Koryojyuhan Co., Ltd. (3495) AI Stock Analysis

0 Followers

Koryojyuhan Co., Ltd.

(TSE/TYO:3495)

Select Model

Rating:52Neutral

Price Target:JPY 2,303.00▲(0.13% Upside)

Action:reiterated

Date:09/09/26

The overall score of 52 is heavily weighed down by a precarious financial profile marked by severe cash burn, rising debt levels, and forecasted revenue declines. Strong bearish technical momentum further pressures the score. However, a highly attractive valuation with a low P/E ratio and healthy dividend yield prevents the score from falling further, offering some appeal for deep-value investors willing to tolerate significant operational risks.

Positive Factors

Improving Net MarginThe multi-year expansion in net margin indicates improved earnings conversion and stronger profitability than earlier periods. If maintained, this provides greater capacity to absorb operating volatility, reinvest in the business, and support shareholder returns even when revenue growth is uneven.

Negative Factors

Persistent Negative Cash FlowRepeated negative operating and free cash flow means reported profitability is not translating into internally generated funding. This reduces financial resilience, increases reliance on external financing, and limits the company’s flexibility to fund investment or withstand weaker operating conditions.

Koryojyuhan Co., Ltd. (3495) vs. iShares MSCI Japan ETF (EWJ)

Market Cap: JPY 6.46B
Dividend Yield: 2.78%
Average Volume (3M): 1,242
Price to Earnings (P/E): 6.7
Beta (1Y): 0.08
Revenue Growth: 7.06%
EPS Growth: -8.19%
Country: Japan
Employees: 240
Sector: Real Estate
Sector Strength: 65
Industry: Real Estate - Services

Koryojyuhan Co., Ltd. Business Overview & Revenue Model

Company Description

Koryojyuhan Co., Ltd. operates as a prominent real estate firm within Japan, offering a comprehensive suite of services. These include facilitating rental agreements, providing short-term monthly accommodations, secure storage units (trunk rooms), an...

Koryojyuhan Co., Ltd. Financial Statement Overview

Summary

Financial health presents a high-risk profile. While the company has a history of revenue and profit growth with a 13.7% ROE, this is severely undermined by three consecutive years of negative operating and free cash flows. Coupled with a high Debt-to-Equity ratio of 1.36 and a forecasted 41.3% revenue decline, long-term operational sustainability is a major concern.

Income Statement

72Positive

Balance Sheet

51Neutral

Cash Flow

15Very Negative

Financial statement breakdown
Breakdown	TTM	Sep 2025	Sep 2024	Sep 2023	Sep 2022	Sep 2021
Income Statement
Total Revenue	12.40B	11.53B	10.04B	9.32B	8.71B	7.80B
Gross Profit	4.12B	3.76B	3.90B	3.60B	3.45B	3.21B
EBITDA	1.74B	1.80B	1.42B	1.21B	1.08B	856.93M
Net Income	949.31M	1.02B	722.10M	653.18M	493.05M	391.25M
Balance Sheet
Total Assets	16.44B	17.84B	16.41B	14.13B	11.51B	9.56B
Cash, Cash Equivalents and Short-Term Investments	3.10B	2.25B	2.20B	1.85B	1.81B	2.03B
Total Debt	5.27B	7.51B	7.23B	6.01B	4.35B	3.24B
Total Liabilities	9.53B	11.71B	11.15B	9.49B	7.47B	5.91B
Stockholders Equity	6.91B	6.20B	5.26B	4.64B	4.05B	3.65B
Cash Flow
Free Cash Flow	-711.81M	-711.81M	-1.08B	-1.72B	-1.29B	412.22M
Operating Cash Flow	-646.44M	-646.44M	-712.22M	-1.42B	-319.94M	609.28M
Investing Cash Flow	552.82M	552.82M	7.30M	-282.34M	-1.04B	-185.16M
Financing Cash Flow	109.69M	109.69M	1.08B	1.72B	1.12B	-81.05M

Koryojyuhan Co., Ltd. Technical Analysis

Technical Analysis SentimentPositive

Last Price2300.00

Price Trends

50DMA2245.37Positive

100DMA2284.41Positive

200DMA2336.28Negative

Market Momentum

MACD20.18Negative

RSI57.66Neutral

STOCH68.56Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3495, the sentiment is Positive. The current price of 2300.00 is above the 20-day moving average (MA) of 2229.65, above the 50-day MA of 2245.37, and below the 200-day MA of 2336.28, indicating a neutral trend. The MACD of 20.18 indicates Negative momentum. The RSI at 57.66 is Neutral, neither overbought nor oversold. The STOCH value of 68.56 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3495.

Koryojyuhan Co., Ltd. Peers Comparison

Overall Rating

UnderperformOutperform

Sector (65)

Financial Indicators

JP:3495 against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
JP:8898	83Outperform	JPY 11.58B	12.81	―	4.78%	4.75%	15.83%
JP:9761	69Neutral	JPY 7.83B	11.02	―	5.30%	3.06%	-2.38%
JP:3490	66Neutral	JPY 4.66B	7.51	―	0.98%	25.95%	-10.96%
JP:8944	66Neutral	JPY 4.82B	2.76	―	2.40%	65.37%	―
Sector *	65Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
JP:5527	56Neutral	JPY 10.81B	9.70	―	2.87%	5.13%	-18.74%
JP:3495	52Neutral	JPY 6.41B	6.71	―	2.78%	7.06%	-8.19%

* Real Estate Sector Average

Performance Comparison

JP:3495 and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
JP:3495	Koryojyuhan Co., Ltd.	2300.00	-62.41	-2.64%
JP:3490	AZ Planning Co., Ltd.	3060.00	256.32	9.14%
JP:5527	property technologies, Inc.	878.00	114.58	15.01%
JP:8898	Century21 Real Estate of Japan Ltd.	1109.00	54.72	5.19%
JP:8944	Land Business Co., Ltd.	250.00	12.76	5.38%
JP:9761	Tokai Lease Co., Ltd.	2266.00	-5.89	-0.26%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 09, 2026

Koryojyuhan Co., Ltd. AI Stock Analysis