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8550 Stock Chart & Stats
¥793.00
¥3.00(1.07%)
At close: 4:00 PM EST
¥793.00
¥3.00(1.07%)
Day’s Range― - ―
52-Week Range¥463.00 - ¥1,144.00
Previous CloseN/A
Volume303.10K
Average Volume (3M)739.84K
Market Cap
¥113.13B
Enterprise Value-¥265.82K
Total Cash (Recent Filing)¥410.09B
Total Debt (Recent Filing)¥45.97B
Price to Earnings (P/E)13.2
Beta1.46
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.35%
Share Statistics
EPS (TTM)83.36
Shares Outstanding109,608,000
10 Day Avg. Volume548,410
30 Day Avg. Volume739,836
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)0.55
Price to Sales (P/S)1.74
P/FCF Ratio11.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
2026 Earnings ReboundThe sharp recovery from the prior-year loss shows that the bank can restore profitability when operating conditions improve, supporting near-term earnings capacity. Continued performance will depend on whether this rebound reflects recurring banking income rather than one-off effects.
Stable Balance SheetThe large and stable asset base provides operating scale and resilience, while materially lower debt than in 2022 improves financial flexibility. This foundation can support lending and customer relationships through changing regional banking conditions.
Cash Flow RecoveryA return to positive operating and free cash flow indicates that the latest profitable period was supported by cash generation rather than earnings alone. Sustained positive cash conversion would strengthen the bank’s capacity to fund operations and absorb credit costs.
Bears Say
Highly Volatile ProfitabilityThe large swing from loss to profit makes earnings quality and forecasting less reliable. Even with the 2026 recovery, investors must assess whether results reflect sustainable net interest and fee income or temporary items that could reverse.
Erratic Cash GenerationMultiple years of sharply varying operating cash flow and weak or negative free cash flow reduce confidence in consistent internal funding. Such volatility can constrain flexibility if lending needs, deposit movements, or credit-loss requirements rise.
Equity-return VolatilityA large asset base relative to equity magnifies the effect of changes in lending performance, securities results, and credit costs on shareholder outcomes. The 2025 setback demonstrates that reported profitability can materially affect capital returns.
Tochigi Bank, Ltd. News
8550 FAQ
What was Tochigi Bank, Ltd.’s price range in the past 12 months?
Tochigi Bank, Ltd. lowest stock price was ¥463.00 and its highest was ¥1144.00 in the past 12 months.
What is Tochigi Bank, Ltd.’s market cap?
Tochigi Bank, Ltd.’s market cap is ¥113.13B.
When is Tochigi Bank, Ltd.’s upcoming earnings report date?
Tochigi Bank, Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 62 days.
How were Tochigi Bank, Ltd.’s earnings last quarter?
Tochigi Bank, Ltd. released its earnings results on Jul 30, 2026. The company reported ¥20.33 earnings per share for the quarter.
Is Tochigi Bank, Ltd. overvalued?
According to Wall Street analysts Tochigi Bank, Ltd.’s price is currently Overvalued.
Does Tochigi Bank, Ltd. pay dividends?
Tochigi Bank, Ltd. pays a Semiannually dividend of ¥15 which represents an annual dividend yield of 2.35%. See more information on Tochigi Bank, Ltd. dividends here
What is Tochigi Bank, Ltd.’s EPS estimate?
Tochigi Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Tochigi Bank, Ltd. have?
Tochigi Bank, Ltd. has 109,608,000 shares outstanding.
What happened to Tochigi Bank, Ltd.’s price movement after its last earnings report?
Tochigi Bank, Ltd. reported an EPS of ¥20.33 in its last earnings report. Following the earnings report the stock price went down -2.301%.
Which hedge fund is a major shareholder of Tochigi Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8550
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Tochigi Bank, Ltd.
The Tochigi Bank, Ltd. delivers a comprehensive range of banking products and financial services to both individual and business customers throughout Japan. Its diverse deposit portfolio includes everyday options like ordinary, savings, and general accounts, alongside specialized offerings such as time deposits, foreign currency time deposits, property accumulation deposits, and WEB accounts. For its clientele, the bank extends various lending solutions, including mortgage, remodeling, school, housing, car, and bank card loans. Furthermore, it offers asset management services, insurance policies, and pension products. As of March 31, 2021, The Tochigi Bank operated through 86 offices, 6 loan plazas, and a network of 335 ATMs situated in 199 different locations. Founded in 1942, the institution was formerly known as Tochigi Mutual Bank Co., Ltd. before changing its name to The Tochigi Bank, Ltd. in 1989. It is headquartered in Utsunomiya, Japan.
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