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Iyogin Holdings,Inc.
(5830)
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Rating:70Outperform
Price Target:
¥3,662.00
▲(35.20% Upside)
Action:Upgraded
Date:08/09/26
The score is driven primarily by strong technical momentum (price above key moving averages with a positive MACD) and solid underlying profitability and growth in the income statement. Offsetting this, balance-sheet leverage is meaningfully variable and cash flow conversion is uneven, and valuation/dividend support appears only moderate based on the provided P/E and yield.
Positive Factors
Sustained Revenue and Net Income Growth
Consistent revenue expansion alongside meaningful net income growth indicates that the group has been strengthening its earnings base across multiple years. This supports durable operating momentum and gives the regional banking franchise a stronger foundation for maintaining services and funding future growth.
Negative Factors
Variable and Meaningful Leverage
Meaningful and fluctuating leverage makes the balance sheet more sensitive to changes in funding conditions and asset quality. Although equity has grown and debt fell in 2026, the historical volatility reduces predictability and warrants continued monitoring of financial stability over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained Revenue and Net Income Growth
Consistent revenue expansion alongside meaningful net income growth indicates that the group has been strengthening its earnings base across multiple years. This supports durable operating momentum and gives the regional banking franchise a stronger foundation for maintaining services and funding future growth.
Read all positive factors
Iyogin Holdings,Inc. (5830) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥1.01T
Dividend Yield2.07%
Average Volume (3M)983.09K
Price to Earnings (P/E)14.4
Beta (1Y)1.41
Revenue Growth13.26%
EPS Growth3.10%
CountryJP
Employees3,098
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)233.80
Shares Outstanding313,408,840
10 Day Avg. Volume1,099,060
30 Day Avg. Volume983,090
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)0.94
Price to Sales (P/S)3.05
P/FCF Ratio23.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)297.15
Revenue Forecast (FY)¥160.00B
Iyogin Holdings,Inc. Business Overview & Revenue Model
Company Description
Iyogin Holdings, Inc., together with its various subsidiaries, functions as a comprehensive provider of banking and financial services. Its diverse lending portfolio spans commercial, syndicated, agricultural, forestry, and fisheries loans, alongs...
How the Company Makes Money
Iyogin Holdings primarily makes money through its banking operations and other group financial services. The largest earnings driver for a regional banking group is generally net interest income—interest earned on loans and securities minus intere...
Iyogin Holdings,Inc. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
54
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 265.49B | 271.15B | 227.82B | 189.42B | 158.10B | 129.45B |
| Gross Profit | 219.52B | 218.98B | 171.08B | 136.67B | 140.93B | 122.68B |
| EBITDA | 95.40B | 112.35B | 81.19B | 64.45B | 46.64B | 42.85B |
| Net Income | 67.76B | 74.25B | 53.32B | 39.46B | 27.90B | 26.42B |
Balance Sheet | ||||||
| Total Assets | 9.43T | 9.54T | 9.20T | 9.26T | 8.55T | 8.54T |
| Cash, Cash Equivalents and Short-Term Investments | 1.37T | 1.29T | 1.12T | 1.17T | 1.37T | -1.52T |
| Total Debt | 765.64B | 1.00T | 988.22B | 1.80T | 1.05T | 974.05B |
| Total Liabilities | 8.50T | 8.66T | 8.40T | 8.42T | 7.79T | 7.81T |
| Stockholders Equity | 923.03B | 877.73B | 802.43B | 842.74B | 759.53B | 724.68B |
Cash Flow | ||||||
| Free Cash Flow | 35.96B | 35.96B | 31.28B | 5.18B | 3.73B | 4.26B |
| Operating Cash Flow | 41.26B | 41.26B | 45.95B | 11.45B | 6.42B | 6.77B |
| Investing Cash Flow | -21.57B | -21.57B | -65.19B | -746.11B | -100.76B | 89.18B |
| Financing Cash Flow | 24.14B | 24.14B | -31.22B | 538.17B | -52.35B | 1.89B |
Iyogin Holdings,Inc. Technical Analysis
Negative
2708.50
Price Trends
3787.32
Negative
3510.82
Negative
3244.01
Negative
Market Momentum
-124.60
Positive
30.67
Neutral
6.00
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:5830, the sentiment is Negative. The current price of 2708.5 is below the 20-day moving average (MA) of 3691.50, below the 50-day MA of 3787.32, and below the 200-day MA of 3244.01, indicating a bearish trend. The MACD of -124.60 indicates Positive momentum. The RSI at 30.67 is Neutral, neither overbought nor oversold. The STOCH value of 6.00 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:5830.
