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5832 Stock Chart & Stats
¥2063.50
¥21.00(1.29%)
At close: 4:00 PM EST
¥2063.50
¥21.00(1.29%)
Day’s Range― - ―
52-Week Range¥1,851.50 - ¥3,485.00
Previous CloseN/A
Volume327.00K
Average Volume (3M)331.95K
Market Cap
¥572.98B
Enterprise Value¥1.46T
Total Cash (Recent Filing)¥993.27B
Total Debt (Recent Filing)¥1.90T
Price to Earnings (P/E)14.2
Beta1.17
Next Earnings
Jul 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.72%
Share Statistics
EPS (TTM)223.03
Shares Outstanding184,771,450
10 Day Avg. Volume358,280
30 Day Avg. Volume331,950
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.79
Price to Sales (P/S)2.02
P/FCF Ratio6.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)251.1
Revenue Forecast (FY)¥273.10B
Bulls Say, Bears Say
Bulls Say
Improving Profitability & RevenueSustained revenue and net income expansion, with margin improvement to ~16% in 2026, indicates stronger core banking profitability. Over months this supports funding of strategic initiatives, reserve building and dividend capacity, and reduces structural earnings vulnerability versus prior years.
Recent Positive Free Cash FlowConsecutive years of positive free cash flow and near parity with net income in 2026 signal improving cash conversion ability. This durable cash generation supports capital allocation (dividends, provisioning, branch/digital investment) and provides a buffer against cyclical stress.
Scale & Improving Shareholder EquityLarge asset base and rising equity underpin scale advantages for regional lending and deposit gathering. Improved equity and modestly better ROE (~6.4%) strengthen franchise resilience, enabling regulatory capacity and lending flexibility over the medium term.
Bears Say
Elevated LeverageHigh leverage amplifies downside in credit or funding stress and constrains strategic flexibility. Even with recent improvement, 3.1x debt-to-equity leaves limited capital cushion versus adverse loan cycles, increasing the risk that provisioning or funding shocks will pressure equity and earnings.
Volatile Operating Cash FlowIrregular operating cash flow suggests reliance on timing of financial items or working capital swings, which weakens predictability of liquidity. Over months this volatility can complicate funding, stress test outcomes, and the pace of organic capital build through retained earnings.
Revenue & Margin CyclicalityHistory of a revenue dip and inconsistent margins highlights earnings sensitivity to interest-rate and credit cycles. As a regional bank, structural exposure to local economic and credit conditions can produce cyclical profit swings and periodic pressure on asset quality and provisioning.
Chugin Financial Group,Inc. News
5832 FAQ
What was Chugin Financial Group,Inc.’s price range in the past 12 months?
Chugin Financial Group,Inc. lowest stock price was ¥1851.50 and its highest was ¥3485.00 in the past 12 months.
What is Chugin Financial Group,Inc.’s market cap?
Chugin Financial Group,Inc.’s market cap is ¥572.98B.
When is Chugin Financial Group,Inc.’s upcoming earnings report date?
Chugin Financial Group,Inc.’s upcoming earnings report date is Jul 30, 2026 which is in 8 days.
How were Chugin Financial Group,Inc.’s earnings last quarter?
Chugin Financial Group,Inc. released its earnings results on May 01, 2026. The company reported ¥45.75 earnings per share for the quarter, beating the consensus estimate of N/A by ¥45.75.
Is Chugin Financial Group,Inc. overvalued?
According to Wall Street analysts Chugin Financial Group,Inc.’s price is currently Overvalued.
Does Chugin Financial Group,Inc. pay dividends?
Chugin Financial Group,Inc. pays a Semiannually dividend of ¥51 which represents an annual dividend yield of 2.72%. See more information on Chugin Financial Group,Inc. dividends here
What is Chugin Financial Group,Inc.’s EPS estimate?
Chugin Financial Group,Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Chugin Financial Group,Inc. have?
Chugin Financial Group,Inc. has 184,771,450 shares outstanding.
What happened to Chugin Financial Group,Inc.’s price movement after its last earnings report?
Chugin Financial Group,Inc. reported an EPS of ¥45.75 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.784%.
Which hedge fund is a major shareholder of Chugin Financial Group,Inc.?
Currently, no hedge funds are holding shares in JP:5832
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Chugin Financial Group,Inc.
Chugin Financial Group, Inc. offers a comprehensive suite of financial services, primarily through its key subsidiary, The Chugoku Bank, Limited. The company organizes its operations into distinct Banking, Leasing, and Securities divisions. It provides a diverse array of deposit products, encompassing checking, savings, and various time deposits, along with specialized accounts for non-residents, tax payments, offshore purposes, and foreign currency holdings. Beyond deposits, its service portfolio extends to credit guarantees, credit card solutions, investment management and advisory services, financial instruments brokerage, asset management, and a variety of loan offerings. Furthermore, the group undertakes administrative outsourcing and facilitates the leasing and installment sale of properties and goods. Established in 1930 and headquartered in Okayama, Japan, the firm maintains an extensive operational footprint, including a head office, 137 branch locations (comprising numerous sub-branches and branch-in-branch offices), and 234 ATMs across Japan. Internationally, it extends its reach with one branch and four representative offices.
Technical Analysis
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