mF International Limited (MFI) AI Stock Analysis

• Market Cap: N/A
• Dividend Yield: N/A
• Average Volume (3M): 369.44K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.94
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 34
• Sector: General
• Sector Strength: N/A
• Industry: Software - Application
• EPS (TTM): -0.20
• Shares Outstanding: 13,251,667
• 10 Day Avg. Volume: 816,370
• 30 Day Avg. Volume: 369,439
• PEG Ratio: 0.73
• Price to Book (P/B): 5.86
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 10.63
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $33.00
• Price Target Upside: 3737.21% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 50 Neutral
• Price Target: $0.50 ▼(-41.86%Downside)

mF International Limited's overall stock score reflects significant financial challenges, with critical declines in revenue and profitability. While technical indicators show some positive momentum, the negative valuation metrics further contribute to the low score. Strategic changes are needed to improve the financial situation.

mF International Limited Business Overview & Revenue Model

Company Description

mF International Limited, a holding company, engages in the research and development, and sale of financial trading solutions through the Internet or as a platform as a service in Hong Kong, mainland China, and Southeast Asia. It offers real-time mission critical forex, bullion/commodities trading platform solutions, financial value-added services, mobile applications, and financial information for brokers and institutional clients; and various services, including mF4 trading platform, bridge and plugins, customer relationship management system, electronic communication network system, liquidity solutions, cross-platform Broker+ solution, social trading applications, and other value-added services. The company also provides liquidity providers related services and other financial value-added services; and engages in the business of algorithm trading research and development, and investment activities. It serves financial institutions, including brokers, investment banks, institutional clients, liquidity providers, and financial services providers. The company was founded in 2002 and is headquartered in Wan Chai, Hong Kong. mF International Limited operates as a subsidiary of Gaderway Investments Limited.

How the Company Makes Money

MFI generates revenue primarily through transaction fees, subscription services, and partnerships with financial institutions. The company charges fees for processing payments and transactions on its platform, earning a percentage of each transaction completed. Additionally, MFI offers premium subscription plans that provide users with enhanced features and services for a recurring fee. Strategic alliances with banks and financial institutions also play a significant role in its revenue stream, often involving revenue-sharing agreements for co-branded services and products. Furthermore, MFI invests in developing proprietary technologies that it licenses to other companies, creating an additional income source.

mF International Limited Financial Statement Overview

Summary

mF International Limited exhibits strong revenue growth and efficient cash flow management. However, decreasing net profit margins and increased debt levels suggest potential risks that need to be monitored.

Income Statement

mF International Limited shows strong performance in the income statement with a substantial increase in revenue to $31.96 million in 2023 from $4.46 million in 2022. The Gross Profit Margin is healthy, reflecting efficient cost management. However, the Net Profit Margin has decreased significantly, indicating increased expenses or reduced efficiency in converting revenues to profit.

Balance Sheet

The balance sheet reveals a moderately leveraged position with a Debt-to-Equity Ratio of 1.10. The company's Return on Equity is robust, demonstrating effective use of equity to generate profits. The Equity Ratio indicates a sound proportion of equity financing, but the increase in total debt presents potential risks.

Cash Flow

The cash flow statement shows solid performance with a positive Free Cash Flow and significant growth in Operating Cash Flow. The Free Cash Flow to Net Income Ratio is strong, suggesting effective conversion of earnings into cash. However, the high Capital Expenditure could constrain future cash flows.

Breakdown
TTM	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
32.15M	31.96M	4.46M	4.14M	35.19M
	Gross Profit
17.63M	17.97M	2.12M	1.81M	15.02M
	EBIT
5.51M	6.68M	963.22K	1.36M	9.00M
	EBITDA
5.65M	6.82M	7.76M	10.79M	9.41M
	Net Income Common Stockholders
5.44M	6.63M	870.77K	1.33M	11.68M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
14.04M	7.15M	1.80M	2.20M	22.98M
	Total Assets
34.54M	33.85M	4.44M	4.31M	38.85M
	Total Debt
15.38M	12.89M	1.97M	2.07M	13.79M
	Net Debt
3.32M	6.08M	425.25K	779.05K	-5.54M
	Total Liabilities
24.11M	22.11M	3.10M	3.35M	28.70M
	Stockholders Equity
10.43M	11.74M	1.34M	959.75K	10.15M
Cash Flow		Free Cash Flow
10.71M	4.01M	952.57K	703.47K	23.66M
	Operating Cash Flow
10.76M	11.32M	1.72M	1.64M	23.66M
	Investing Cash Flow
-5.53M	-5.69M	-271.39K	-1.46M	-4.80M
	Financing Cash Flow
-7.82M	-10.89M	-1.20M	-1.37M	-4.01M

mF International Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.86
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MFI, the sentiment is Positive. The current price of 0.86 is above the 20-day moving average (MA) of 0.70, above the 50-day MA of 0.64, and above the 200-day MA of 0.72, indicating a bullish trend. The MACD of 0.05 indicates Negative momentum. The RSI at 67.70 is Neutral, neither overbought nor oversold. The STOCH value of 64.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for MFI.

mF International Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	57 Neutral	$4.85B	20.06	-16.90%	5.21%	13.58%	-28.06%
MFI	50 Neutral		―		―	―	―
MYSZ	48 Neutral	$3.69M	―	-82.58%	―	-27.08%	86.85%
MRIN	45 Neutral	$2.67M	―	-91.75%	―	-9.89%	47.46%
VS	39 Underperform	$10.24M	―	-34.07%	―	-78.87%	85.62%