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MetroCity Bankshares Inc (MCBS)
NASDAQ:MCBS
US Market
MCBS
MetroCity Bankshares
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MetroCity Bankshares (MCBS) Ratios

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MetroCity Bankshares Ratios

MCBS's free cash flow for Q2 2026 was $0.63. For the 2026 fiscal year, MCBS's free cash flow was decreased by $ and operating cash flow was $0.44. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 21.28 28.64 0.10 0.06 0.07
Quick Ratio
 21.28 28.64 0.10 0.06 0.07
Cash Ratio
 18.00 24.23 0.09 0.05 0.06
Solvency Ratio
 0.02 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
 5.42 8.95 0.02 0.03 0.05
Short-Term Operating Cash Flow Coverage
 5.42 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -3.65B$ -3.79B$ -2.90B$ -2.95B$ -2.89B
Leverage Ratios
Debt-to-Assets Ratio
 0.09 0.11 0.11 0.10 0.11
Debt-to-Equity Ratio
 0.71 0.99 0.91 0.88 1.10
Debt-to-Capital Ratio
 0.42 0.50 0.48 0.47 0.52
Long-Term Debt-to-Capital Ratio
 0.40 0.49 0.47 0.46 0.52
Financial Leverage Ratio
 7.96 8.76 8.53 9.18 9.81
Debt Service Coverage Ratio
 0.66 0.76 0.71 0.59 2.41
Interest Coverage Ratio
 0.96 1.03 0.92 0.79 3.30
Debt to Market Cap
 0.38 0.76 0.46 0.54 0.68
Interest Debt Per Share
 17.49 24.26 18.88 16.95 16.21
Net Debt to EBITDA
 1.45 1.83 1.62 2.59 2.45
Profitability Margins
Gross Profit Margin
62.35%62.00%59.36%56.38%84.69%
EBIT Margin
38.74%39.21%37.25%34.37%56.21%
EBITDA Margin
39.11%39.21%38.51%35.66%58.60%
Operating Profit Margin
36.55%39.21%37.25%34.37%56.21%
Pretax Profit Margin
41.16%39.21%37.25%34.37%56.21%
Net Profit Margin
30.49%28.99%27.52%24.65%38.58%
Continuous Operations Profit Margin
30.49%28.99%27.52%24.65%38.58%
Net Income Per EBT
74.07%73.93%73.88%71.71%68.63%
EBT Per EBIT
112.63%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.77%1.44%1.79%1.47%1.83%
Return on Equity (ROE)
15.15%12.62%15.31%13.53%17.92%
Return on Capital Employed (ROCE)
2.13%1.96%10.23%9.40%12.04%
Return on Invested Capital (ROIC)
17.23%12.80%7.56%6.72%8.26%
Return on Tangible Assets
1.80%1.46%1.80%1.47%1.83%
Earnings Yield
7.84%9.95%7.98%8.53%11.39%
Efficiency Ratios
Receivables Turnover
 13.05 11.68 14.78 13.84 12.32
Payables Turnover
 0.00 8.39 27.24 22.10 9.07
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 6.01 5.26 8.97 7.87 7.14
Asset Turnover
 0.06 0.05 0.07 0.06 0.05
Working Capital Turnover Ratio
 0.77 -0.23 -0.09 -0.08 -0.08
Cash Conversion Cycle
 27.97 -12.23 11.29 9.85 -10.62
Days of Sales Outstanding
 27.97 31.26 24.69 26.37 29.62
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 43.49 13.40 16.52 40.24
Operating Cycle
 27.97 31.26 24.69 26.37 29.62
Cash Flow Ratios
Operating Cash Flow Per Share
 2.67 5.27 2.51 3.26 5.30
Free Cash Flow Per Share
 2.60 5.27 2.46 3.07 5.21
CapEx Per Share
 0.07 0.03 0.05 0.20 0.09
Free Cash Flow to Operating Cash Flow
 0.97 1.00 0.98 0.94 0.98
Dividend Paid and CapEx Coverage Ratio
 2.50 5.37 2.84 3.55 7.63
Capital Expenditure Coverage Ratio
 39.26 203.29 49.38 16.65 57.22
Operating Cash Flow Coverage Ratio
 0.19 0.25 0.17 0.24 0.35
Operating Cash Flow to Sales Ratio
 0.29 0.58 0.27 0.39 0.83
Free Cash Flow Yield
7.34%19.85%7.70%12.76%24.08%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 12.16 9.94 12.53 11.72 8.78
Price-to-Sales (P/S) Ratio
 3.88 2.91 3.45 2.89 3.39
Price-to-Book (P/B) Ratio
 1.80 1.27 1.92 1.59 1.57
Price-to-Free Cash Flow (P/FCF) Ratio
 13.62 5.04 12.99 7.84 4.15
Price-to-Operating Cash Flow Ratio
 13.31 5.04 12.73 7.37 4.08
Price-to-Earnings Growth (PEG) Ratio
 0.99 2.11 0.51 -0.57 1.24
Price-to-Fair Value
 1.80 1.27 1.92 1.59 1.57
Enterprise Value Multiple
 11.36 9.25 10.58 10.69 8.23
Enterprise Value
 1.17B 859.97M 954.81M 798.06M 782.93M
EV to EBITDA
 11.36 9.25 10.58 10.69 8.23
EV to Sales
 4.44 3.63 4.07 3.81 4.82
EV to Free Cash Flow
 15.62 6.28 15.35 10.34 5.92
EV to Operating Cash Flow
 15.22 6.28 15.04 9.72 5.81
Tangible Book Value Per Share
 17.39 18.29 16.60 15.10 13.59
Shareholders’ Equity Per Share
 19.76 20.93 16.66 15.15 13.75
Tax and Other Ratios
Effective Tax Rate
 0.26 0.26 0.26 0.28 0.31
Revenue Per Share
 9.13 9.11 9.27 8.32 6.39
Net Income Per Share
 2.78 2.64 2.55 2.05 2.46
Tax Burden
 0.74 0.74 0.74 0.72 0.69
Interest Burden
 1.06 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.24 0.18 0.15 0.15 0.20
Stock-Based Compensation to Revenue
 <0.01 0.00 0.01 0.01 0.01
Income Quality
 0.96 2.00 0.98 1.59 2.15
Currency in USD