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Premium Per Customer
Average premium per policyholder, indicating product mix and pricing power; rising premiums per customer can lift revenue and margins, while declining averages may signal lower-value customers or competitive pressure.Premium per customer has risen steadily, with a clear inflection in late 2022 and sustained acceleration since—reflecting a deliberate mix shift toward higher‑priced lines (notably Pet) and much stronger cross‑selling, alongside higher premium retention from the reinsurance transition. That lift supports markedly better unit economics and the company’s path to EBITDA breakeven, but part of the increase is technical (retention/ceding timing and homeowners non‑renewals), so monitor reinsurance normalization and ADR for durability.
Date | Premium Per Customer |
|---|---|
Jun 30, 2026 | $433.00 |
Mar 31, 2026 | $424.00 |
Dec 31, 2025 | $414.00 |
Sep 30, 2025 | $403.00 |
Jun 30, 2025 | $402.00 |
Mar 31, 2025 | $396.00 |
Dec 31, 2024 | $388.00 |
Sep 30, 2024 | $384.00 |
Jun 30, 2024 | $387.00 |
Mar 31, 2024 | $379.00 |