Lancashire Holdings (LCSHF) Price & Analysis
LCSHF Stock Chart & Stats
- Day’s Range
- $8.86 - $9.68
- 52-Week Range
- $7.04 - $9.78
- Previous Close
- $9.17
- Volume
- 1,000
- Average Volume (3M)
- 148
- Market Cap
- $2.24B
- Enterprise Value
- $1.98B
- Total Cash (Recent Filing)
- $0
- Total Debt (Recent Filing)
- $447.70M
- Price to Earnings (P/E)
- 7.2
- Beta
- 0.50
- Next Earnings
- N/A
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 16.29%
Bulls Say, Bears Say
Bulls Say
Strong Profitability And Returns
The sharp profit increase and near-20% annualized ROE indicate strong earnings power from Lancashire’s specialty underwriting platform. Sustained profitability gives the company more capacity to retain capital, support underwriting growth, and absorb volatility across insurance cycles.
Disciplined Underwriting
A combined ratio below 100% shows that premiums are covering claims and operating costs, providing an underlying underwriting profit before investment income. Performance across a diversified specialty portfolio supports earnings quality and demonstrates disciplined risk selection.
Cash Generation And Capital Strength
Consistently positive operating and free cash flow strengthen Lancashire’s ability to fund claims, maintain underwriting capacity, and return capital without relying heavily on external financing. Strong regulatory and rating headroom adds resilience during adverse loss periods.
Bears Say
Softening Pricing And Top-Line Pressure
Easing prices can reduce future premium adequacy and make it harder to preserve underwriting margins, particularly in catastrophe-exposed property lines. The accompanying slight premium decline suggests growth is constrained and requires continued selectivity in deploying underwriting capital.
Lower Reserve Releases
Lower reserve releases remove an important contribution to reported underwriting results and show that prior accident years can still develop adversely. Although the Baltimore Bridge claim is fully reserved, weaker reserve momentum may reduce earnings support over coming periods.
Insurance Loss And Investment Volatility
Lancashire’s exposure to catastrophe and large specialty risks can produce material earnings variability when claims are elevated. Investment mark-to-market losses add a second source of volatility, potentially reducing the consistency of total returns even when underwriting remains profitable.
Lancashire Holdings News
LCSHF FAQ
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Lancashire Holdings Stock Smart Score
Company Description
Lancashire Holdings
Lancashire Holdings Ltd. engages in the provision of insurance and reinsurance products. It operates through the following segments: Property, Energy, Marine, Aviation and Lancashire Syndicate. The company was founded on October 12, 2005 and is headquartered in Hamilton, Bermuda.
- Sector
- Financial
- Industry
- Insurance - Property & Casualty
- CEO
- Alexander Terence Maloney
- Employees
- 447
- Website
- www.lancashiregroup.com
- Address
- Power House, Hamilton, HC, HM 11, BM
Lancashire Holdings (LCSHF) Earnings & Revenues
LCSHF Earnings Call
Earnings Call SentimentPositive
The call emphasized strong, disciplined underwriting and capital strength (profit +30%, 19.6% ROE, 91% combined ratio) and active management of catastrophe exposure and reserves. Key challenges include a softening pricing environment (notably in property), lower prior-year reserve releases driven by the Baltimore Bridge deterioration, modest unrealized investment losses (~$30m) and slightly higher operating expenses. Overall, the positives around profitability, capital position, and conservative reserving outweigh the near-term market and reserving headwinds.
View all LCSHF earnings summariesLCSHF Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 6 | 1 |
| Technical Analysis | 3 | 6 | 1 |
| Moving Averages | 12 | 0 | 0 |