Iyogin Holdings,Inc. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ¥155.38B | 9.31 | ― | 1.92% | 36.24% | 144.55% | |
70 Outperform | ¥658.26B | 14.30 | ― | 2.99% | 25.87% | 26.22% | |
70 Outperform | ¥1.01T | 14.39 | ― | 2.07% | 13.26% | 3.10% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥134.99B | 18.74 | ― | 1.53% | 7.73% | 24.05% | |
62 Neutral | ¥626.41B | 17.71 | 5.56% | 2.50% | 19.17% | 14.72% | |
48 Neutral | ¥10.26B | -34.35 | ― | 2.39% | 20.60% | -182.73% |
* Financial Sector Average
JP:5830
Iyogin Holdings,Inc.
3,243.00
1,079.21
49.88%
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184.37%
Iyogin Holdings,Inc. Corporate Events
Iyogin Holdings Completes ¥15 Billion Share Buyback to Boost Capital Efficiency
Oct 21, 2026
Iyogin Holdings, Inc., a regional Japanese financial group listed on the Tokyo Stock Exchange Prime Market, operates mainly in banking and related financial services. The company uses share repurchases and other capital measures to manage its equi...
Iyogin Holdings Advances Share Buyback, Repurchasing 2.79 Million Shares
Oct 5, 2026
Iyogin Holdings, Inc. reported progress on its ongoing share buyback program, disclosing the acquisition of 1,350,500 common shares on the Tokyo Stock Exchange between September 1 and 30, 2026, at a total cost of ¥5.25 billion. The purchases ...
Iyogin Holdings Completes Treasury Share Disposal for Employee Stock Plan
Sep 25, 2026
Iyogin Holdings, Inc. has completed payment procedures for the disposal of 72,334 treasury shares, which have been allocated as restricted share incentives to the Iyogin Group employee stock ownership plan. The shares were disposed of via third-pa...
Iyogin Holdings Corrects Disclosure on Capital Ties with Ehime Bank Ahead of Integration
Sep 4, 2026
Iyogin Holdings, Inc. and The Ehime Bank, Ltd. are both regional financial institutions listed on the Prime Market of the Tokyo Stock Exchange, operating mainly in banking and related financial services in Japan. Their relationship has historicall...
Iyogin Holdings Reports Progress on ¥15 Billion Share Buyback Program
Sep 3, 2026
Iyogin Holdings has disclosed the status of its ongoing share buyback program, reporting that it repurchased 1,437,300 common shares on the Tokyo Stock Exchange between August 10 and August 31, 2026, at a total cost of ¥5.62 billion. This tra...
Iyogin Holdings Boosts Capital Ratios as Risk-Weighted Assets Decline
Aug 12, 2026
Iyogin Holdings reported a substantial strengthening of its capital position for the quarter ended June 30, 2026, with its consolidated total equity ratio rising to 17.13%, up 1.60 percentage points from March. Consolidated total equity expanded t...
Iyogin Holdings to Use Treasury Shares for New Employee Restricted Stock Plan
Aug 7, 2026
Iyogin Holdings has approved the disposal of up to 72,334 treasury shares as restricted share incentives for employees of its group companies through an employee stock ownership plan. The shares will be allocated at ¥3,679 per share, with the...
Iyogin Holdings Launches ¥15 Billion Share Buyback to Boost Capital Efficiency
Aug 7, 2026
Iyogin Holdings, Inc. has resolved to repurchase up to 6,000,000 of its common shares, representing about 2.08% of its outstanding stock excluding treasury shares. The buyback, capped at ¥15 billion and to be executed via market purchases on ...
Iyogin Lifts Interim Earnings Forecast on Strong Securities Trading
Aug 7, 2026
Iyogin Holdings revised its consolidated forecast for the six months ending September 30, 2026, projecting ordinary income of ¥147.5 billion, ordinary profit of ¥62.0 billion, and profit attributable to owners of parent of ¥43.0 bil...
Iyogin Holdings Posts Profit Decline but Lifts Full-Year Outlook and Dividend
Aug 7, 2026
Iyogin Holdings reported consolidated ordinary income of ¥80.8 billion for the three months ended June 30, 2026, a modest 1.4% year-on-year increase. However, ordinary profit and profit attributable to owners of parent both fell 21.0%, with q...
Iyogin Holdings and Ehime Bank Set Up Committee for 2027 Business Integration
Jul 31, 2026
Iyogin Holdings, Inc. and The Ehime Bank, Ltd. have formed an Integration Preparatory Committee to advance their planned business integration scheduled for April 1, 2027. The committee is co-chaired by the presidents of both institutions, with sen...
Iyogin Holdings and Ehime Bank agree on basic terms for regional banking integration
Jul 24, 2026
Iyogin Holdings and The Ehime Bank have signed a basic agreement to pursue a business integration, after their boards approved moving ahead with discussions and examinations toward forming a new financial group. The tie-up is positioned as a respo...
Iyogin Holdings Confirms Board Review of Potential Integration With Ehime Bank
Jul 23, 2026
Iyogin Holdings has addressed media reports that it is in final-stage talks on a potential business integration with The Ehime Bank, stating that none of the details reported have been formally announced by the company. Management plans to submit ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.