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Jianzhi Education Technology Group Company Limited ADR (JZ)
NASDAQ:JZ
US Market
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Jianzhi Education Technology Group Company Limited ADR (JZ) AI Stock Analysis

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JZ

Jianzhi Education Technology Group Company Limited ADR

(NASDAQ:JZ)

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Neutral 41 (OpenAI - Gpt-5.6Sol)
Rating:41Neutral
Price Target:
$1.00
▼(-41.86% Downside)
Action:Reiterated
Date:08/29/26
The score is primarily held down by weak financial performance—multi-year revenue contraction, continued losses, and a sharp deterioration in 2025 cash flow with significant free-cash-flow burn. Technical indicators also point to a sustained downtrend (price below all major moving averages with negative MACD). Valuation is not a meaningful positive offset because the company is unprofitable (negative P/E) and no dividend yield is indicated.
Positive Factors
Manageable leverage and restored positive equity
The relatively low debt burden and return to positive equity provide a more resilient balance-sheet foundation than the company’s earnings profile suggests. This can preserve financial flexibility for operations and product investment, although the historical volatility of equity remains a concern.
Negative Factors
Severe multi-year revenue contraction
A steep, multi-year reduction in revenue signals weakened scale and threatens the operating leverage of the business model. With a much smaller top line, fixed or semi-fixed expenses become harder to absorb, making a durable recovery in demand and execution essential for restoring earnings power.
Read all positive and negative factors
Positive Factors
Negative Factors
Manageable leverage and restored positive equity
The relatively low debt burden and return to positive equity provide a more resilient balance-sheet foundation than the company’s earnings profile suggests. This can preserve financial flexibility for operations and product investment, although the historical volatility of equity remains a concern.
Read all positive factors

Jianzhi Education Technology Group Company Limited ADR (JZ) vs. SPDR S&P 500 ETF (SPY)

Jianzhi Education Technology Group Company Limited ADR Business Overview & Revenue Model

Company Description
Established in 2018 and headquartered in Beijing, China, Jianzhi Education Technology Group Company Limited provides a diverse range of services to higher education institutions throughout China. The company specializes in creating and delivering ...
How the Company Makes Money
Jianzhi Education Technology Group Company Limited generates revenue primarily by selling education-related digital products and services. Key revenue streams include (1) fees from providing online educational content and courses (e.g., paid learn...

Jianzhi Education Technology Group Company Limited ADR Financial Statement Overview

Summary
Financial fundamentals are weak: revenue has contracted for multiple years (including a steep drop in 2025), profitability remains negative (net and EBIT margins around -22% to -23%), and 2025 cash flow deteriorated with negative operating cash flow and sharply negative free cash flow. The balance sheet is comparatively better with low leverage and restored positive equity, but ongoing losses and recent cash burn keep overall financial performance constrained.
Income Statement
18
Very Negative
Balance Sheet
52
Neutral
Cash Flow
24
Negative
BreakdownTTMJun 2026Dec 2024Dec 2023Jun 2023Dec 2021
Income Statement
Total Revenue277.87M70.18M248.83M440.54M505.72M467.12M
Gross Profit72.02M12.42M46.84M16.19M-5.54M102.85M
EBITDA75.58M-15.01M-17.52M-323.46M-96.73M103.82M
Net Income38.83M-15.74M-33.51M-373.50M-199.16M47.63M
Balance Sheet
Total Assets521.40M105.28M101.71M151.69M727.32M858.61M
Cash, Cash Equivalents and Short-Term Investments63.28M12.77M16.99M22.40M69.14M72.61M
Total Debt731.28K7.83M8.59M29.39M28.01M24.97M
Total Liabilities112.79M51.14M71.73M168.90M360.97M440.36M
Stockholders Equity394.47M48.31M23.58M-23.51M350.11M404.60M
Cash Flow
Free Cash Flow69.52M-45.15M-7.71M-39.93M-128.60M145.79M
Operating Cash Flow69.53M-9.75M10.51M15.16M94.22M145.86M
Investing Cash Flow-46.49M-28.51M-16.72M-55.17M-218.49M-142.77M
Financing Cash Flow-1.67M34.03M760.95K-7.25M126.56M37.19M

Jianzhi Education Technology Group Company Limited ADR Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.72
Price Trends
50DMA
2.55
Negative
100DMA
11.60
Negative
200DMA
21.56
Negative
Market Momentum
MACD
-0.60
Negative
RSI
37.34
Neutral
STOCH
3.09
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JZ, the sentiment is Negative. The current price of 1.72 is below the 20-day moving average (MA) of 1.87, below the 50-day MA of 2.55, and below the 200-day MA of 21.56, indicating a bearish trend. The MACD of -0.60 indicates Negative momentum. The RSI at 37.34 is Neutral, neither overbought nor oversold. The STOCH value of 3.09 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JZ.

Jianzhi Education Technology Group Company Limited ADR Risk Analysis

Jianzhi Education Technology Group Company Limited ADR disclosed 91 risk factors in its most recent earnings report. Jianzhi Education Technology Group Company Limited ADR reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Jianzhi Education Technology Group Company Limited ADR Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
58
Neutral
$31.67M-1.42-46.01%1.78%31.44%
54
Neutral
$84.61M-0.0861.87%82.80%-243.73%
43
Neutral
$5.68M-0.44-2.92%
42
Neutral
$4.94M-0.72-62.62%5.19%-11.78%
41
Neutral
$31.96K-5.36-43.78%57.46%96.36%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JZ
Jianzhi Education Technology Group Company Limited ADR
1.05
-45.45
-97.74%
COE
China Online Education Group
14.09
-32.32
-69.64%
AMBO
Ambow Education Holding
1.99
-0.94
-32.08%
YQ
17 Education & Technology Group
2.92
0.45
18.22%
EEIQ
Elite Education Group International
3.00
-4.89
-61.97%
GSUN
Golden Sun Education Group Limited Class A
0.26
-2.73
-91.40%

Jianzhi Education Technology Group Company Limited ADR Corporate Events

Jianzhi Education Appoints New Co-Executive Officer to Bolster Strategic Leadership
Sep 1, 2026
Jianzhi Education Technology Group Company Limited, a Beijing-based provider of digital professional development content and online learning platforms for Chinese higher education institutions and individual learners, has built a comprehensive, mu...
Jianzhi Education Raises New Equity as Costs Surge in First Half of 2026
Aug 28, 2026
On August 28, 2026, Jianzhi Education Technology Group filed a Form 6-K detailing recent financing activities and operational dynamics for the six months ended June 30, 2026, underscoring its role in China’s online education and IT solutions...
Jianzhi Education Technology Launches $5.4 Million ADS Offering to Bolster Operations
Aug 14, 2026
On August 13, 2026, Jianzhi Education Technology Group signed a securities purchase agreement for a registered direct offering of 12 million American Depositary Shares at $0.45 each. The deal is expected to raise about $5.4 million in gross procee...
Jianzhi Education to Implement One-for-Fifty ADS Ratio Change Effective July 6
Jul 1, 2026
On July 1, 2026, Jianzhi Education announced it will change its American Depositary Share ratio from one ADS representing 60 Class A ordinary shares to one ADS representing 1,800 Class A ordinary shares, effective at the start of trading on July 6...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 29, 2026