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Shimizu Bank, Ltd.
(8364)
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Rating:60Neutral
Price Target:
¥3,456.00
▲(51.11% Upside)
Action:Reiterated
Date:08/19/26
The score is driven primarily by improving financial performance (return to profitability and better leverage), but capped by low ROE and historically volatile cash flows. Technicals are supportive due to a strong uptrend, although overbought signals increase near-term risk. Valuation is reasonable with a moderate P/E and a modest dividend yield.
Positive Factors
Earnings Recovery and Revenue Growth
The return to profitability alongside strong revenue growth indicates improving operating momentum and customer activity. If sustained, this recovery can strengthen retained capital and provide a more durable earnings base than the bank had during its 2024 loss.
Negative Factors
Low Return on Equity
Persistently low ROE suggests the bank is generating limited earnings from its capital base. This constrains organic capital accumulation and indicates that the recent profit recovery has not yet translated into strong or highly efficient profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Earnings Recovery and Revenue Growth
The return to profitability alongside strong revenue growth indicates improving operating momentum and customer activity. If sustained, this recovery can strengthen retained capital and provide a more durable earnings base than the bank had during its 2024 loss.
Read all positive factors
Shimizu Bank, Ltd. (8364) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥35.86B
Dividend Yield1.89%
Average Volume (3M)36.21K
Price to Earnings (P/E)15.0
Beta (1Y)1.00
Revenue Growth21.18%
EPS Growth10.36%
CountryJP
Employees926
SectorGeneral
Sector StrengthN/A
IndustryBanks - Regional
Share Statistics
EPS (TTM)209.80
Shares Outstanding11,641,318
10 Day Avg. Volume23,260
30 Day Avg. Volume36,213
Financial Highlights & Ratios
PEG Ratio1.62
Price to Book (P/B)0.35
Price to Sales (P/S)0.87
P/FCF Ratio3.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Shimizu Bank, Ltd. Business Overview & Revenue Model
Company Description
Headquartered in Shizuoka, Japan, The Shimizu Bank, Ltd. has been delivering a comprehensive suite of banking and related financial services across Japan since its establishment in 1928. Its offerings encompass fundamental banking operations like ...
How the Company Makes Money
Shimizu Bank’s earnings are primarily generated through a standard commercial banking model: (1) Net interest income: The bank collects deposits and other funding and uses those funds to make loans and invest in securities. It earns interest incom...
Shimizu Bank, Ltd. Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
56
Neutral
Cash Flow
52
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 33.71B | 32.03B | 22.67B | 23.26B | 22.01B | 21.35B |
| Gross Profit | 28.00B | 27.10B | 21.19B | 20.91B | 20.35B | 20.90B |
| EBITDA | 4.29B | 4.68B | 3.76B | -3.37B | 2.57B | 4.69B |
| Net Income | 2.38B | 2.00B | 1.86B | -3.30B | 1.47B | 2.58B |
Balance Sheet | ||||||
| Total Assets | 1.83T | 1.81T | 1.81T | 1.76T | 1.89T | 1.81T |
| Cash, Cash Equivalents and Short-Term Investments | 240.43B | 226.39B | 243.10B | 165.70B | 248.75B | 186.75B |
| Total Debt | 51.37B | 77.18B | 118.03B | 133.95B | 126.69B | 295.63B |
| Total Liabilities | 1.75T | 1.73T | 1.73T | 1.68T | 1.81T | 1.73T |
| Stockholders Equity | 80.91B | 79.34B | 71.65B | 78.40B | 73.67B | 81.13B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 7.80B | 0.00 | -6.70B | 57.40B | -1.07B |
| Operating Cash Flow | 0.00 | 8.82B | 0.00 | -6.26B | 58.32B | 77.00M |
| Investing Cash Flow | 0.00 | -22.19B | 4.74B | 61.00B | 4.83B | -28.35B |
| Financing Cash Flow | 0.00 | -4.44B | 51.92B | -81.21B | -797.00M | -719.00M |
Shimizu Bank, Ltd. Technical Analysis
Positive
2287.00
Price Trends
2692.86
Positive
2611.57
Positive
2506.43
Positive
Market Momentum
123.68
Negative
60.74
Neutral
49.82
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8364, the sentiment is Positive. The current price of 2287 is below the 20-day moving average (MA) of 2895.65, below the 50-day MA of 2692.86, and below the 200-day MA of 2506.43, indicating a bullish trend. The MACD of 123.68 indicates Negative momentum. The RSI at 60.74 is Neutral, neither overbought nor oversold. The STOCH value of 49.82 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8364.
Shimizu Bank, Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
78 Outperform | ¥18.31B | 9.90 | ― | 3.30% | 22.16% | 44.08% | |
69 Neutral | ¥22.42B | 9.65 | ― | 2.97% | 9.09% | 70.21% | |
69 Neutral | ¥61.15B | 12.76 | ― | 3.28% | 17.34% | 27.36% | |
61 Neutral | ¥28.30B | 12.56 | ― | 3.50% | 19.65% | -7.81% | |
60 Neutral | ¥35.86B | 15.01 | ― | 2.59% | 21.18% | 10.36% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
52 Neutral | ¥51.84B | -1.77 | ― | 2.87% | 25.84% | -628.29% |
* General Sector Average
JP:8364
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Shimizu Bank, Ltd. Corporate Events
Shimizu Bank Posts Higher Capital Adequacy Ratios in First Quarter
Aug 7, 2026
Shimizu Bank reported that its consolidated capital adequacy ratio under the domestic standard improved to 8.79% as of June 30, 2026, up from 8.54% at the end of March. The increase reflects a rise in core capital and a decline in risk-weighted as...
Shimizu Bank Delivers Profit Surge While Holding Dividend and Earnings Guidance Steady
Aug 3, 2026
Shimizu Bank reported strong consolidated results for the three months ended June 30, 2026, with ordinary income rising 19.9 percent year on year to ¥9.9 billion and ordinary profit surging 45.8 percent to ¥2.25 billion. Profit attributa...
Shimizu Bank Completes Treasury Share Disposal for Director Restricted Stock Pay
Jul 23, 2026
Shimizu Bank has completed the payment process for the disposal of its treasury shares used as restricted stock remuneration for directors, following a resolution passed by its board in late June 2026. The bank issued 9,108 shares of common stock ...
Shimizu Bank Grants Restricted Stock to Directors via Treasury Share Disposal
Jun 24, 2026
Shimizu Bank has approved the disposal of 9,108 treasury shares as restricted stock to eight internal directors, with a payment date set for July 23, 2026 and a disposal price of 2,415 yen per share. The total value of the shares amounts to 21,995...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.