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Total Deposits
Measures the size and stability of customer deposits, a primary low-cost funding source for M&T; steady or growing deposits support lending and margins, while large outflows or rising deposit costs can pressure profitability.Deposits fell from a 2022 high into 2023 before stabilizing around a mid‑160s billion run‑rate; recent QoQ softness persisted, but management expects average deposits to rise to $165–$167B and is “remixing” the base by shedding high‑cost money‑market balances. That intentional shift should lower deposit costs and help NIM even as modest deposit growth and a targeted low‑to‑mid‑50% beta limit margin upside. Ample securities and liquidity cushion funding risk, but sustained outflows or renewed CRE pressure could force more aggressive pricing.
Date | Total Deposits |
|---|---|
Jun 30, 2026 | $163.52B |
Mar 31, 2026 | $164.30B |
Dec 31, 2025 | $165.10B |
Sep 30, 2025 | $162.70B |
Jun 30, 2025 | $163.40B |
Mar 31, 2025 | $161.20B |
Dec 31, 2024 | $164.60B |
Sep 30, 2024 | $161.50B |
Jun 30, 2024 | $163.50B |
Mar 31, 2024 | $164.10B |