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Ledyard Financial Group Inc (LFGP)
OTHER OTC:LFGP
US Market
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Ledyard Financial Group (LFGP) Price & Analysis

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LFGP Stock Chart & Stats

$20.75
$0.08(0.39%)
At close: 4:00 PM EDT
$20.75
$0.08(0.39%)

Bulls Say, Bears Say

Bulls Say
Profitability ReboundA marked margin and ROE improvement indicates the franchise restored pricing or cost control, producing stronger earnings power. Higher operating profitability increases resilience to cyclical loan losses and supports internal capital generation across the next several quarters.
Strong Free Cash FlowMaterial free cash flow coverage of earnings shows the bank can convert profits into cash for dividends, loan originations, or debt reduction. Solid FCF improves financial flexibility and capacity to fund operations without relying solely on external financing.
Revenue DiversificationHaving both net interest and fee-based wealth management revenue reduces reliance on a single income stream. Diversified revenue mixes smooth earnings across rate cycles and client activity, supporting more durable income over intermediate horizons.
Bears Say
Sharp Revenue DeclineA large one-year revenue drop undermines the base supporting margins and cash flow. Even with higher margins, diminished top-line scale pressures earnings sustainability, constrains investment in growth, and raises execution risk over the coming 2–6 months.
Higher LeverageRising leverage reduces balance-sheet flexibility and heightens sensitivity to credit stress and funding costs. Elevated debt relative to equity limits capital actions, increases refinancing and interest burdens, and raises downside risk if earnings weaken.
Inconsistent Cash ConversionVolatile conversion of earnings to cash adds uncertainty to funding dividends, loan growth, and capital needs. Intermittent weak operating cash flow implies earnings may not reliably translate into liquidity when stress or slower revenue recurs.

LFGP FAQ

What was Ledyard Financial Group Inc’s price range in the past 12 months?
Ledyard Financial Group Inc lowest stock price was $13.45 and its highest was $20.83 in the past 12 months.
    What is Ledyard Financial Group Inc’s market cap?
    Ledyard Financial Group Inc’s market cap is $71.54M.
      When is Ledyard Financial Group Inc’s upcoming earnings report date?
      Ledyard Financial Group Inc’s upcoming earnings report date is Oct 23, 2026 which is in 87 days.
        How were Ledyard Financial Group Inc’s earnings last quarter?
        Ledyard Financial Group Inc released its earnings results on Jul 24, 2026. The company reported $0.499 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Ledyard Financial Group Inc overvalued?
          According to Wall Street analysts Ledyard Financial Group Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Ledyard Financial Group Inc pay dividends?
            Ledyard Financial Group Inc pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 4.03%. See more information on Ledyard Financial Group Inc dividends here
              What is Ledyard Financial Group Inc’s EPS estimate?
              Ledyard Financial Group Inc’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Ledyard Financial Group Inc have?
              Ledyard Financial Group Inc has 3,447,889 shares outstanding.
                What happened to Ledyard Financial Group Inc’s price movement after its last earnings report?
                Ledyard Financial Group Inc reported an EPS of $0.499 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 2.723%.
                  Which hedge fund is a major shareholder of Ledyard Financial Group Inc?
                  Currently, no hedge funds are holding shares in LFGP
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Ledyard Financial Group Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    3.71%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    4.03%
                    Trailing 12-Months
                    Asset Growth
                    7.03%
                    Trailing 12-Months

                    Company Description

                    Ledyard Financial Group Inc

                    Based in Hanover, New Hampshire, Ledyard Financial Group, Inc. serves as the parent organization for Ledyard National Bank. Founded in 1991, Ledyard National Bank operates as a comprehensive community financial institution, delivering a wide spectrum of banking, investment, and wealth management services. Information pertaining to our stock's performance, alongside numerous other valuable resources for both current and prospective Ledyard shareholders, can be found in the Investor Relations section of our website. The common stock of Ledyard Financial Group, Inc. is traded on the OTC Markets, an exchange regulated by NASD standards, under the ticker symbol LFGP. These shares can be bought or sold through an individual's chosen brokerage firm. For further details, please refer to the Investor Relations section on the bank's official website at www.ledyardbank.com, or you may contact Gregory D. Steverson, the Company's Chief Financial Officer.

                    Ledyard Financial Group (LFGP) Earnings & Revenues

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                    Ownership Overview

                    9.74%90.26%
                    Insiders
                    Mutual Funds
                    9.74% Other Institutional Investors
                    90.26% Public Companies and
                    Individual Investors
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