MGIC Investment (MTG) Ratios
MGIC Investment Ratios
MX:MTG's free cash flow for Q2 2026 was $184.49M. For the 2026 fiscal year, MX:MTG's free cash flow was decreased by $-473.00K and operating cash flow was $184.96M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 10.73 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.00 | 10.73 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.00 | 0.39 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.50 | 0.57 | 0.51 | 0.59 | 0.28 |
| Operating Cash Flow Ratio | 0.00 | 1.24 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.49B | $ 4.88B | $ -1.47B | $ -1.57B | $ -1.71B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.10 | 0.10 | 0.10 | 0.11 | 0.16 |
| Debt-to-Equity Ratio | 0.13 | 0.12 | 0.13 | 0.14 | 0.24 |
| Debt-to-Capital Ratio | 0.11 | 0.11 | 0.11 | 0.12 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.11 | 0.11 | 0.11 | 0.12 | 0.19 |
| Financial Leverage Ratio | 1.29 | 1.27 | 1.29 | 1.34 | 1.51 |
| Debt Service Coverage Ratio | 22.63 | 22.95 | 21.27 | 20.14 | 10.82 |
| Interest Coverage Ratio | 26.91 | 27.21 | 24.45 | 22.68 | 11.24 |
| Debt to Market Cap | 0.10 | 0.10 | 0.12 | 0.17 | 0.24 |
| Interest Debt Per Share | 3.02 | 2.60 | 2.40 | 2.32 | 3.64 |
| Net Debt to EBITDA | 0.29 | 0.41 | 0.29 | 0.28 | 0.92 |
| Profitability Margins | |||||
| Gross Profit Margin | 94.90% | 100.49% | 100.87% | 120.65% | 93.49% |
| EBIT Margin | 79.44% | 83.16% | 81.30% | 97.04% | 73.64% |
| EBITDA Margin | 80.01% | 84.68% | 84.35% | 101.67% | 79.21% |
| Operating Profit Margin | 76.51% | 80.21% | 78.11% | 92.94% | 67.62% |
| Pretax Profit Margin | 76.51% | 80.21% | 78.11% | 92.94% | 67.62% |
| Net Profit Margin | 60.84% | 63.18% | 61.72% | 73.79% | 53.55% |
| Continuous Operations Profit Margin | 60.84% | 63.18% | 61.72% | 73.79% | 53.55% |
| Net Income Per EBT | 79.52% | 78.76% | 79.02% | 79.39% | 79.20% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 11.12% | 11.65% | 10.90% | 13.93% | 8.67% |
| Return on Equity (ROE) | 14.34% | 14.75% | 14.06% | 18.64% | 13.06% |
| Return on Capital Employed (ROCE) | 13.99% | 16.24% | 13.80% | 17.54% | 10.95% |
| Return on Invested Capital (ROIC) | 11.12% | 12.79% | 0.00% | 0.00% | 7.86% |
| Return on Tangible Assets | 11.13% | 11.67% | 10.93% | 13.97% | 8.69% |
| Earnings Yield | 11.19% | 12.30% | 13.03% | 21.76% | 13.17% |
| Efficiency Ratios | |||||
| Receivables Turnover | 20.86 | 7.10 | 11.36 | 11.24 | 7.42 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 37.40 | 33.85 | 29.81 | 28.32 | 25.99 |
| Asset Turnover | 0.18 | 0.18 | 0.18 | 0.19 | 0.16 |
| Working Capital Turnover Ratio | 0.43 | 0.21 | 0.00 | 3.11 | 3.14 |
| Cash Conversion Cycle | 17.50 | 51.40 | 32.14 | 32.47 | 49.17 |
| Days of Sales Outstanding | 17.50 | 51.40 | 32.14 | 32.47 | 49.17 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 17.50 | 51.40 | 32.14 | 32.47 | 49.17 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.78 | 2.77 | 2.51 | 2.13 | 2.08 |
| Free Cash Flow Per Share | 3.77 | 2.77 | 2.51 | 2.11 | 2.07 |
| Dividend Paid and CapEx Coverage Ratio | 6.39 | 5.51 | 5.71 | 5.69 | 7.08 |
| Capital Expenditure Coverage Ratio | 832.00 | 617.57 | 356.66 | 199.76 | 169.21 |
| Operating Cash Flow Coverage Ratio | 1.32 | 1.12 | 1.11 | 0.98 | 0.61 |
| Operating Cash Flow to Sales Ratio | 0.70 | 0.60 | 0.62 | 0.55 | 0.59 |
| Free Cash Flow Yield | 12.91% | 11.67% | 13.00% | 16.27% | 14.36% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.22 | 8.12 | 7.67 | 4.59 | 7.59 |
| Price-to-Sales (P/S) Ratio | 5.43 | 5.14 | 4.74 | 3.39 | 4.07 |
| Price-to-Book (P/B) Ratio | 1.28 | 1.20 | 1.08 | 0.86 | 0.99 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.74 | 8.57 | 7.69 | 6.15 | 6.96 |
| Price-to-Operating Cash Flow Ratio | 7.73 | 8.56 | 7.67 | 6.12 | 6.92 |
| Price-to-Earnings Growth (PEG) Ratio | 1.08 | 0.51 | -0.70 | 0.09 | 0.17 |
| Enterprise Value Multiple | 7.08 | 6.47 | 5.90 | 3.62 | 6.05 |
| Enterprise Value | 6.87B | 6.62B | 5.75B | 4.31B | 5.68B |
| EV to EBITDA | 7.08 | 6.47 | 5.90 | 3.62 | 6.05 |
| EV to Sales | 5.66 | 5.48 | 4.98 | 3.68 | 4.79 |
| EV to Free Cash Flow | 8.07 | 9.15 | 8.09 | 6.67 | 8.21 |
| EV to Operating Cash Flow | 8.06 | 9.13 | 8.07 | 6.63 | 8.16 |
| Tangible Book Value Per Share | 22.77 | 19.72 | 17.83 | 15.12 | 14.48 |
| Shareholders’ Equity Per Share | 22.80 | 19.77 | 17.88 | 15.18 | 14.54 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.21 | 0.21 | 0.21 | 0.21 |
| Revenue Per Share | 5.38 | 4.62 | 4.07 | 3.83 | 3.55 |
| Net Income Per Share | 3.27 | 2.92 | 2.51 | 2.83 | 1.90 |
| Tax Burden | 0.80 | 0.79 | 0.79 | 0.79 | 0.79 |
| Interest Burden | 0.96 | 0.96 | 0.96 | 0.96 | 0.92 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.02 | 0.03 | 0.03 | 0.02 | 0.01 |
| Income Quality | 1.16 | 0.95 | 1.00 | 0.75 | 1.10 |
Currency in USD
