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Life Corporation
(8194)
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Rating:67Neutral
Price Target:
¥2,914.00
▲(7.81% Upside)
Action:Reiterated
Date:08/04/26
The score is driven primarily by improving financial performance—especially the materially stronger balance sheet and solid multi-year revenue/earnings trajectory—partly offset by cash flow volatility and structurally thin grocery margins. Technicals are neutral-to-mildly positive rather than strongly trending, and valuation is reasonable with a moderate P/E and a ~2.5% dividend yield.
Positive Factors
Balance Sheet Strength
Debt reduction from ¥71.1B to ¥32.1B and equity growth to ¥155.5B strengthen the capital base and reduce financial strain. This gives Life greater flexibility in ongoing operations and capital allocation, while improving resilience if grocery conditions weaken.
Negative Factors
Thin Net Margins
Net margin of about 2% leaves limited room for error: relatively small changes in costs or pricing can materially affect earnings. Although gross margin is stable, this thin bottom-line profile makes sustained profit growth more dependent on disciplined execution and cost control.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance Sheet Strength
Debt reduction from ¥71.1B to ¥32.1B and equity growth to ¥155.5B strengthen the capital base and reduce financial strain. This gives Life greater flexibility in ongoing operations and capital allocation, while improving resilience if grocery conditions weaken.
Read all positive factors
Life Corporation (8194) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥213.87B
Dividend Yield2.75%
Average Volume (3M)265.67K
Price to Earnings (P/E)19.8
Beta (1Y)0.09
Revenue Growth2.59%
EPS Growth0.10%
CountryJP
Employees7,506
SectorConsumer Defensive
Sector Strength42
IndustryGrocery Stores
Share Statistics
EPS (TTM)125.22
Shares Outstanding90,501,600
10 Day Avg. Volume367,570
30 Day Avg. Volume265,670
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)3.02
Price to Sales (P/S)0.53
P/FCF Ratio7.45
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥2,800.00Price Target Upside3.59% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)220.75
Revenue Forecast (FY)¥909.50B
Life Corporation Business Overview & Revenue Model
Company Description
Headquartered in Osaka, Japan, Life Corporation is a prominent operator of supermarket chains across the country. Additionally, the firm offers financial services through its credit card division. Established in 1897, the company originally operat...
Life Corporation Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
78
Positive
Cash Flow
67
Positive
| Breakdown | TTM | Feb 2026 | Feb 2025 | Feb 2024 | Feb 2023 | Feb 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 891.26B | 881.33B | 850.50B | 809.71B | 765.42B | 768.33B |
| Gross Profit | 301.87B | 282.51B | 286.50B | 274.42B | 256.51B | 253.98B |
| EBITDA | 40.69B | 41.92B | 42.73B | 39.40B | 33.91B | 36.67B |
| Net Income | 18.08B | 18.82B | 17.95B | 16.94B | 13.33B | 15.21B |
Balance Sheet | ||||||
| Total Assets | 321.54B | 335.25B | 308.23B | 289.20B | 282.33B | 271.62B |
| Cash, Cash Equivalents and Short-Term Investments | 10.27B | 26.59B | 8.37B | 8.61B | 9.73B | 9.81B |
| Total Debt | 49.46B | 32.09B | 71.06B | 53.09B | 74.17B | 69.11B |
| Total Liabilities | 160.57B | 179.71B | 169.79B | 152.34B | 160.33B | 161.32B |
| Stockholders Equity | 160.97B | 155.53B | 138.44B | 136.85B | 122.00B | 110.30B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 63.19B | 631.00M | 28.13B | 2.45B | -26.93B |
| Operating Cash Flow | 0.00 | 74.48B | 22.32B | 41.70B | 23.90B | -7.93B |
| Investing Cash Flow | 0.00 | -11.21B | -22.66B | -17.36B | -23.84B | -20.30B |
| Financing Cash Flow | 0.00 | -45.04B | 503.00M | -25.46B | -142.00M | 22.70B |
Life Corporation Technical Analysis
Neutral
2703.00
Price Trends
2596.53
Negative
2551.60
Negative
2543.61
Negative
Market Momentum
-60.53
Negative
47.30
Neutral
74.60
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8194, the sentiment is Neutral. The current price of 2703 is above the 20-day moving average (MA) of 2485.35, above the 50-day MA of 2596.53, and above the 200-day MA of 2543.61, indicating a bearish trend. The MACD of -60.53 indicates Negative momentum. The RSI at 47.30 is Neutral, neither overbought nor oversold. The STOCH value of 74.60 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8194.
Life Corporation Peers Comparison
UnderperformOutperform
Sector (62)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ¥99.29B | 12.58 | ― | 2.67% | 0.90% | -28.84% | |
70 Outperform | ¥78.88B | 8.69 | ― | 1.96% | 6.48% | 0.54% | |
67 Neutral | ¥213.87B | 19.76 | ― | 2.75% | 2.59% | 0.10% | |
67 Neutral | ¥77.41B | 15.61 | ― | 1.65% | 6.62% | -23.04% | |
65 Neutral | ¥61.29B | 13.38 | ― | 2.86% | 3.50% | -18.66% | |
65 Neutral | ¥132.92B | 11.93 | ― | 2.01% | 4.94% | -9.98% | |
62 Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% |
* Consumer Defensive Sector Average
JP:8194
Life Corporation
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Life Corporation Corporate Events
Life Corporation Grows Sales but Sees Profit Dip as It Presses Ahead with Store Expansion
Oct 8, 2026
Life Corporation reported consolidated operating revenue of ¥450.1 billion for the first six months of the fiscal year ending February 28, 2027, up 2.3% year on year, with net sales rising 2.2% to ¥433.2 billion but operating profit decl...
Life Corporation Posts Higher Sales but Lower Profits, Raises Interim Dividend
Oct 8, 2026
Life Corporation reported a 2.3% rise in operating revenue to ¥450.1 billion for the first half of the fiscal year ending February 2027, driven by higher net sales and operating revenue receipts. However, operating profit fell 6.4% to ¥1...
Life Corporation Moves to Take ALBIS Private in Strategic Tender Offer
Sep 8, 2026
Life Corporation has resolved to launch a tender offer for all common shares of ALBIS Co., Ltd., another Prime Market-listed retailer, at a price of 3,780 yen per share, with the stated purpose of ultimately delisting ALBIS. The offer period runs ...
Life Corporation Posts Higher Sales but Lower Q1 Profit, Keeps Full-Year Outlook
Jul 16, 2026
Life Corporation reported a 3.2% rise in operating revenue to ¥223.3 billion for the first quarter ended May 31, 2026, driven by higher net sales and operating receipts. However, operating profit fell 6.9% to ¥7.2 billion and profit attr...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.