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Capital Asset Planning, Inc. (3965) AI Stock Analysis
Capital Asset Planning, Inc.
(TSE/TYO:3965)
The stock scores 78, driven primarily by attractive valuation (P/E 9.2) and solid financials, particularly strong balance sheet and cash flow. Technical indicators are moderately positive. While margins remain a concern, the overall profile suggests upside potential.
Capital Asset Planning, Inc. (3965) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 4.92B
- Dividend Yield
- 3.04%
- Average Volume (3M)
- 7,141
- Price to Earnings (P/E)
- 7.4
- Beta (1Y)
- 0.18
- Revenue Growth
- 15.12%
- EPS Growth
- 152.42%
- Country
- Japan
- Employees
- 387
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Application
Capital Asset Planning, Inc. Business Overview & Revenue Model
Company Description
Capital Asset Planning, Inc., established in Osaka, Japan, in 1990, delivers system integration services both domestically and internationally. The company develops specialized application systems tailored for life insurance providers, encompassing p...
Capital Asset Planning, Inc. Financial Statement Overview
Summary
Income statement score of 65 reflects margin challenges despite revenue growth; balance sheet score of 80 shows strong leverage improvement; cash flow score of 85 indicates robust cash generation. Combined, financial health is solid but margins need monitoring.
Income Statement
65PositiveBalance Sheet
80PositiveCash Flow
85Very Positive| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 10.66B | 9.69B | 8.18B | 8.05B | 6.75B | 6.63B |
| Gross Profit | 2.64B | 2.12B | 1.73B | 1.66B | 983.87M | 1.27B |
| EBITDA | 1.23B | 846.59M | 613.21M | 761.85M | 53.22M | 387.13M |
| Net Income | 664.22M | 401.82M | 156.75M | 221.62M | -248.38M | 69.57M |
Balance Sheet | ||||||
| Total Assets | 7.03B | 6.63B | 5.77B | 5.61B | 5.15B | 5.87B |
| Cash, Cash Equivalents and Short-Term Investments | 3.42B | 1.77B | 1.44B | 1.89B | 1.21B | 1.89B |
| Total Debt | 1.35B | 1.41B | 1.44B | 1.34B | 1.38B | 1.65B |
| Total Liabilities | 2.97B | 2.70B | 2.48B | 2.47B | 2.21B | 2.63B |
| Stockholders Equity | 3.93B | 3.79B | 3.30B | 3.15B | 2.94B | 3.24B |
Cash Flow | ||||||
| Free Cash Flow | 1.19B | 383.71M | -429.50M | 879.67M | -460.04M | 486.59M |
| Operating Cash Flow | 1.29B | 434.51M | -283.41M | 1.22B | -182.17M | 996.62M |
| Investing Cash Flow | -87.52M | 16.48M | -178.02M | -433.68M | -164.65M | -525.36M |
| Financing Cash Flow | -199.53M | -119.53M | 11.15M | -104.54M | -335.00M | 4.71M |
Capital Asset Planning, Inc. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3965, the sentiment is Neutral. The current price of 855.00 is above the 20-day moving average (MA) of 853.60, below the 50-day MA of 866.53, and above the 200-day MA of 834.49, indicating a neutral trend. The MACD of -1.90 indicates Negative momentum. The RSI at 46.20 is Neutral, neither overbought nor oversold. The STOCH value of 73.81 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:3965.
Capital Asset Planning, Inc. Peers Comparison
Overall Rating
JP:438979Outperform- JP:396578Outperform
JP:732071Outperform
JP:437560Neutral
JP:503550Neutral
JP:444645Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:4389 | 79Outperform | JPY 10.81B | 15.87 | ― | 3.12% | 15.39% | 23.76% |
| JP:3965 | 78Outperform | JPY 4.93B | 7.37 | ― | 3.04% | 15.12% | 152.42% |
| JP:7320 | 71Outperform | JPY 16.04B | 8.62 | ― | 1.51% | 14.52% | ― |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| JP:4375 | 60Neutral | JPY 35.97B | 75.98 | ― | ― | 22.56% | ― |
| JP:5035 | 50Neutral | JPY 2.40B | -7.95 | ― | 0.89% | -6.07% | -348.97% |
| JP:4446 | 45Neutral | JPY 9.71B | -17.52 | ― | ― | -0.72% | -474.84% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:3965 | Capital Asset Planning, Inc. | 855.00 | 87.45 | 11.39% | |
| JP:4375 | Safie Inc. | 636.00 | -285.00 | -30.94% | |
| JP:4389 | Property Data Bank, Inc. | 1026.00 | 229.13 | 28.75% | |
| JP:4446 | Link-U Group Inc. | 686.00 | -365.00 | -34.73% | |
| JP:5035 | HOUSEI Inc. | 343.00 | -112.50 | -24.70% | |
| JP:7320 | Japan Living Warranty, Inc. | 1326.00 | -694.54 | -34.37% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026