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Miroku Jyoho Service Co., Ltd. (JP:9928)
:9928
Japanese Market
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Miroku Jyoho Service Co., Ltd. (9928) AI Stock Analysis

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JP:9928

Miroku Jyoho Service Co., Ltd.

(9928)

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Outperform 79 (OpenAI - 5.2)
Rating:79Outperform
Price Target:
¥2,202.00
▲(23.64% Upside)
Action:Upgraded
Date:08/17/26
The score is driven primarily by strong financial fundamentals—steady growth, improving profitability, and a conservatively leveraged balance sheet—alongside attractive valuation (low P/E and solid dividend yield). Technicals are supportive with price above key moving averages and positive MACD, though momentum is approaching overbought levels, which modestly reduces the overall score.
Positive Factors
Sticky Financial-IT Business Model
Mission-critical systems create durable client relationships because replacements are costly and disruptive. Implementation work can also lead to recurring maintenance, support, and managed-service revenue, improving revenue visibility over time.
Negative Factors
Volatile Free Cash Flow
Although cash generation is positive and close to net income, year-to-year volatility can complicate investment and shareholder-return planning. Below-1.0 coverage also suggests working-capital timing or other cash conversion constraints.
Read all positive and negative factors
Positive Factors
Negative Factors
Sticky Financial-IT Business Model
Mission-critical systems create durable client relationships because replacements are costly and disruptive. Implementation work can also lead to recurring maintenance, support, and managed-service revenue, improving revenue visibility over time.
Read all positive factors

Miroku Jyoho Service Co., Ltd. (9928) vs. iShares MSCI Japan ETF (EWJ)

Miroku Jyoho Service Co., Ltd. Business Overview & Revenue Model

Company Description
Miroku Jyoho Service Co., Ltd. provides extensive IT and digital business solutions to a diverse clientele, encompassing tax accounting and CPA firms, their client companies, and small to medium-sized enterprises throughout Japan. Its core offerin...
How the Company Makes Money
The company makes money mainly by providing IT products and services to financial institutions, with revenue typically generated across several linked streams: (1) System development and integration: fees earned from building and implementing miss...

Miroku Jyoho Service Co., Ltd. Financial Statement Overview

Summary
Steady revenue growth through 2026 with improving net margin (~11.0% in 2026 vs ~9.5% in 2025) supports a strong operating profile. Balance sheet is a key strength with low and improving leverage (debt-to-equity ~0.16 in 2026) and stable ROE (~15%–16%). Cash flow is positive with solid cash conversion (FCF ~87% of net income), but FCF has been volatile and the provided coverage metric remains below 1.0, tempering the score.
Income Statement
78
Positive
Balance Sheet
84
Very Positive
Cash Flow
70
Positive
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue49.87B48.93B46.16B43.97B41.46B36.60B
Gross Profit30.61B29.65B27.88B26.80B25.60B22.61B
EBITDA8.94B8.52B8.44B8.77B9.55B7.09B
Net Income5.53B5.41B4.38B4.24B3.77B4.52B
Balance Sheet
Total Assets48.14B48.76B45.49B46.30B46.29B44.11B
Cash, Cash Equivalents and Short-Term Investments12.66B14.38B16.72B18.99B19.85B17.26B
Total Debt5.04B5.45B6.38B9.33B12.03B10.71B
Total Liabilities15.54B15.38B15.85B19.11B21.51B21.48B
Stockholders Equity32.40B33.14B29.28B26.71B24.28B22.19B
Cash Flow
Free Cash Flow0.005.70B5.86B6.15B6.88B5.94B
Operating Cash Flow0.006.55B6.33B6.54B7.18B6.23B
Investing Cash Flow0.00-5.71B-4.41B-3.63B-2.88B-1.53B
Financing Cash Flow0.00-2.58B-4.44B-4.10B-1.77B-5.67B

Miroku Jyoho Service Co., Ltd. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1781.00
Price Trends
50DMA
1817.36
Positive
100DMA
1783.56
Positive
200DMA
1786.54
Positive
Market Momentum
MACD
42.65
Negative
RSI
67.61
Neutral
STOCH
77.07
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:9928, the sentiment is Positive. The current price of 1781 is below the 20-day moving average (MA) of 1880.90, below the 50-day MA of 1817.36, and below the 200-day MA of 1786.54, indicating a bullish trend. The MACD of 42.65 indicates Negative momentum. The RSI at 67.61 is Neutral, neither overbought nor oversold. The STOCH value of 77.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:9928.

Miroku Jyoho Service Co., Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
82
Outperform
¥84.46B17.6432.68%3.53%15.67%23.19%
79
Outperform
¥30.73B14.844.58%8.18%35.49%
79
Outperform
¥53.77B10.702.81%7.09%32.95%
76
Outperform
¥64.20B14.6813.96%2.24%10.47%-0.07%
76
Outperform
¥47.47B19.651.50%9.28%-6.81%
68
Neutral
¥6.84B15.3423.42%457.78%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:9928
Miroku Jyoho Service Co., Ltd.
1,968.00
191.27
10.77%
JP:9790
Fukui Computer Holdings
3,100.00
-197.77
-6.00%
JP:4828
Business Engineering Corporation
1,415.00
209.95
17.42%
JP:4323
Japan System Techniques Co., Ltd.
1,919.00
-79.41
-3.97%
JP:4397
TeamSpirit, Inc.
416.00
-128.00
-23.53%
JP:9629
PCA Corporation
1,639.00
-218.78
-11.78%

Miroku Jyoho Service Co., Ltd. Corporate Events

Miroku Jyoho Service Posts Strong Q1 Growth, Affirms 2027 Outlook and Higher Dividend
Jul 31, 2026
Miroku Jyoho Service reported consolidated net sales of ¥12,514 million for the three months ended June 30, 2026, up 8.2% year on year, with operating profit jumping 25.2% to ¥1,557 million and profit attributable to owners of parent ris...
Miroku Jyoho Service Completes Restricted Stock Compensation Disposal
Jul 24, 2026
Miroku Jyoho Service Co., Ltd. has completed the payment procedures for the disposal of its treasury shares used as restricted stock compensation for directors. The move follows a June 26, 2026 board resolution and involves issuing 12,000 shares o...
Miroku Jyoho Service Allocates Treasury Shares for Restricted Stock Plan
Jun 26, 2026
Miroku Jyoho Service has approved the disposal of 12,000 shares of its treasury stock as restricted stock compensation for seven internal directors, priced at 1,727 yen per share for a total of 20,724,000 yen. The move is part of a previously appr...
Miroku Jyoho Service Restructures Development Organization to Accelerate Cloud and AI Strategy
Jun 19, 2026
Miroku Jyoho Service will overhaul its Product Development and Customer Support Headquarters from July 1, 2026 to sharpen competitiveness amid rapid advances in cloud computing and AI. The company will create a CTO Office, a CoE Office for AI-driv...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 17, 2026