MS&AD Insurance Group Holdings (MSADF) Ratios
MS&AD Insurance Group Holdings Ratios
MSADF's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, MSADF's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Mar 26 | Mar 26 | Mar 25 | Mar 24 | Mar 23 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.55 | 0.00 | 1.87 | 1.03 | 0.92 |
| Quick Ratio | 1.55 | 0.00 | 1.87 | 1.03 | 0.92 |
| Cash Ratio | 1.45 | 0.00 | 1.01 | 1.03 | 0.92 |
| Solvency Ratio | 0.04 | 0.04 | 0.02 | 0.01 | 0.02 |
| Operating Cash Flow Ratio | 0.20 | 0.00 | 0.19 | 0.07 | 0.09 |
| Short-Term Operating Cash Flow Coverage | 2.74 | 0.00 | 86.26 | 1.83 | 2.28 |
| Net Current Asset Value | $ -17.08T | $ -18.91T | $ -17.04T | $ -18.44T | $ -19.37T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 0.21 | 0.21 | 0.16 | 0.23 | 0.24 |
| Debt-to-Capital Ratio | 0.17 | 0.17 | 0.14 | 0.19 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.13 | 0.17 | 0.14 | 0.19 | 0.21 |
| Financial Leverage Ratio | 6.56 | 6.01 | 6.04 | 7.87 | 7.68 |
| Debt Service Coverage Ratio | 3.29 | 59.41 | 29.98 | 2.84 | 3.18 |
| Interest Coverage Ratio | 77.01 | 67.72 | 44.22 | 28.57 | 23.90 |
| Debt to Market Cap | 0.17 | 0.17 | 0.17 | 0.37 | 0.45 |
| Interest Debt Per Share | 543.13 | 681.09 | 455.37 | 448.61 | 480.53 |
| Net Debt to EBITDA | -3.82 | -3.30 | -3.70 | -4.97 | -3.26 |
| Profitability Margins | |||||
| Gross Profit Margin | 48.39% | 56.06% | 86.61% | 84.70% | 85.51% |
| EBIT Margin | 14.40% | 14.81% | 7.46% | 6.07% | 7.70% |
| EBITDA Margin | 16.31% | 16.41% | 9.37% | 8.19% | 9.64% |
| Operating Profit Margin | 14.21% | 14.59% | 7.29% | 5.87% | 7.39% |
| Pretax Profit Margin | 14.21% | 14.59% | 7.29% | 5.87% | 7.39% |
| Net Profit Margin | 10.83% | 10.92% | 5.83% | 4.17% | 5.25% |
| Continuous Operations Profit Margin | 10.91% | 10.98% | 5.88% | 4.25% | 5.31% |
| Net Income Per EBT | 76.23% | 74.82% | 79.88% | 71.14% | 71.02% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.64% | 2.75% | 1.37% | 0.87% | 1.05% |
| Return on Equity (ROE) | 17.29% | 16.51% | 8.27% | 6.82% | 8.06% |
| Return on Capital Employed (ROCE) | 3.96% | 3.67% | 1.92% | 1.37% | 1.65% |
| Return on Invested Capital (ROIC) | 2.46% | 2.76% | 1.57% | 18.58% | 32.42% |
| Return on Tangible Assets | 2.68% | 2.79% | 1.40% | 0.88% | 1.07% |
| Earnings Yield | 13.81% | 13.12% | 8.87% | 9.54% | 11.93% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 13.99 | 16.10 | 13.61 | 10.60 | 10.27 |
| Asset Turnover | 0.24 | 0.25 | 0.24 | 0.21 | 0.20 |
| Working Capital Turnover Ratio | 2.96 | 2.15 | 4.89 | -72.95 | -23.91 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 425.26 | 512.26 | 344.88 | 120.12 | 142.47 |
| Free Cash Flow Per Share | 409.03 | 490.64 | 330.53 | 104.88 | 125.54 |
| Dividend Paid and CapEx Coverage Ratio | 3.06 | 2.97 | 3.92 | 1.48 | 2.00 |
| Capital Expenditure Coverage Ratio | 26.20 | 23.70 | 24.02 | 7.88 | 8.41 |
| Operating Cash Flow Coverage Ratio | 0.79 | 0.76 | 0.77 | 0.27 | 0.30 |
| Operating Cash Flow to Sales Ratio | 0.10 | 0.11 | 0.09 | 0.04 | 0.05 |
| Free Cash Flow Yield | 12.68% | 12.17% | 12.64% | 7.66% | 9.47% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.24 | 7.62 | 11.28 | 10.48 | 8.38 |
| Price-to-Sales (P/S) Ratio | 0.78 | 0.83 | 0.66 | 0.44 | 0.44 |
| Price-to-Book (P/B) Ratio | 1.25 | 1.26 | 0.93 | 0.72 | 0.68 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.88 | 8.22 | 7.91 | 13.05 | 10.56 |
| Price-to-Operating Cash Flow Ratio | 7.58 | 7.87 | 7.58 | 11.39 | 9.31 |
| Price-to-Earnings Growth (PEG) Ratio | 0.08 | 0.41 | 0.09 | -0.28 | 0.10 |
| Enterprise Value Multiple | 0.99 | 1.77 | 3.32 | 0.37 | 1.30 |
| Enterprise Value | 1.03T | 2.10T | 1.97T | 155.05B | 628.95B |
| EV to EBITDA | 0.99 | 1.77 | 3.32 | 0.37 | 1.30 |
| EV to Sales | 0.16 | 0.29 | 0.31 | 0.03 | 0.13 |
| EV to Free Cash Flow | 1.63 | 2.87 | 3.74 | 0.91 | 3.02 |
| EV to Operating Cash Flow | 1.57 | 2.75 | 3.58 | 0.80 | 2.66 |
| Tangible Book Value Per Share | 2302.71 | 2936.36 | 2525.16 | 1635.37 | 1721.14 |
| Shareholders’ Equity Per Share | 2576.99 | 3203.58 | 2803.92 | 1912.99 | 1961.93 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.25 | 0.19 | 0.28 | 0.28 |
| Revenue Per Share | 4112.46 | 4843.08 | 3978.56 | 3127.44 | 3013.28 |
| Net Income Per Share | 445.53 | 528.87 | 231.78 | 130.54 | 158.17 |
| Tax Burden | 0.76 | 0.75 | 0.80 | 0.71 | 0.71 |
| Interest Burden | 0.99 | 0.99 | 0.98 | 0.97 | 0.96 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.13 | 0.14 | 0.14 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.95 | 0.97 | 1.49 | 0.92 | 0.90 |
Currency in JPY