Dai-ichi Life Holdings AI Stock Analysis
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Dai-ichi Life Holdings (8750) AI Stock Analysis
Dai-ichi Life Holdings
(TSE/TYO:8750)
The score is primarily supported by improving financial momentum (notably FY2026 revenue growth and better recent cash generation) and a reasonably levered balance sheet, offset by historical earnings/cash-flow volatility. Technicals are mixed with near-term softness (below the 20-day average) despite a constructive longer-term trend, while valuation is a supportive positive with a moderate P/E and ~2.9% dividend yield.
Dai-ichi Life Holdings (8750) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 42.65B
- Dividend Yield
- 3.62%
- Average Volume (3M)
- 9.03M
- Price to Earnings (P/E)
- 12.1
- Beta (1Y)
- 1.13
- Revenue Growth
- 16.92%
- EPS Growth
- 66.45%
- Country
- Japan
- Employees
- 60,138
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Insurance - Life
Dai-ichi Life Holdings Business Overview & Revenue Model
Company Description
Dai-ichi Life Holdings, Inc., along with its subsidiaries, delivers life insurance solutions across Japan, the United States, and other international regions. The company's operations are divided into Domestic Life Insurance, Overseas Insurance, and...
How the Company Makes Money
Dai-ichi Life Holdings makes money mainly through its life insurance operations and the investment management of premiums (policyholder funds). Key revenue and earnings drivers typically include: (1) Insurance premium income: The group sells life ins...
Dai-ichi Life Holdings Financial Statement Overview
Summary
Income statement strength is led by re-accelerating FY2026 revenue growth (+14.5% YoY) and improving operating profitability, but net margins remain modest (~4–5%) and earnings have been volatile across years. Balance sheet leverage looks manageable (debt-to-equity ~0.25–0.36) with stronger equity in FY2026, though ROE softened versus FY2025 and the large asset base relative to equity adds sensitivity typical for life insurers. Cash flow improved in FY2024–FY2026 with solid positive OCF/FCF and ~90% FCF-to-net-income conversion in FY2025–FY2026, but earlier negative OCF/FCF (FY2021–FY2023) signals historical volatility.
Income Statement
74PositiveBalance Sheet
71PositiveCash Flow
62Positive| Breakdown | TTM | Mar 2026 | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.79T | 8.80T | 9.71T | 9.56T | 7.71T | 7.10T |
| Gross Profit | 5.07T | 5.01T | 6.08T | 5.96T | 4.31T | 4.22T |
| EBITDA | 593.59B | 752.63B | 833.98B | 565.73B | 395.01B | 591.04B |
| Net Income | 406.03B | 429.61B | 436.60B | 320.76B | 173.74B | 409.35B |
Balance Sheet | ||||||
| Total Assets | 70.34T | 69.59T | 74.16T | 67.54T | 61.58T | 65.88T |
| Cash, Cash Equivalents and Short-Term Investments | 2.07T | 1.89T | 3.95T | 2.06T | 1.62T | 2.18T |
| Total Debt | 1.19T | 1.19T | 1.35T | 2.41T | 2.04T | 4.74T |
| Total Liabilities | 66.48T | 66.12T | 69.90T | 63.66T | 58.71T | 61.47T |
| Stockholders Equity | 3.86T | 3.47T | 4.25T | 3.88T | 2.66T | 4.41T |
Cash Flow | ||||||
| Free Cash Flow | 0 | 532.46B | 714.99B | 946.24B | -250.35B | -561.54B |
| Operating Cash Flow | 0 | 592.58B | 792.16B | 997.38B | -132.49B | -462.08B |
| Investing Cash Flow | 0 | -968.03B | -519.82B | -644.92B | 117.10B | 940.87B |
| Financing Cash Flow | 0 | -73.57B | -127.23B | -145.76B | -325.45B | -180.71B |
Dai-ichi Life Holdings Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8750, the sentiment is Positive. The current price of 1835.50 is above the 20-day moving average (MA) of 1808.65, above the 50-day MA of 1823.84, and above the 200-day MA of 1637.29, indicating a bullish trend. The MACD of -9.10 indicates Negative momentum. The RSI at 52.99 is Neutral, neither overbought nor oversold. The STOCH value of 60.02 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8750.
