
PayPal Holdings
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores
- Employees
- 23,800
- Website
- www.paypal.com
- Address
- 2211 North First Street, San Jose, CA, 95131, US
PayPal Holdings (PYPL) Earnings & Revenues
PYPL Company Deck
PYPL Earnings Call
Earnings Call SentimentPositive
The call was broadly positive. PayPal reported better-than-expected transaction margin dollars, 8% non-GAAP EPS growth, strong cash generation, raised full-year guidance, progress in cost savings and technology modernization, and double-digit momentum in financial services, Venmo, and parts of PSP. The main challenges were low branded checkout growth, persistent EU de minimis pressure, a 4% decline in international revenue on a currency-neutral basis, and the fact that the transformation and merchant playbook remain early with execution still ahead.
View all MX:PYPL earnings summariesPYPL Net sales Breakdown
- 56.88% U.S.
- 43.12% Other countries
PYPL Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 14 | 3 | 5 |
| Technical Analysis | 2 | 3 | 5 |
| Moving Averages | 12 | 0 | 0 |
