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MGIC Investment (MTG) Stock Price & Analysis

MTG Stock Chart & Stats

MX$515.03MX$0.00(0.00%)
At close:
Mex$460Mex$470Mex$480Mex$4904 May16 Jul
Day’s Range
MXN 515.03 - MXN 515.03
52-Week Range
MXN 457.00 - MXN 550.39
Previous Close
MXN 515.03
Volume
0
Average Volume (3M)
0
Market Cap
MXN 109.51B
Enterprise Value
MXN 6.60B
Total Cash (Recent Filing)
MXN 5.91B
Total Debt (Recent Filing)
MXN 646.87M
Price to Earnings (P/E)
8.8
Beta
0.03
Next Earnings
Nov 04, 2026 (Est.)
EPS Estimate
15.2
Next Dividend Ex-Date
N/A
Dividend Yield
1.92%

Bulls Say, Bears Say

Bulls Say

Strong Cash Generation

Consistently strong operating and free cash flow, with free cash flow closely tracking net income, indicates high earnings quality and effective conversion of underwriting profits into cash. This supports capital resilience, shareholder returns, and continued investment across the next several quarters.

Conservative Leverage

Low leverage relative to a substantial equity base gives MGIC meaningful capacity to absorb insured losses and manage changing housing-credit conditions. Conservative balance-sheet positioning also preserves flexibility for reinsurance, capital returns, and ongoing support of the insurance platform.

Reinsurance Improves Capital Efficiency

The expanded reinsurance program materially lowers required capital resources while diversifying protection through quota share, excess-of-loss, and other structures. Better capital efficiency can support profitable new business, reduce exposure concentration, and preserve flexibility during credit-cycle changes.

Bears Say

Sharp Revenue Decline

A pronounced TTM revenue decline creates uncertainty around the durability of MGIC’s earnings base, particularly because premium revenue depends on insured balances and policy persistency. If the reset persists, it could constrain future profit growth despite currently strong margins and cash generation.

Delinquencies Normalizing Higher

Higher delinquency levels can eventually increase claims and loss expenses for a mortgage insurer, putting pressure on underwriting profitability and capital. The expected second-half seasonal increase adds a continuing credit-monitoring requirement over the next several months, even with favorable reserve development.

Constrained Insurance-in-force Growth

Modest insurance-in-force growth limits expansion of MGIC’s recurring premium base and reduces the operating leverage available from its existing platform. Slower portfolio growth may also make future earnings more dependent on pricing, persistency, investment income, and claims performance.

MGIC Investment News

MTG FAQ

What was MGIC Investment’s price range in the past 12 months?
MGIC Investment lowest stock price was Mex$457.00 and its highest was Mex$550.39 in the past 12 months.
What is MGIC Investment’s market cap?
MGIC Investment’s market cap is Mex$109.51B.
When is MGIC Investment’s upcoming earnings report date?
MGIC Investment’s next earnings report is estimated for Nov 04, 2026 (not yet confirmed), which is in 2 days.
How were MGIC Investment’s earnings last quarter?
MGIC Investment released its earnings results on Jul 29, 2026. The company reported Mex$16.349 earnings per share for the quarter, beating the consensus estimate of Mex$14.338 by Mex$2.011.
Is MGIC Investment overvalued?
According to Wall Street analysts MGIC Investment’s price is currently Undervalued.
Does MGIC Investment pay dividends?
MGIC Investment does not currently pay dividends.
What is MGIC Investment’s EPS estimate?
MGIC Investment’s EPS estimate is 15.20.
How many shares outstanding does MGIC Investment have?
MGIC Investment has 205,124,850 shares outstanding.
What happened to MGIC Investment’s price movement after its last earnings report?
MGIC Investment reported an EPS of Mex$16.349 in its last earnings report, beating expectations of Mex$14.338. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of MGIC Investment?
Hedge funds hold MGIC Investment shares: hedge funds decreased their holdings by 19.3K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology