MetroCity Bankshares(MCBS)
$36.20+-0.16 (+0.42%)
MCBS
MetroCity Bankshares financials statements
$36.20
At close:+-0.16 (+0.42%)
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MetroCity Bankshares (MCBS) Ratios
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MetroCity Bankshares Ratios
MCBS's free cash flow for Q3 2026 was $-17.09M. For the 2026 fiscal year, MCBS's free cash flow was decreased by $-445.00K and operating cash flow was $-16.65M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 28.64 | 0.10 | 0.06 | 0.07 | 0.21 |
| Quick Ratio | 28.64 | 0.10 | 0.06 | 0.07 | 0.21 |
| Cash Ratio | 24.23 | 0.09 | 0.05 | 0.06 | 0.19 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 8.95 | 0.02 | 0.03 | 0.05 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -3.79B | $ -2.90B | $ -2.95B | $ -2.89B | $ -2.35B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.11 | 0.10 | 0.11 | 0.16 |
| Debt-to-Equity Ratio | 0.99 | 0.91 | 0.88 | 1.10 | 1.76 |
| Debt-to-Capital Ratio | 0.50 | 0.48 | 0.47 | 0.52 | 0.64 |
| Long-Term Debt-to-Capital Ratio | 0.49 | 0.47 | 0.46 | 0.52 | 0.63 |
| Financial Leverage Ratio | 8.76 | 8.53 | 9.18 | 9.81 | 10.70 |
| Debt Service Coverage Ratio | 0.76 | 0.71 | 0.59 | 2.41 | 14.11 |
| Interest Coverage Ratio | 1.03 | 0.92 | 0.79 | 3.30 | 18.07 |
| Debt to Market Cap | 0.76 | 0.46 | 0.54 | 0.68 | 0.71 |
| Interest Debt Per Share | 24.26 | 18.88 | 16.95 | 16.21 | 20.11 |
| Net Debt to EBITDA | 1.83 | 1.62 | 2.59 | 2.45 | 0.91 |
| Profitability Margins | |||||
| Gross Profit Margin | 62.00% | 59.36% | 56.38% | 84.69% | 91.74% |
| EBIT Margin | 39.21% | 37.25% | 34.37% | 56.21% | 59.35% |
| EBITDA Margin | 39.21% | 38.51% | 35.66% | 58.60% | 61.37% |
| Operating Profit Margin | 39.21% | 37.25% | 34.37% | 56.21% | 59.35% |
| Pretax Profit Margin | 39.21% | 37.25% | 34.37% | 56.21% | 59.35% |
| Net Profit Margin | 28.99% | 27.52% | 24.65% | 38.58% | 44.32% |
| Continuous Operations Profit Margin | 28.99% | 27.52% | 24.65% | 38.58% | 44.32% |
| Net Income Per EBT | 73.93% | 73.88% | 71.71% | 68.63% | 74.68% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.44% | 1.79% | 1.47% | 1.83% | 1.99% |
| Return on Equity (ROE) | 12.62% | 15.31% | 13.53% | 17.92% | 21.26% |
| Return on Capital Employed (ROCE) | 1.96% | 10.23% | 9.40% | 12.04% | 9.80% |
| Return on Invested Capital (ROIC) | 12.80% | 7.56% | 6.72% | 8.26% | 7.32% |
| Return on Tangible Assets | 1.46% | 1.80% | 1.47% | 1.83% | 1.99% |
| Earnings Yield | 9.95% | 7.98% | 8.53% | 11.39% | 8.75% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.68 | 14.78 | 13.84 | 12.32 | 12.60 |
| Payables Turnover | 8.39 | 27.24 | 22.10 | 9.07 | 56.38 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.26 | 8.97 | 7.87 | 7.14 | 6.21 |
| Asset Turnover | 0.05 | 0.07 | 0.06 | 0.05 | 0.04 |
| Working Capital Turnover Ratio | -0.23 | -0.09 | -0.08 | -0.08 | -0.09 |
| Cash Conversion Cycle | -12.23 | 11.29 | 9.85 | -10.62 | 22.50 |
| Days of Sales Outstanding | 31.26 | 24.69 | 26.37 | 29.62 | 28.98 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 43.49 | 13.40 | 16.52 | 40.24 | 6.47 |
| Operating Cycle | 31.26 | 24.69 | 26.37 | 29.62 | 28.98 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.27 | 2.51 | 3.26 | 5.30 | 2.56 |
| Free Cash Flow Per Share | 5.24 | 2.46 | 3.07 | 5.21 | 2.54 |
| Dividend Paid and CapEx Coverage Ratio | 5.37 | 2.84 | 3.55 | 7.63 | 5.37 |
| Capital Expenditure Coverage Ratio | 203.29 | 49.38 | 16.65 | 57.22 | 170.40 |
| Operating Cash Flow Coverage Ratio | 0.25 | 0.17 | 0.24 | 0.35 | 0.13 |
| Operating Cash Flow to Sales Ratio | 0.58 | 0.27 | 0.39 | 0.83 | 0.47 |
| Free Cash Flow Yield | 19.75% | 7.70% | 12.76% | 24.08% | 9.23% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.94 | 12.53 | 11.72 | 8.78 | 11.42 |
| Price-to-Sales (P/S) Ratio | 2.91 | 3.45 | 2.89 | 3.39 | 5.06 |
| Price-to-Book (P/B) Ratio | 1.27 | 1.92 | 1.59 | 1.57 | 2.43 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.06 | 12.99 | 7.84 | 4.15 | 10.84 |
| Price-to-Operating Cash Flow Ratio | 5.04 | 12.73 | 7.37 | 4.08 | 10.77 |
| Price-to-Earnings Growth (PEG) Ratio | 2.11 | 0.51 | -0.57 | 1.24 | 0.16 |
| Enterprise Value Multiple | 9.25 | 10.58 | 10.69 | 8.23 | 9.16 |
| Enterprise Value | 859.97M | 954.81M | 798.06M | 782.93M | 782.62M |
| EV to EBITDA | 9.25 | 10.58 | 10.69 | 8.23 | 9.16 |
| EV to Sales | 3.63 | 4.07 | 3.81 | 4.82 | 5.62 |
| EV to Free Cash Flow | 6.31 | 15.35 | 10.34 | 5.92 | 12.03 |
| EV to Operating Cash Flow | 6.28 | 15.04 | 9.72 | 5.81 | 11.96 |
| Tangible Book Value Per Share | 18.29 | 16.60 | 15.10 | 13.59 | 11.03 |
| Shareholders’ Equity Per Share | 20.93 | 16.66 | 15.15 | 13.75 | 11.34 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.26 | 0.26 | 0.28 | 0.31 | 0.25 |
| Revenue Per Share | 9.11 | 9.27 | 8.32 | 6.39 | 5.44 |
| Net Income Per Share | 2.64 | 2.55 | 2.05 | 2.46 | 2.41 |
| Tax Burden | 0.74 | 0.74 | 0.72 | 0.69 | 0.75 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.18 | 0.15 | 0.15 | 0.20 | 0.23 |
| Stock-Based Compensation to Revenue | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 2.00 | 0.98 | 1.59 | 2.15 | 1.06 |
Currency in USD