Dai-ichi Life Holdings Peers Comparison
Overall Rating
JP:863081Outperform
JP:872578Outperform
JP:847369Neutral- JP:875068Neutral
JP:879561.85Neutral
JP:718155Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8630 | 81Outperform | JPY 6.61T | 9.21 | 13.88% | 2.44% | ― | ― |
| JP:8725 | 78Outperform | JPY 7.31T | 8.65 | 17.52% | 3.21% | 20.69% | 30.43% |
| JP:8473 | 69Neutral | JPY 1.89T | 3.86 | 26.83% | 3.64% | 19.70% | 65.85% |
| JP:8750 | 68Neutral | JPY 6.49T | 12.06 | 13.20% | 3.62% | 16.92% | 66.45% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| JP:8795 | 62Neutral | JPY 2.34T | 16.84 | 8.97% | 3.02% | 6.25% | 17.99% |
| JP:7181 | 55Neutral | JPY 1.88T | 11.56 | ― | 2.56% | -5.90% | 27.69% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8750 | Dai-ichi Life Holdings | 1835.50 | 724.34 | 65.19% | |
| JP:8725 | MS&AD Insurance Group Holdings | 5217.00 | 2030.13 | 63.70% | |
| JP:8630 | Sompo Holdings, Inc. | 7160.00 | 2615.76 | 57.56% | |
| JP:8473 | SBI Holdings | 2885.00 | -565.32 | -16.38% | |
| JP:8795 | T&D Holdings | 4966.00 | 1726.53 | 53.30% | |
| JP:7181 | JAPAN POST INSURANCE Co., Ltd. | 1783.00 | 444.16 | 33.18% |
Dai-ichi Life Holdings Corporate Events
Daiichi Neo Life Reports Unaudited Results for First Quarter of Fiscal 2026
Daiichi Neo Life Insurance Co., Ltd., a subsidiary of Daiichi Life Group, has released its unaudited financial results for the three months ended June 30, 2026. The disclosure covers key business highlights, general account investment performance, se...
Daiichi Frontier Life Reports First-Quarter FY2026 Results in Supplementary Disclosure
Daiichi Frontier Life Insurance Co., Ltd., a core subsidiary of Dai-ichi Life Group, operates in Japan’s life insurance sector, offering savings, protection, and investment-linked products to retail and institutional clients. Its performance feeds in...
Dai-ichi Life Releases Unaudited Results for Quarter Ended June 30, 2026
Dai-ichi Life Insurance Co., Ltd., part of Dai-ichi Life Group, has released its unaudited financial results for the three months ended June 30, 2026. The disclosure, originally published in Japanese and provided here as an unofficial translation, co...
Dai-ichi Life Group Delivers Strong Profit Surge in First Quarter of FY2026
Dai-ichi Life Group reported solid growth for the three months ended June 30, 2026, with annualized net premiums of new policies across the group rising 6.7% year-on-year, driven by strong contributions from overseas units such as TAL in Australia an...
Dai-ichi Life Group Publishes Outline of FY2026 First-Quarter Results
Dai-ichi Life Group has released outline materials detailing its financial results for the first quarter of fiscal 2026, covering the three months ended June 30, 2026. The disclosure signals the start of the company’s reporting cycle for the year, pr...
Dai-ichi Life Group Posts Strong Q1 FY2026 Rebound and Confirms Higher Dividend Outlook
Dai-ichi Life Group reported a sharp rebound in profitability for the three months ended June 30, 2026, with ordinary revenues rising 25.3% year on year to ¥2.89 trillion and ordinary profit surging 195.6% to ¥251.1 billion. Net income attributable t...
Dai-ichi Life Group Completes Stock-Based Compensation Share Issuance
Dai-ichi Life Group has completed payments for the issuance of new common shares under its restricted stock (RS) and performance-linked stock (PSU) compensation schemes approved in June 2026. The RS program comprised 269,800 shares worth about ¥489.6...
Dai-ichi Life Group Issues New Shares for Stock-Based Executive Compensation
Dai-ichi Life Group has approved the issuance of new common shares under its stock-based compensation schemes, including restricted stock (RS) and performance-linked stock units (PSU) for directors and executive officers across the parent company and...
Dai-ichi Life Corrects Unit and Label Errors in FY2025 Disclosure Materials
Dai-ichi Life Group has issued a correction to its previously disclosed outline materials for the fiscal year ended March 31, 2026, acknowledging errors in numerical units and language labeling. The company clarified that figures previously shown in...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026