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Mission Valley Bancorp (MVLY) Ratios
Mission Valley Bancorp Ratios
MVLY's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, MVLY's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.10 | 0.10 | 0.11 | 0.09 | 26.66 |
| Quick Ratio | 0.10 | 0.10 | 0.11 | 0.09 | 47.85 |
| Cash Ratio | 0.10 | 0.09 | 0.11 | 0.08 | 20.97 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | -0.00 | 0.23 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -626.27M | $ -564.66M | $ -542.69M | $ -463.69M | $ -287.39M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.08 | 0.10 | 0.06 | 0.02 |
| Debt-to-Equity Ratio | 0.60 | 0.89 | 1.19 | 0.72 | 0.23 |
| Debt-to-Capital Ratio | 0.37 | 0.47 | 0.54 | 0.42 | 0.18 |
| Long-Term Debt-to-Capital Ratio | 0.37 | 0.47 | 0.54 | 0.42 | 0.18 |
| Financial Leverage Ratio | 11.20 | 11.43 | 12.33 | 12.18 | 13.03 |
| Debt Service Coverage Ratio | 0.50 | 0.40 | 0.80 | 2.80 | 7.12 |
| Interest Coverage Ratio | 0.69 | 0.55 | 1.10 | 3.76 | 9.94 |
| Debt to Market Cap | 0.69 | 0.94 | 1.31 | 0.76 | 0.21 |
| Interest Debt Per Share | 16.96 | 20.68 | 21.77 | 10.47 | 3.28 |
| Net Debt to EBITDA | -2.32 | 0.53 | 0.74 | -0.84 | -24.86 |
| Profitability Margins | |||||
| Gross Profit Margin | 71.85% | 67.77% | 73.60% | 90.54% | 96.89% |
| EBIT Margin | 19.02% | 16.58% | 25.27% | 21.94% | 30.93% |
| EBITDA Margin | 19.02% | 16.87% | 25.67% | 22.54% | 31.69% |
| Operating Profit Margin | 19.02% | 16.58% | 25.27% | 21.94% | 30.93% |
| Pretax Profit Margin | 19.02% | 16.58% | 25.27% | 21.94% | 30.93% |
| Net Profit Margin | 13.80% | 11.79% | 18.17% | 15.73% | 21.39% |
| Continuous Operations Profit Margin | 13.80% | 11.79% | 18.17% | 15.73% | 21.39% |
| Net Income Per EBT | 72.53% | 71.12% | 71.89% | 71.68% | 69.14% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.06% | 0.92% | 1.13% | 0.86% | 0.86% |
| Return on Equity (ROE) | 11.83% | 10.52% | 13.88% | 10.50% | 11.21% |
| Return on Capital Employed (ROCE) | 8.86% | 6.96% | 7.91% | 8.52% | 1.26% |
| Return on Invested Capital (ROIC) | 6.42% | 4.95% | 5.68% | 6.11% | 1.72% |
| Return on Tangible Assets | 1.06% | 0.92% | 1.13% | 0.86% | 0.94% |
| Earnings Yield | 13.71% | 10.99% | 15.31% | 11.03% | 10.63% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 14.89 | 13.91 | 10.66 | 11.49 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.36 | 0.08 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 |
| Fixed Asset Turnover | 0.00 | 44.19 | 144.12 | 83.74 | 49.74 |
| Asset Turnover | 0.08 | 0.08 | 0.06 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.11 | -0.11 | -0.09 | -0.31 | -2.94 |
| Cash Conversion Cycle | 0.00 | 24.51 | 26.24 | -990.62 | -103129.07 |
| Days of Sales Outstanding | 0.00 | 24.51 | 26.24 | 34.25 | 31.78 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | -98511.53 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 1024.88 | 4649.32 |
| Operating Cycle | 0.00 | 24.51 | 26.24 | 34.25 | -98479.75 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.16 | 1.52 | 1.85 | -0.03 | 0.64 |
| Free Cash Flow Per Share | 1.66 | 1.20 | 1.82 | -0.05 | 0.58 |
| Dividend Paid and CapEx Coverage Ratio | 3.32 | 3.24 | 10.61 | -0.16 | 9.41 |
| Capital Expenditure Coverage Ratio | 4.31 | 4.77 | 75.56 | -1.22 | 9.41 |
| Operating Cash Flow Coverage Ratio | 0.18 | 0.10 | 0.10 | -0.00 | 0.21 |
| Operating Cash Flow to Sales Ratio | 0.12 | 0.10 | 0.15 | -0.00 | 0.09 |
| Free Cash Flow Yield | 9.50% | 7.07% | 12.56% | -0.39% | 4.02% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.29 | 9.09 | 6.53 | 9.06 | 9.40 |
| Price-to-Sales (P/S) Ratio | 1.01 | 1.07 | 1.19 | 1.43 | 2.01 |
| Price-to-Book (P/B) Ratio | 0.86 | 0.96 | 0.91 | 0.95 | 1.05 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.53 | 14.13 | 7.96 | -255.69 | 24.85 |
| Price-to-Operating Cash Flow Ratio | 8.09 | 11.17 | 7.85 | -464.63 | 22.21 |
| Price-to-Earnings Growth (PEG) Ratio | 0.26 | -0.58 | 0.12 | -1.97 | 0.08 |
| Enterprise Value Multiple | 2.97 | 6.89 | 5.37 | 5.48 | -18.51 |
| Enterprise Value | 32.89M | 61.39M | 55.81M | 37.47M | -135.98M |
| EV to EBITDA | 2.97 | 6.89 | 5.37 | 5.48 | -18.51 |
| EV to Sales | 0.57 | 1.16 | 1.38 | 1.24 | -5.87 |
| EV to Free Cash Flow | 5.92 | 15.31 | 9.24 | -221.72 | -72.48 |
| EV to Operating Cash Flow | 4.54 | 12.10 | 9.12 | -402.91 | -64.78 |
| Tangible Book Value Per Share | 20.29 | 17.77 | 15.99 | 13.82 | 12.95 |
| Shareholders’ Equity Per Share | 20.29 | 17.77 | 15.99 | 13.82 | 13.57 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.29 | 0.28 | 0.28 | 0.31 |
| Revenue Per Share | 17.39 | 15.85 | 12.22 | 9.23 | 7.11 |
| Net Income Per Share | 2.40 | 1.87 | 2.22 | 1.45 | 1.52 |
| Tax Burden | 0.73 | 0.71 | 0.72 | 0.72 | 0.69 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.41 | 0.37 | 0.43 | 0.49 | 0.48 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 |
| Income Quality | 0.90 | 0.81 | 0.83 | -0.02 | 0.42 |
Currency in USD
