Kinsale Capital Group(KNSL)
$395.89+6.05 (+1.55%)
KNSL
Kinsale Capital Group stock kpis
$395.89
At close:+6.05 (+1.55%)
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Loss Ratio
Measures the proportion of claims paid out relative to premiums earned, indicating underwriting profitability and operational efficiency.
Kinsale’s underwriting profitability is being buoyed by consistent favorable prior‑year reserve development and muted catastrophe activity recently, creating a steady drift toward lower loss ratios across each calendar year. Expect a recurring seasonal worsening in early quarters followed by improvement as the year progresses; this pattern gives management underwriting leverage but leaves the stock exposed to episodic catastrophe spikes or a reversal in reserve releases that would quickly widen loss ratios and pressure margins.
KNSL Loss Ratio
| Date | Current Accident Year Excl. Catastrophe Losses | Current Year Catastrophe | Effect of Prior Year | Total |
|---|---|---|---|---|
| Sep 30, 2026 | 57.40% | 0.50% | -4.50% | 53.40% |
| Jun 30, 2026 | 57.00% | 1.30% | -4.50% | 53.80% |
| Mar 31, 2026 | 60.40% | 0.40% | -4.50% | 56.30% |
| Dec 31, 2025 | 53.40% | 0.70% | -4.00% | 50.10% |
| Sep 30, 2025 | 57.30% | 0.30% | -3.70% | 53.90% |
| Jun 30, 2025 | 58.10% | 0.90% | -3.90% | 55.10% |
| Mar 31, 2025 | 60.00% | 6.00% | -3.90% | 62.10% |
| Dec 31, 2024 | 52.70% | 2.20% | -2.60% | 52.30% |
| Sep 30, 2024 | 55.10% | 3.80% | -2.80% | 56.10% |
| Jun 30, 2024 | 58.40% | 1.00% | -2.80% | 56.60% |
| Mar 31, 2024 | 61.30% | 0.20% | -2.70% | 58.80% |
| Dec 31, 2023 | 54.40% | 0.10% | -2.30% | 52.20% |
| Sep 30, 2023 | 56.70% | 0.40% | -3.20% | 53.90% |
| Jun 30, 2023 | 59.10% | 0.50% | -3.90% | 55.70% |
| Mar 31, 2023 | 61.80% | 0.60% | -3.80% | 58.60% |
| Dec 31, 2022 | 55.60% | 0.20% | -3.30% | 52.50% |
| Sep 30, 2022 | 57.20% | 12.50% | -5.30% | 64.40% |
| Jun 30, 2022 | 61.30% | 0.00% | -5.00% | 56.30% |
| Mar 31, 2022 | 62.10% | 0.00% | -4.70% | 57.40% |
| Dec 31, 2021 | 57.10% | 0.00% | -4.00% | 53.10% |
| Sep 30, 2021 | 57.80% | 3.80% | -5.90% | 55.70% |
| Jun 30, 2021 | 62.00% | 2.10% | -6.60% | 57.50% |
| Mar 31, 2021 | 62.80% | 0.00% | -5.70% | 57.10% |
| Dec 31, 2020 | 56.80% | 5.10% | -3.10% | 58.80% |
| Sep 30, 2020 | 63.50% | 15.40% | -2.80% | 76.10% |
| Jun 30, 2020 | 63.40% | 0.40% | -3.70% | 60.10% |
| Mar 31, 2020 | 63.10% | 0.10% | -3.30% | 59.90% |
