Nippon Insure Co. Ltd. AI Stock Analysis
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Nippon Insure Co. Ltd. (5843) AI Stock Analysis
Nippon Insure Co. Ltd.
(TSE/TYO:5843)
The score is driven primarily by strong financial performance (solid growth, improved profitability, conservative leverage, and healthy ROE), supported by positive technical momentum. Valuation is supportive via a low P/E, but the low dividend yield and historical cash-flow variability temper the overall rating.
Nippon Insure Co. Ltd. (5843) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 6.45B
- Dividend Yield
- 1.11%
- Average Volume (3M)
- 6,195
- Price to Earnings (P/E)
- 8.8
- Beta (1Y)
- 0.51
- Revenue Growth
- 14.97%
- EPS Growth
- 72.48%
- Country
- Japan
- Employees
- 118
- Sector
- General
- Sector Strength
- 55
- Industry
- Insurance - Specialty
Nippon Insure Co. Ltd. Business Overview & Revenue Model
Company Description
Nippon Insure Co., Ltd. specializes in offering financial guarantees, primarily covering rent liabilities for residential housing, as well as commercial spaces including stores and offices. Their comprehensive guarantee services also extend to variou...
Nippon Insure Co. Ltd. Financial Statement Overview
Summary
Above-average fundamentals supported by multi-year revenue growth and materially improved profitability (net margin rising to ~14.1% by 2025) plus a de-risking balance sheet (debt-to-equity down to ~0.20 and ROE ~21%). The main offset is uneven cash-flow performance across years and some operating margin volatility, which lowers confidence in consistency.
Income Statement
82Very PositiveBalance Sheet
78PositiveCash Flow
66Positive| Breakdown | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.74B | 3.22B | 2.88B | 2.61B | 2.17B |
| Gross Profit | 2.34B | 3.22B | 2.88B | 2.61B | 2.17B |
| EBITDA | 813.05M | 448.91M | 332.91M | 443.51M | 203.89M |
| Net Income | 528.47M | 280.12M | 196.88M | 255.39M | 105.19M |
Balance Sheet | |||||
| Total Assets | 5.34B | 4.60B | 3.41B | 2.91B | 2.26B |
| Cash, Cash Equivalents and Short-Term Investments | 2.76B | 2.46B | 1.73B | 1.62B | 1.33B |
| Total Debt | 494.92M | 503.18M | 502.22M | 403.73M | 342.38M |
| Total Liabilities | 2.84B | 2.62B | 2.31B | 2.01B | 1.60B |
| Stockholders Equity | 2.49B | 1.98B | 1.10B | 905.61M | 651.91M |
Cash Flow | |||||
| Free Cash Flow | 378.97M | 145.17M | 32.24M | 256.13M | 143.34M |
| Operating Cash Flow | 383.75M | 196.63M | 64.11M | 278.11M | 190.25M |
| Investing Cash Flow | -65.07M | -59.41M | -53.48M | -27.17M | -57.12M |
| Financing Cash Flow | -19.30M | 593.50M | 98.50M | 39.41M | 98.77M |
Nippon Insure Co. Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:5843, the sentiment is Neutral. The current price of 2258.00 is above the 20-day moving average (MA) of 2210.25, below the 50-day MA of 2265.65, and below the 200-day MA of 2315.60, indicating a neutral trend. The MACD of -19.16 indicates Negative momentum. The RSI at 54.35 is Neutral, neither overbought nor oversold. The STOCH value of 91.10 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:5843.
Nippon Insure Co. Ltd. Peers Comparison
Overall Rating
JP:877179Outperform- JP:584373Outperform
JP:871370Outperform
JP:732669Neutral
JP:715762Neutral
JP:871560Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8771 | 79Outperform | JPY 76.71B | 21.05 | ― | 5.04% | 5.01% | 8.58% |
| JP:5843 | 73Outperform | JPY 6.45B | 8.79 | ― | 1.11% | 14.97% | 72.48% |
| JP:8713 | 70Outperform | JPY 46.42B | 9.89 | 5.32% | 2.96% | 11.61% | 62.61% |
| JP:7326 | 69Neutral | JPY 52.82B | 16.91 | 6.53% | 2.19% | 8.49% | 22.82% |
| JP:7157 | 62Neutral | JPY 113.32B | 14.93 | ― | ― | 11.06% | 0.03% |
| JP:8715 | 60Neutral | JPY 77.59B | 20.55 | ― | 0.87% | 9.85% | 51.32% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:5843 | Nippon Insure Co. Ltd. | 2258.00 | -524.58 | -18.85% | |
| JP:7326 | SBI Insurance Group Co., Ltd. | 2106.00 | 395.65 | 23.13% | |
| JP:8713 | Fidea Holdings Co.Ltd. | 2534.00 | 919.12 | 56.92% | |
| JP:7157 | Lifenet Insurance Company | 1394.00 | -589.00 | -29.70% | |
| JP:8715 | Anicom Holdings, Inc. | 1036.00 | 194.45 | 23.11% | |
| JP:8771 | eGuarantee, Inc. | 1710.00 | 79.60 | 4.88% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026