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Fukushima Bank, Ltd.
(8562)
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Rating:59Neutral
Price Target:
¥391.00
▲(32.54% Upside)
Action:Reiterated
Date:08/17/26
The score is held back primarily by mixed financial quality (profit and cash-flow volatility despite a 2026 rebound and improved leverage). Technicals are a key positive with the stock above major moving averages and positive MACD, though momentum indicators (RSI/Stoch) look stretched. Valuation is reasonable on P/E but only modestly supported by the dividend yield.
Positive Factors
Revenue recovery
The 2026 revenue pickup indicates renewed business activity across the bank’s lending and transaction franchise. Sustained growth would improve operating leverage and support earnings recovery, although the trend needs to continue beyond the latest reporting period.
Negative Factors
Earnings volatility
The sharp movement from profitable years to a substantial loss and back to profit indicates unpredictable earnings quality. Such volatility can reflect sensitivity to credit costs, securities results, or operating conditions, complicating sustainable profit planning.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue recovery
The 2026 revenue pickup indicates renewed business activity across the bank’s lending and transaction franchise. Sustained growth would improve operating leverage and support earnings recovery, although the trend needs to continue beyond the latest reporting period.
Read all positive factors
Fukushima Bank, Ltd. (8562) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥12.76B
Dividend Yield1.34%
Average Volume (3M)135.61K
Price to Earnings (P/E)13.9
Beta (1Y)1.05
Revenue Growth20.99%
EPS GrowthN/A
CountryJP
Employees460
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)26.79
Shares Outstanding34,900,000
10 Day Avg. Volume149,040
30 Day Avg. Volume135,606
Financial Highlights & Ratios
PEG Ratio-0.11
Price to Book (P/B)0.54
Price to Sales (P/S)1.00
P/FCF Ratio0.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fukushima Bank, Ltd. Business Overview & Revenue Model
Company Description
The Fukushima Bank, Ltd. delivers a comprehensive array of financial products and services to both private individuals and corporate entities throughout Japan. Its core banking activities include accepting fixed-term deposits. The institution's di...
How the Company Makes Money
Fukushima Bank, Ltd. generates earnings primarily through a traditional banking model. The main revenue stream is net interest income, which is the spread between interest earned on interest-bearing assets (such as loans to small and medium-sized ...
Fukushima Bank, Ltd. Financial Statement Overview
Summary
Income Statement
58
Neutral
Balance Sheet
54
Neutral
Cash Flow
46
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 14.77B | 12.72B | 12.16B | 12.06B | 12.03B | 11.96B |
| Gross Profit | 11.92B | 10.19B | 11.62B | 11.96B | 11.93B | 11.86B |
| EBITDA | 1.04B | 1.29B | -921.00M | 1.72B | 1.76B | 1.43B |
| Net Income | 934.00M | 736.00M | -1.25B | 866.00M | 868.00M | 826.00M |
Balance Sheet | ||||||
| Total Assets | 803.80B | 794.05B | 805.10B | 828.95B | 839.88B | 842.25B |
| Cash, Cash Equivalents and Short-Term Investments | 45.95B | 32.45B | 55.58B | 79.11B | 76.26B | 90.61B |
| Total Debt | 1.65B | 7.37B | 2.11B | 2.13B | 47.63B | 35.59B |
| Total Liabilities | 779.53B | 770.11B | 781.04B | 803.87B | 815.60B | 814.89B |
| Stockholders Equity | 24.11B | 23.78B | 23.91B | 24.94B | 24.13B | 27.22B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 12.91B | 6.03B | 0.00 | -7.67B | 12.79B |
| Operating Cash Flow | 0.00 | 13.07B | 7.31B | 0.00 | -7.43B | 13.18B |
| Investing Cash Flow | 0.00 | -14.30B | -3.38B | 1.49B | -6.45B | -14.22B |
| Financing Cash Flow | 0.00 | -22.71B | -20.80B | -140.00M | -140.00M | -1.00M |
Fukushima Bank, Ltd. Technical Analysis
Positive
295.00
Price Trends
349.70
Positive
354.57
Positive
331.68
Positive
Market Momentum
5.84
Negative
61.55
Neutral
38.80
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8562, the sentiment is Positive. The current price of 295 is below the 20-day moving average (MA) of 357.85, below the 50-day MA of 349.70, and below the 200-day MA of 331.68, indicating a bullish trend. The MACD of 5.84 indicates Negative momentum. The RSI at 61.55 is Neutral, neither overbought nor oversold. The STOCH value of 38.80 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8562.
Fukushima Bank, Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ¥14.42B | 8.61 | ― | 3.74% | 18.72% | 19.57% | |
71 Outperform | ¥15.56B | 9.04 | ― | 3.58% | 18.00% | 49.68% | |
69 Neutral | ¥12.72B | 12.32 | ― | 2.68% | 24.30% | -0.84% | |
69 Neutral | ¥22.42B | 9.65 | ― | 2.97% | 9.09% | 70.21% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ¥18.31B | 9.90 | ― | 3.30% | 22.16% | 44.08% | |
59 Neutral | ¥12.76B | 13.89 | ― | 1.89% | 20.99% | ― |
* Financial Sector Average
JP:8562
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.