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Kentucky First Federal Bancorp (KFFB)
NASDAQ:KFFB
US Market
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Kentucky First Federal Bancorp (KFFB) Ratios

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Kentucky First Federal Bancorp Ratios

KFFB's free cash flow for Q4 2025 was $1.00. For the 2025 fiscal year, KFFB's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.11 116.67 1.84K 1.13K
Quick Ratio
0.00 0.11 262.17 4.08K 2.27K
Cash Ratio
0.00 0.07 116.67 2.15K 1.09K
Solvency Ratio
<0.01 >-0.01 0.02 <0.01 <0.01
Operating Cash Flow Ratio
0.00 >-0.01 16.46 220.08 79.05
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -293.43M$ -298.35M$ -61.92M$ -253.93M$ -263.14M
Leverage Ratios
Debt-to-Assets Ratio
0.12 0.18 0.20 0.10 0.17
Debt-to-Equity Ratio
0.88 1.44 1.38 0.65 1.09
Debt-to-Capital Ratio
0.47 0.59 0.58 0.40 0.52
Long-Term Debt-to-Capital Ratio
0.47 0.59 <0.01 0.40 0.52
Financial Leverage Ratio
7.67 7.81 6.88 6.31 6.46
Debt Service Coverage Ratio
0.01 -0.16 0.30 1.07 0.98
Interest Coverage Ratio
0.22 -0.21 0.31 2.18 1.01
Debt to Market Cap
1.50 2.70 <0.01 0.52 0.94
Interest Debt Per Share
6.63 9.66 9.10 4.36 7.18
Net Debt to EBITDA
134.57 -29.78 41.78 3.50 14.22
Profitability Margins
Gross Profit Margin
51.72%43.69%100.00%100.00%100.00%
EBIT Margin
0.00%-11.86%13.40%22.57%20.48%
EBITDA Margin
1.01%-10.44%16.18%25.68%23.19%
Operating Profit Margin
14.14%-11.86%13.40%41.71%20.48%
Pretax Profit Margin
1.40%-11.86%13.40%16.94%20.48%
Net Profit Margin
1.06%-10.41%10.19%11.74%17.16%
Continuous Operations Profit Margin
1.06%-10.41%10.19%17.36%17.16%
Net Income Per EBT
76.05%87.81%76.04%69.27%83.79%
EBT Per EBIT
9.87%100.00%100.00%40.62%100.00%
Return on Assets (ROA)
0.05%-0.46%0.27%0.33%0.54%
Return on Equity (ROE)
0.38%-3.59%1.84%2.07%3.48%
Return on Capital Employed (ROCE)
0.65%-1.65%0.35%1.16%0.64%
Return on Invested Capital (ROIC)
0.46%-1.46%4.36%6.89%6.33%
Return on Tangible Assets
0.05%-0.46%0.27%0.33%0.54%
Earnings Yield
0.63%-6.72%1.85%1.64%3.01%
Efficiency Ratios
Receivables Turnover
0.00 14.14 0.00 0.00 0.00
Payables Turnover
0.00 52.88 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 3.87 2.06 2.01 2.26
Asset Turnover
0.05 0.04 0.03 0.03 0.03
Working Capital Turnover Ratio
-0.15 -0.08 0.61 0.41 0.53
Cash Conversion Cycle
0.00 18.91 0.00 0.00 0.00
Days of Sales Outstanding
0.00 25.82 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 6.90 0.00 0.00 0.00
Operating Cycle
0.00 25.82 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-0.01 -0.18 0.14 0.32 0.19
Free Cash Flow Per Share
-0.03 -0.19 0.13 0.30 0.18
CapEx Per Share
0.02 <0.01 0.02 0.02 0.01
Free Cash Flow to Operating Cash Flow
2.29 1.05 0.89 0.94 0.94
Dividend Paid and CapEx Coverage Ratio
-0.78 -1.98 0.77 1.71 1.06
Capital Expenditure Coverage Ratio
-0.78 -22.03 9.07 17.49 15.65
Operating Cash Flow Coverage Ratio
>-0.01 -0.02 0.02 0.08 0.03
Operating Cash Flow to Sales Ratio
>-0.01 -0.09 0.13 0.29 0.15
Free Cash Flow Yield
-0.92%-5.94%2.03%3.80%2.45%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
157.95 -14.87 54.12 60.89 33.23
Price-to-Sales (P/S) Ratio
1.67 1.55 5.51 7.15 5.70
Price-to-Book (P/B) Ratio
0.59 0.53 1.00 1.26 1.16
Price-to-Free Cash Flow (P/FCF) Ratio
-108.54 -16.84 49.27 26.29 40.86
Price-to-Operating Cash Flow Ratio
-248.60 -17.60 43.83 24.79 38.25
Price-to-Earnings Growth (PEG) Ratio
1.35 0.05 -3.52 -1.49 -0.29
Price-to-Fair Value
0.59 0.53 1.00 1.26 1.16
Enterprise Value Multiple
299.57 -44.61 75.86 31.34 38.80
Enterprise Value
51.83M 77.00M 112.42M 73.70M 95.45M
EV to EBITDA
299.57 -44.61 75.86 31.34 38.80
EV to Sales
3.04 4.66 12.28 8.05 9.00
EV to Free Cash Flow
-197.06 -50.66 109.68 29.60 64.49
EV to Operating Cash Flow
-450.66 -52.95 97.58 27.91 60.37
Tangible Book Value Per Share
5.97 5.93 34.19 6.22 6.25
Shareholders’ Equity Per Share
5.97 5.93 6.24 6.33 6.36
Tax and Other Ratios
Effective Tax Rate
0.24 0.12 0.24 0.31 0.16
Revenue Per Share
2.11 2.04 1.13 1.12 1.29
Net Income Per Share
0.02 -0.21 0.11 0.13 0.22
Tax Burden
0.76 0.88 0.76 0.69 0.84
Interest Burden
0.00 1.00 1.00 0.75 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.22 0.32 0.55 0.64 0.62
Stock-Based Compensation to Revenue
0.00 0.00 <0.01 <0.01 0.01
Income Quality
-0.64 0.84 1.23 1.66 0.87
Currency in USD
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