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Financial Products Group Co., Ltd.
(7148)
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Rating:63Neutral
Price Target:
¥1,491.00
▼(-22.34% Downside)
Action:Reiterated
Date:10/31/26
The score is supported primarily by strong profitability and improved leverage, plus attractive valuation (low P/E and high dividend yield). It is held back by unreliable cash-flow generation and weak technicals, with the stock trading below major moving averages alongside negative momentum indicators.
Positive Factors
Strong Profitability
The latest annual results show strong gross, operating, and net profitability, creating a solid earnings base. This supports reinvestment and resilience through normal business variability, although it does not remove the company’s exposure to uneven growth and cash conversion.
Negative Factors
Revenue Decline
The latest revenue contraction shows that top-line growth is not consistently predictable, despite the company’s healthy margins. Uneven transaction activity or financing volumes could make future earnings progression less dependable and limit the visibility of sustained expansion.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Profitability
The latest annual results show strong gross, operating, and net profitability, creating a solid earnings base. This supports reinvestment and resilience through normal business variability, although it does not remove the company’s exposure to uneven growth and cash conversion.
Read all positive factors
Financial Products Group Co., Ltd. (7148) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥112.19B
Dividend Yield7.23%
Average Volume (3M)499.91K
Price to Earnings (P/E)6.9
Beta (1Y)0.89
Revenue Growth-36.95%
EPS Growth-6.27%
CountryJP
Employees383
SectorGeneral
Sector StrengthN/A
IndustryInvestment - Banking & Investment Services
Share Statistics
EPS (TTM)197.02
Shares Outstanding83,803,600
10 Day Avg. Volume443,210
30 Day Avg. Volume499,910
Financial Highlights & Ratios
PEG Ratio-1.28
Price to Book (P/B)2.12
Price to Sales (P/S)1.68
P/FCF Ratio8.21
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)195.9
Revenue Forecast (FY)¥59.60B
Financial Products Group Co., Ltd. Business Overview & Revenue Model
Company Description
Financial Partners Group Co.,Ltd., together with its subsidiaries, provides various financial products and services in Japan. It is involved in the leasing fund business for aircraft, marine containers, and ships. The company also engages in the d...
How the Company Makes Money
The company makes money primarily by originating and managing asset-backed financing transactions. Key revenue streams generally include: (1) interest income and financing spreads earned on loans or lease-related financing tied to underlying asset...
Financial Products Group Co., Ltd. Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
66
Positive
Cash Flow
45
Neutral
| Breakdown | TTM | Sep 2026 | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 90.48B | 81.81B | 129.76B | 107.78B | 71.15B | 59.19B |
| Gross Profit | 35.18B | 36.03B | 36.05B | 38.35B | 26.31B | 18.63B |
| EBITDA | 24.43B | 24.74B | 27.92B | 30.65B | 19.24B | 13.01B |
| Net Income | 16.50B | 16.96B | 18.16B | 20.46B | 12.47B | 8.47B |
Balance Sheet | ||||||
| Total Assets | 125.99B | 145.19B | 126.86B | 230.62B | 183.68B | 158.05B |
| Cash, Cash Equivalents and Short-Term Investments | 27.63B | 24.79B | 15.44B | 18.45B | 16.63B | 13.61B |
| Total Debt | 49.58B | 49.20B | 54.00B | 149.62B | 112.94B | 99.85B |
| Total Liabilities | 65.83B | 80.30B | 69.67B | 177.29B | 139.38B | 121.89B |
| Stockholders Equity | 59.99B | 64.74B | 57.06B | 53.21B | 44.19B | 36.07B |
Cash Flow | ||||||
| Free Cash Flow | -705.00M | 16.75B | 106.08B | -46.49B | -6.92B | -48.77B |
| Operating Cash Flow | -668.00M | 17.61B | 106.22B | -45.49B | 2.44B | -48.52B |
| Investing Cash Flow | -539.00M | -1.74B | 806.00M | 6.57B | -9.36B | -552.00M |
| Financing Cash Flow | 2.30B | -6.20B | -110.87B | 24.23B | 7.34B | 43.65B |
Financial Products Group Co., Ltd. Technical Analysis
Negative
1920.00
Price Trends
1629.32
Negative
1578.44
Negative
1660.94
Negative
Market Momentum
-18.88
Positive
21.55
Positive
6.59
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7148, the sentiment is Negative. The current price of 1920 is above the 20-day moving average (MA) of 1613.05, above the 50-day MA of 1629.32, and above the 200-day MA of 1660.94, indicating a bearish trend. The MACD of -18.88 indicates Positive momentum. The RSI at 21.55 is Positive, neither overbought nor oversold. The STOCH value of 6.59 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7148.
Financial Products Group Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | ¥196.45B | 8.53 | 10.42% | 6.70% | 15.67% | 61.22% | |
66 Neutral | ¥260.91B | 13.49 | 23.59% | 5.22% | 46.94% | 77.06% | |
66 Neutral | ¥167.44B | 14.03 | 8.85% | 4.43% | 73.44% | 32.45% | |
63 Neutral | ¥112.19B | 6.91 | ― | 7.23% | -36.95% | -6.27% | |
59 Neutral | ¥223.43B | 7.53 | ― | 3.96% | 35.90% | 141.44% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
55 Neutral | ¥155.30B | 14.19 | 8.82% | 4.97% | 16.13% | ― |
* General Sector Average
JP:7148
Financial Products Group Co., Ltd.
1,400.00
-627.44
-30.95%
JP:8511
Japan Securities Finance Co
2,098.00
395.78
23.25%
JP:8698
Monex Group
620.00
-59.72
-8.79%
JP:8628
Matsui Securities Co
1,015.00
284.58
38.96%
JP:8616
Tokai Tokyo Financial Holdings
791.00
255.34
47.67%
JP:8609
Okasan Securities Group Inc.
1,011.00
357.53
54.71%
Financial Products Group Co., Ltd. Corporate Events
Financial Partners Group Cuts Annual Dividend While Maintaining Stable Payout Policy
Oct 29, 2026
Financial Partners Group Co., Ltd. has reaffirmed its shareholder return policy of maintaining continuous and stable dividends while targeting a 50% payout ratio for the full year. The company aims to support long-term growth by retaining sufficie...
Financial Partners Group Launches ¥2 Billion Share Buyback to Boost Capital Efficiency
Oct 29, 2026
Financial Partners Group Co., Ltd. has approved a share buyback program to acquire up to 1.2 million of its common shares, equivalent to about 1.4% of outstanding shares, for a maximum total of 2 billion yen. The repurchase, to be executed via dis...
Financial Partners Group Profit Holds Firm as Sales Slump and Dividend Is Trimmed
Oct 29, 2026
Financial Partners Group reported a sharp 37% year-on-year decline in consolidated net sales to ¥81.8 billion for the fiscal year ended September 30, 2026, while operating profit slipped only 2.7% to ¥24.7 billion. Profit attributable to...
FPG Secures JPY 35.3 Billion in New Committed Credit Lines to Support Fund Businesses
Sep 17, 2026
Financial Partners Group Co., Ltd., a Tokyo-listed financial services provider, specializes in leasing and real estate fund businesses in Japan and overseas. Its model depends on securing flexible credit facilities from major banks to finance prod...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.