Akita Bank, Ltd. AI Stock Analysis
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Akita Bank, Ltd. (8343) AI Stock Analysis
Akita Bank, Ltd.
(TSE/TYO:8343)
The overall score of 65 reflects a balance between improving fundamentals and weak market sentiment. The company's financial health is on a positive trajectory with a stronger balance sheet and return to positive cash flow, and the valuation is compelling with a very high dividend yield. However, these strengths are significantly offset by bearish technicals, with the stock trading well below key moving averages and exhibiting strong downward momentum.
Akita Bank, Ltd. (8343) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 127.56B
- Dividend Yield
- 13.77%
- Average Volume (3M)
- 881.43K
- Price to Earnings (P/E)
- 14.6
- Beta (1Y)
- 1.28
- Revenue Growth
- 28.83%
- EPS Growth
- 38.45%
- Country
- Japan
- Employees
- 1,175
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks - Regional
Akita Bank, Ltd. Business Overview & Revenue Model
Company Description
The Akita Bank, Ltd., established in 1879 and headquartered in Akita, Japan, delivers a comprehensive suite of banking and financial services throughout the country. Its offerings include a diverse range of deposit accounts, such as current, ordinary...
How the Company Makes Money
Akita Bank makes money primarily through bank-intermediation and fee-based financial services. 1) Net interest income (core earnings driver for a regional bank): The bank earns interest and similar income from loans and other interest-earning assets...
Akita Bank, Ltd. Financial Statement Overview
Summary
Financial performance is solid, driven by a strong balance sheet (Score: 75) with reduced leverage, and improving income (Score: 70) and cash flow (Score: 70) trends. Profitability is rising but remains modest, and revenue growth has been uneven.
Income Statement
70PositiveBalance Sheet
75PositiveCash Flow
70Positive| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 59.76B | 58.72B | 49.83B | 40.32B | 44.67B | 37.50B |
| Gross Profit | 50.24B | 51.22B | 46.96B | 38.67B | 43.27B | 37.26B |
| EBITDA | 12.29B | 11.93B | 10.32B | 7.89B | 6.15B | 5.95B |
| Net Income | 8.85B | 7.69B | 5.66B | 4.54B | 3.29B | 3.18B |
Balance Sheet | ||||||
| Total Assets | 3.68T | 3.58T | 3.46T | 3.58T | 3.53T | 3.67T |
| Cash, Cash Equivalents and Short-Term Investments | 390.31B | 369.13B | 466.75B | 688.70B | 754.30B | 843.45B |
| Total Debt | 141.26B | 153.10B | 87.39B | 209.09B | 196.25B | 289.31B |
| Total Liabilities | 3.49T | 3.40T | 3.30T | 3.41T | 3.38T | 3.50T |
| Stockholders Equity | 187.97B | 178.55B | 156.36B | 172.07B | 149.26B | 167.18B |
Cash Flow | ||||||
| Free Cash Flow | 0 | 28.13B | -131.80B | -53.74B | -168.20B | 201.26B |
| Operating Cash Flow | 0 | 28.83B | -130.49B | -52.39B | -167.14B | 203.31B |
| Investing Cash Flow | 0 | -196.64B | -87.85B | -12.57B | 80.25B | -145.54B |
| Financing Cash Flow | 0 | 70.68B | -1.48B | -1.11B | -1.88B | -1.25B |
Akita Bank, Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8343, the sentiment is Neutral. The current price of 1410.00 is below the 20-day moving average (MA) of 1453.95, below the 50-day MA of 1699.33, and above the 200-day MA of 1326.91, indicating a neutral trend. The MACD of -81.32 indicates Negative momentum. The RSI at 44.05 is Neutral, neither overbought nor oversold. The STOCH value of 65.41 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8343.
Akita Bank, Ltd. Peers Comparison
Overall Rating
JP:855082Outperform
JP:838780.5Outperform
JP:839575Outperform
JP:836265Neutral- JP:834365Neutral
JP:834462Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8550 | 82Outperform | JPY 90.77B | 11.97 | ― | 3.38% | 24.87% | ― |
| JP:8387 | 81Outperform | JPY 150.65B | 8.62 | ― | 2.09% | 39.23% | 178.34% |
| JP:8395 | 75Outperform | JPY 102.27B | 10.86 | ― | 2.06% | 15.58% | 15.08% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| JP:8362 | 65Neutral | JPY 160.40B | 13.86 | ― | 2.31% | 16.26% | 88.25% |
| JP:8343 | 65Neutral | JPY 132.69B | 14.59 | ― | 13.77% | 28.83% | 38.45% |
| JP:8344 | 62Neutral | JPY 135.59B | 17.56 | ― | 2.63% | 24.86% | 73.80% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8343 | Akita Bank, Ltd. | 1410.00 | 691.39 | 96.21% | |
| JP:8344 | Yamagata Bank, Ltd. | 4270.00 | 2599.14 | 155.56% | |
| JP:8362 | Fukui Bank, Ltd. | 6550.00 | 4414.59 | 206.73% | |
| JP:8387 | Shikoku Bank Ltd. | 3615.00 | 2134.06 | 144.10% | |
| JP:8395 | Bank of Saga Ltd. | 6070.00 | 2845.54 | 88.25% | |
| JP:8550 | Tochigi Bank, Ltd. | 869.00 | 272.02 | 45.57% |
Akita Bank, Ltd. Corporate Events
Northern Tohoku Regional Banks Launch Talks on Business Integration
Procrea Holdings, Akita Bank, and Bank of Iwate have agreed at their respective board meetings to begin formal discussions on a business integration, aiming to form a new financial group anchored in northern Tohoku. The three institutions already sha...
Akita Bank Denies Decision on Reported Integration Talks
Akita Bank, Ltd., a regional lender listed on the TSE Prime, has addressed recent media reports suggesting it is considering a business integration with Procrea Holdings and Iwate Bank. The bank clarified that the report did not originate from the co...
Akita Bank Plans 5-for-1 Share Split and Adjusts Dividend Forecasts
Akita Bank’s board has approved a 5-for-1 split of its common shares, effective October 1, 2026, to lower the investment unit price, broaden its investor base and improve share liquidity. The split will increase issued shares from 18,093,643 to 90,46...
Akita Bank Strengthens Capital Adequacy in First Quarter of FY 2027
Akita Bank reported its capital adequacy ratio under the domestic standard as of June 30, 2026, marking the end of the first quarter of the fiscal year ending March 31, 2027. The consolidated capital adequacy ratio rose to 11.51%, up 0.25 percentage...
Akita Bank Delivers Strong Profit Growth in First Quarter of FY2026
Akita Bank reported consolidated ordinary income of ¥16.1 billion for the three months ended June 30, 2026, a slight year-on-year increase, while ordinary profit surged 44.5% to ¥4.44 billion and profit attributable to owners of the parent rose 48.7%...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 24, 2026