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Fidea Holdings Co.Ltd. (8713) AI Stock Analysis
Fidea Holdings Co.Ltd.
(TSE/TYO:8713)
The overall score is driven primarily by improving but still moderate financial performance and a meaningfully de-risked balance sheet, supported by strong positive price momentum and a reasonable valuation with a solid dividend yield; cash-flow volatility and only mid-tier profitability keep the score below the top range despite the favorable trend and technical strength.
Fidea Holdings Co.Ltd. (8713) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 47.14B
- Dividend Yield
- 2.89%
- Average Volume (3M)
- 106.28K
- Price to Earnings (P/E)
- 10.1
- Beta (1Y)
- 0.92
- Revenue Growth
- 11.61%
- EPS Growth
- 62.61%
- Country
- Japan
- Employees
- 1,376
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks - Regional
Fidea Holdings Co.Ltd. Business Overview & Revenue Model
Company Description
FIDEA Holdings Co. Ltd., operating through its subsidiaries, delivers a diverse array of banking products and financial services across Japan. Its comprehensive offerings encompass negotiable certificates of deposit and credit facilities extended to...
How the Company Makes Money
Factual, company-specific details on Fidea Holdings Co., Ltd.’s revenue breakdown (e.g., exact segment contributions, named major partnerships, or quantified fee categories) are not available in the information provided, so only a high-level, industr...
Fidea Holdings Co.Ltd. Financial Statement Overview
Summary
Financial fundamentals are improving: revenue growth is solid, margins and ROE are trending higher, and leverage has been reduced materially, though profitability is still only moderate and cash flow has shown significant historical volatility.
Income Statement
72PositiveBalance Sheet
68PositiveCash Flow
60Neutral| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 51.46B | 51.85B | 48.95B | 46.72B | 47.97B | 47.53B |
| Gross Profit | 46.48B | 45.52B | 46.12B | 45.65B | 47.52B | 47.36B |
| EBITDA | 4.81B | 6.60B | 5.65B | 4.99B | 6.48B | 7.58B |
| Net Income | 4.13B | 4.13B | 2.82B | 1.18B | 3.27B | 3.51B |
Balance Sheet | ||||||
| Total Assets | 2.92T | 2.92T | 2.92T | 3.06T | 3.02T | 3.27T |
| Cash, Cash Equivalents and Short-Term Investments | 477.11B | 477.76B | 316.70B | 306.34B | 316.92B | 725.95B |
| Total Debt | 103.80B | 103.80B | 103.30B | 265.24B | 116.00B | 776.27B |
| Total Liabilities | 2.83T | 2.83T | 2.84T | 2.97T | 2.93T | 3.16T |
| Stockholders Equity | 85.72B | 85.72B | 77.23B | 85.67B | 90.51B | 108.92B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 27.42B | 42.82B | 0 | -405.49B | 83.99B |
| Operating Cash Flow | 0 | 28.33B | 43.31B | 0 | -404.54B | 85.90B |
| Investing Cash Flow | 0 | 115.23B | 159.67B | -75.51B | 913.00M | 34.70B |
| Financing Cash Flow | 0 | -21.41B | -73.05B | 34.07B | -7.24B | -7.02B |
Fidea Holdings Co.Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8713, the sentiment is Positive. The current price of 2599.00 is above the 20-day moving average (MA) of 2553.75, below the 50-day MA of 2676.19, and above the 200-day MA of 2165.35, indicating a neutral trend. The MACD of -47.44 indicates Negative momentum. The RSI at 52.25 is Neutral, neither overbought nor oversold. The STOCH value of 86.43 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8713.
Fidea Holdings Co.Ltd. Peers Comparison
Overall Rating
JP:855177Outperform- JP:871376Outperform
JP:854162Neutral
JP:833861Neutral
JP:836460.1Neutral
JP:855855Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8551 | 77Outperform | JPY 60.49B | 12.02 | ― | 8.01% | 17.34% | 27.36% |
| JP:8713 | 76Outperform | JPY 47.14B | 10.15 | 5.32% | 2.89% | 11.61% | 62.61% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| JP:8541 | 62Neutral | JPY 144.37B | 20.04 | ― | 1.54% | 7.73% | 24.05% |
| JP:8338 | 61Neutral | JPY 54.96B | 7.83 | ― | 0.75% | 19.48% | 57.42% |
| JP:8364 | 60Neutral | JPY 32.87B | 13.52 | ― | 2.29% | 21.18% | 10.36% |
| JP:8558 | 55Neutral | JPY 46.44B | -1.58 | ― | 2.68% | 25.84% | -628.29% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8713 | Fidea Holdings Co.Ltd. | 2599.00 | 996.70 | 62.20% | |
| JP:8338 | Tsukuba Bank, Ltd. | 666.00 | 353.59 | 113.18% | |
| JP:8364 | Shimizu Bank, Ltd. | 2837.00 | 863.53 | 43.76% | |
| JP:8541 | Ehime Bank, Ltd. | 3695.00 | 2475.17 | 202.91% | |
| JP:8551 | Kita-Nippon Bank, Ltd. | 2447.00 | 1228.22 | 100.78% | |
| JP:8558 | Towa Bank, Ltd. | 1308.00 | 409.45 | 45.57% |
Fidea Holdings Co.Ltd. Corporate Events
FIDEA Subsidiaries Shonai Bank and Hokuto Bank to Merge in Regional Revamp
FIDEA Holdings Co. Ltd. announced that its wholly owned regional banking subsidiaries, The Shonai Bank and The Hokuto Bank, have signed a merger agreement, with Shonai Bank becoming the surviving entity in an absorption-type merger effective January...
Fidea Holdings Posts Strong Q1 Profit Jump but Keeps Full-Year Outlook Unchanged
Fidea Holdings reported strong consolidated results for the three months ended June 30, 2026, with ordinary income up 16.1% year on year to ¥15.25 billion and ordinary profit more than doubling to ¥2.34 billion. Profit attributable to owner...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 17, 2026