Marqeta (MQ) Stock Price & Analysis
MQ Stock Chart & Stats
- Day’s Range
- MXN 335.00 - MXN 360.00
- 52-Week Range
- MXN 240.00 - MXN 360.00
- Previous Close
- MXN 335.00
- Volume
- 0
- Average Volume (3M)
- 1
- Market Cap
- MXN 35.41B
- Enterprise Value
- MXN 788.38M
- Total Cash (Recent Filing)
- MXN 961.45M
- Total Debt (Recent Filing)
- MXN 15.44M
- Price to Earnings (P/E)
- 184.7
- Beta
- -0.13
- Next Earnings
- Nov 03, 2026 (Est.)
- EPS Estimate
- 1.09
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation
Robust operating and free cash flow give Marqeta internal funding capacity for product development, international expansion, and capital returns. This liquidity also reduces reliance on external financing and provides resilience as the company continues building consistent profitability.
Growing Payment Scale And Profitability
Sustained TPV growth above 30%, paired with rising revenue, gross profit, and consecutive GAAP profitability, indicates improving operating scale. Larger payment volumes can support stronger earnings power and make Marqeta’s infrastructure more valuable to customers over time.
Enterprise And International Expansion
Expansion into larger enterprises and faster-growing international markets broadens Marqeta’s customer base and increases the potential lifetime value of its platform. Banking Circle and TransactPay also extend capabilities across European payments and money movement.
Bears Say
Guided Growth Deceleration
The expected second-half slowdown reduces near-term revenue and gross profit momentum after a strong Q2. Renewal timing, acquisition lapping, lending comparisons, and Cash App effects may make growth less predictable and delay the benefits of Marqeta’s improving scale.
Cash App Issuance Headwind
A sustained reduction in new issuance from a major customer can weaken card volume growth and reduce operating leverage across the platform. The projected continuation through year-end makes this more than a single-period variance and raises customer-specific execution risk.
Pressure On Blended Take Rates
Lower blended take rates can limit gross profit expansion even when TPV grows quickly. Marqeta’s move toward very large customers and international volume may strengthen strategic reach, but the associated economics could make margin improvement less scalable over time.
Marqeta News
AI Models Turn Cautious on Marqeta as Valuation and Growth Outlook Drive Downgrades
Marqeta (MQ) has been downgraded by the majority of AI models tracked by TipRanks as concerns around valuation, technical weakness, and near-term growth deceleration overshadow improving fundamentals. While the card-issuing
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Marqeta Stock Smart Score
Company Description
Marqeta
Marqeta, Inc. engages in the creation of digital payment technology. The firm develops a modern card issuing platform, providing infrastructure and tools for building configurable payment cards. It provides its customers issuer processor services and also acts as a card program manager. The company was founded by Jason M. Gardner in 2010 and is headquartered in Oakland, CA.
- Sector
- Technology
- Industry
- Software - Infrastructure
- CEO
- Michael Milotich
- Employees
- 938
- Website
- www.marqeta.com
- Address
- 180 Grand Avenue, Oakland, CA, 94612, US
Marqeta (MQ) Earnings & Revenues
MQ Company Deck
MQ Earnings Call
Earnings Call SentimentPositive
The call presented a largely positive operational and financial picture: continued strong TPV growth (+32% YoY), expanding international mix (+40% YoY outside the U.S.), product innovation (stablecoin cards, multi-rail money movement, enhanced fraud), larger enterprise deal sizes (+90% average deal size), improved margins (adjusted EBITDA +31%) and consecutive GAAP profitability (~$8M). Offsetting these positives are near-term headwinds: a planned step-down in second-half growth, Cash App new issuance diversification (initial ~10% decline in new issuance), BNPL single-use virtual card load balancing, a small decline in take rate, and renewal/lapping effects that reduce near-term growth. Overall, the company demonstrates solid underlying momentum and profitability, but near-term growth moderation and customer-specific dynamics introduce caution for the second half and potentially early 2027.
View all MX:MQ earnings summariesMQ Net sales Breakdown
- 68.00% Customer A
- 32.00% Other
MQ Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 12 | 5 | 5 |
| Technical Analysis | 3 | 5 | 2 |
| Moving Averages | 9 | 0 | 3 |












